Westpac 2023 AGM Notice of Meeting

ASX Release


6 November 2023

Westpac 2023 AGM Notice of Meeting

Westpac Banking Corporation (“Westpac”) today provides the attached Westpac
2023 AGM Notice of Meeting.










For further information:

Hayden Cooper Justin McCarthy
Group Head of Media Relations General Manager, Investor Relations
0402 393 619 0422 800 321


This document has been authorised for release by Tim Hartin, Company Secretary.



Level 18, 275 Kent Street
Sydney, NSW, 2000

2023 ANNUAL GENERAL MEETING
WESTPAC BANKING CORPORATION
ABN 33 007 457 141
THURSDAY, 14 DECEMBER 2023
10:00 AM (BRISBANE TIME)
NOTICE OF
MEETING

The Westpac Group 2023 Notice of Meeting
is made with a mixture of materials from
FSC®-certified forests, recycled materials,
and/or FSC®-controlled wood.
Cover page: 50-year partnership
with the Westpac Lifesaver
Rescue Helicopter Service
ANNUAL GENERAL
MEETING PARTICIPATION
MESSAGE FROM
THE CHAIRMANWESTPAC GROUP 2023 NOTICE OF ANNUAL GENERAL MEETING

CONTENTS
MESSAGE FROM THE CHAIRMAN 3
ANNUAL GENERAL MEETING PARTICIPATION 4
NOTICE OF 2023 ANNUAL GENERAL MEETING 6
HOW TO VOTE 8
EXPLANATORY NOTES 10
ATTENDING THE AGM IN PERSON 24
1
NOTICE OF 2023 ANNUAL
GENERAL MEETING
HOW TO VOTEEXPLANATORY NOTES
ATTENDING THE
AGM IN PERSON

ANNUAL GENERAL
MEETING
Thursday, 14 December 2023
10:00 am (Brisbane time)
To be held at the Brisbane Convention
& Exhibition Centre and online
Plaza Ballroom, Plaza Level
130 Grey Street
South Brisbane QLD 4101
WESTPAC GROUP 2023 NOTICE OF ANNUAL GENERAL MEETING
2
MESSAGE FROM
THE CHAIRMAN
ANNUAL GENERAL
MEETING PARTICIPATION

Dear fellow shareholders,
On behalf of the Westpac Board,
I invite you to attend our 2023
Annual General Meeting (AGM) on
14 December 2023. It will be held
in Brisbane and shareholders have
the option to attend in person or to
participate online. Information on how
to take part in the AGM is outlined in
this Notice of Meeting.
This AGM will be my last as Westpac’s Chairman. Having
joined the Board in February 2020, I will retire at the end
of the meeting and Steven Gregg will take the reins as
Chairman. Steven is a seasoned director and chairman with
more than 35 years’ experience across a range of sectors.
He is the right leader to take Westpac into its next chapter
and will work well with fellow directors, the CEO and the
Executive team.
Improved performance
Over the year, we continued to navigate and help
customers through the uncertain operating environment.
We improved service to customers, especially through
digitisation and simplification.
This year has seen the best financial and operating
performance by the Group since 2018.
Profit after tax was $7.2 billion in FY23, up 26% on a
statutory basis and 12% excluding Notable Items. Return
on tangible equity was solid at 11.4%, well above our cost
of equity. Operating income was strong, up 10%. However,
impairment provisions doubled reflecting the effect of
interest rate rises and inflation on customers.
Our capital position remains strong with a core equity tier
1 ratio of 12.4%, well ahead of our target operating range
of 11-11.5%. The Board declared an increased 2023 final
dividend of 72 cents, as well as the announcement of a
$1.5 billion on-market share buy-back.
Stronger foundations
Westpac has undergone significant renewal over the past
three years and I thank shareholders for their patience
as we have created a leaner, more agile and better
performing bank.
Importantly, risk management and risk culture have
improved through our Customer Outcomes and Risk
Excellence (CORE) integrated plan. CORE is a critical
integrated plan and is well progressed with 94%
of activities complete and improvements made in
accountability and risk outcomes. Work will continue
into the coming year to ensure change is sustainable
and effective.
Since 2020, we have exited 10 non-core businesses and
improved operational efficiency. Our renewed focus on
banking in Australia and New Zealand, along with a more
favourable operating environment, was reflected in our
improved financial performance.
With stronger foundations, the Board has made it a priority
to increase investment to enable growth in key markets.
In coming years, we will continue our simplification by
integrating technology to deal with complexity, cost and
service issues from past acquisitions.
Items of business
The items of business at this year’s AGM are set out from
page 6 of this Notice of Meeting, including explanatory
notes and Board recommendations.
We welcomed directors Tim Burroughs, Michael Ullmer
and Steven Gregg to the Board this year. Tim, Michael and
Steven are standing for election at this AGM. Mike Hawker
retired from the Board during the year. Chris Lynch has
decided not to seek re-election and will stand down at the
completion of his term immediately following the AGM.
On behalf of my fellow directors, I thank them for their
contribution to Westpac.
Shareholders will be given the opportunity to vote on
our climate plans in a non-binding climate resolution. The
resolution demonstrates our focus on climate commitments,
actions and progress. It is also an acknowledgement of the
importance of this issue for shareholders.
The other items of business at the AGM will be the Financial
Reports, the Remuneration Report, the grant of equity to
the Chief Executive Officer and two resolutions proposed
by a group of shareholders. Further details are provided in
the explanatory notes of this Notice of Meeting.
We look forward to welcoming you to our AGM.
Yours sincerely,
John McFarlane
CHAIRMAN
6 November 2023
MESSAGE FROM
THE CHAIRMAN
3
NOTICE OF 2023 ANNUAL
GENERAL MEETING
HOW TO VOTEEXPLANATORY NOTES
ATTENDING THE
AGM IN PERSON

ANNUAL GENERAL
MEETING
PARTICIPATION
Westpac Banking Corporation’s (Westpac or the
Company) Annual General Meeting (AGM or meeting) is
an important forum for the Company, and we welcome
shareholder participation.
Westpac shareholders (or their proxies, corporate
representatives and attorneys (Representatives)) can
participate in the AGM in person or online. This includes
viewing proceedings, making comments, asking questions
and voting (subject to the voting exclusions). Details on
how to participate are set out on page 5.
Support will be available for people with mobility
difficulties and sign language will be provided and
viewable online.
Copies of the Chairman and Chief Executive Officer (CEO)
addresses will be available on the ASX just prior to the
AGM and on our website at westpac.com.au/AGM.
A meeting transcript and webcast replay will also be
available on our website soon after the meeting.
The Chairman and the CEO will answer questions, although
the Chairman may refer some questions to Westpac’s
Auditor or to another member of the Board or Executive
team. If appropriate, a response may be provided as soon
as possible after the meeting.
SHAREHOLDER
QUESTIONS
ON THE DAY OF THE AGM – Shareholders may comment or ask questions in person at the meeting,
online or via the teleconference.
PRIOR TO THE AGM – Shareholders may submit questions ahead of the meeting online at
vote.linkmarketservices.com/WBC. For shareholders who receive a hardcopy Question Form,
please submit and return your question(s) in the manner described on the form.
Questions submitted prior to the AGM will not be read or tabled at the meeting, but Westpac will
seek to respond to shareholders’ most pressing issues in the Chairman and the CEO addresses and,
where applicable, in the comments on the resolutions. Questions must be received by 5:00 pm
(Brisbane time) on Thursday, 7 December 2023.
WESTPAC GROUP 2023 NOTICE OF ANNUAL GENERAL MEETING
4
MESSAGE FROM
THE CHAIRMAN
ANNUAL GENERAL
MEETING PARTICIPATION

3. Attending via teleconference
A teleconference facility will be available for
shareholders (or their Representatives) to attend
the AGM, including to speak directly to the
meeting to make comments and ask questions.
Voting is not available via the teleconference
facility but can be done through the AGM
Online Platform.
A unique shareholder PIN is required to
access the teleconference. To obtain the PIN
please contact Link and quote your SRN/HIN
prior to 5:00 pm (Brisbane time) on Tuesday,
12 December 2023. Link can be contacted on
1800 804 255 (Australia) or +61 1800 804 255
(International).
The teleconference line will open from
9:00 am (Brisbane time) on the day of the
AGM. We recommend connecting well before
the start time. Support will be available to assist
shareholders with any difficulties using the
teleconference. Further details are provided
in the Online AGM Guide.
Teleconference numbers:
Australia Toll Free: 1800 798 067
International Toll Free: +61 1800 798 067
or +61 2 9189 5793
2. Participating via the AGM
Online Platform, including
watching the live webcast
Visit westpac.com.au/AGM and follow these
steps:
—Click on ‘Join the 2023 AGM’.
—Register by inputting your full name, mobile
number and email address, and then select
from the drop-down menu before clicking
‘Register and Watch Meeting’.
—Once registered, you can view the live
webcast and presentation slides.
—To vote, comment or ask a question, click on
either ‘Get a Voting Card’ or ‘Ask a Question’.
—You will need your Shareholder Reference
Number (SRN) or Holder Identification
Number (HIN) to verify your shareholding.
This can be found on your holding statement
or can be requested in advance from Link
Market Services (Link) on 1800 804 255
(Australia) or +61 1800 804 255 (International).
—For proxies, you will need your proxy code
to verify your appointment. This code will be
emailed to you by Link no later than 24 hours
prior to the AGM. You will need to have been
appointed as a proxy by 10:00 am (Brisbane
time) on Tuesday, 12 December 2023.
Support will be available to assist shareholders
with any difficulties participating online.
Detailed instructions are in the Online AGM Guide
available at westpac.com.au/AGM.
Technical difficulties
The Chairman of the AGM has discretion to
decide whether and how the AGM should
proceed if technical difficulties arise during the
meeting. In doing so, consideration will be given
to the number of shareholders impacted and
the extent to which participation in the business
of the meeting is affected. The Chairman of the
AGM may continue the business of the meeting,
including conducting a poll and voting in
accordance with valid proxy instructions.
1. Attending in person
The 2023 AGM will be held at 10:00 am (Brisbane
time) in the Plaza Ballroom, on the Plaza Level at
the Brisbane Convention & Exhibition Centre, at
130 Grey Street, South Brisbane, Queensland 4101.
Registration will commence at 9:00 am
(Brisbane time).
A voting card and instructions on how to
complete the voting card will be provided to
shareholders or their Representatives upon
registration on the day.
Non-shareholders (who are not Representatives
of shareholders) who wish to attend the
AGM are requested to register by 5:00 pm
(Brisbane time) on Tuesday, 12 December
2023, by emailing their details to
westpacagm@linkmarketservices.com.au.
Westpac retains its discretion to decline entry
to visitors for safety or other reasons.
5
NOTICE OF 2023 ANNUAL
GENERAL MEETING
HOW TO VOTEEXPLANATORY NOTES
ATTENDING THE
AGM IN PERSON

NOTICE OF 2023
ANNUAL GENERAL
MEETING
Notice is given that the Annual
General Meeting of Westpac Banking
Corporation (ABN 33 007 457 141)
(Westpac or the Company) will be
held at 10:00 am (Brisbane time)
on Thursday, 14 December 2023 as
a hybrid meeting. Shareholders and
Representatives may attend in person
at the Plaza Ballroom, Plaza Level,
Brisbane Convention & Exhibition
Centre, 130 Grey Street, South
Brisbane, Queensland, 4101, online
at westpac.com.au/AGM or via the
teleconference.
Items
of Business
1. Financial Reports
To receive and consider the Financial Report, the Directors’
Report and the Auditor’s Report for the year ended
30 September 2023.
2. Remuneration Report
To adopt the Remuneration Report for the year ended
30 September 2023.
The vote on this Item is advisory only and does not bind
the Company or its Directors.
3. Grant of Equity to Managing Director and Chief
Executive Officer
To approve, for all purposes, including ASX Listing Rule
10.14 and sections 200B and 200E of the Corporations
Act 2001 (Cth), the grant of performance share rights
(performance rights) and restricted share rights (restricted
rights) as Long Term Variable Reward (LTVR) for the 2024
financial year to the Managing Director and Chief Executive
Officer, Peter King, on the LTVR terms summarised in the
Explanatory Notes in the Notice of Meeting.
4. Election of Directors
(a) To elect Tim Burroughs as a Director.
(b) To elect Michael Ullmer AO as a Director.
(c) To elect Steven Gregg as a Director.
5. Westpac Climate Change Position Statement
and Action Plan
To support Westpac’s 2023 Climate Change Position
Statement and Action Plan.
The vote on this Item is advisory only and does not bind
the Company or its Directors.
6. Resolutions Requisitioned by Shareholders
(Not Supported by the Board)
(a) Amendment to the Constitution
To amend the Constitution to insert beneath Clause 7
‘General meetings’ the following new sub-clause: “The
Company in general meeting may by ordinary resolution
express an opinion or request information about the way
in which a power of the Company partially or exclusively
vested in the Directors has been or should be exercised.
Such a resolution must relate to a material risk identified by
the Directors or the Company and cannot advocate action
that would violate any law or relate to any personal claim or
grievance. Such a resolution is advisory only and does not
bind the Directors or the Company”.
WESTPAC GROUP 2023 NOTICE OF ANNUAL GENERAL MEETING
6
MESSAGE FROM
THE CHAIRMAN
ANNUAL GENERAL
MEETING PARTICIPATION

(b) Transition Plan Assessments
Shareholders recognise the substantial transitional and
physical risks of climate change and their potential
financial impacts on our company. Noting our company’s
requirement that upstream oil and gas customers have
‘credible transition plans’
1
in place prior to 2025 in order
to receive corporate lending, shareholders request further
disclosure addressing:
1. Whether all ‘fossil fuel companies’
2
will be required
to have such plans in place prior to 2025 in order for
Westpac to provide ‘new financing’
3
; and
2. How Westpac will assess such plans for alignment
with the bank’s definition of a credible transition plan,
which should not include an unreasonable reliance on
emissions offsets or negative emissions technology.
4

1 As defined in Westpac November 2022 Climate Change Position Statement
(https://www.westpac.com.au/content/dam/public/wbc/documents/pdf/aw/
sustainability/Climate_Change_Position_Statement_and_Action_Plan.pdf)
2 As defined in Science-Based Targets Initiative Fossil Fuel Finance Position
Paper Consultation Draft (https://sciencebasedtargets.org/resources/files/
The-SBTi-Fossil-Fuel-Finance-Position-Paper-Consultation-Draft.pdf)
3 Defined as: The provision of new corporate lending, project finance or trade
finance to a customer, including the refinancing of existing facilities, and the
arranging or underwriting of capital markets transactions to a customer.
4 For examples of transition plan assessment frameworks, see:
• Climate Action 100+ Net-Zero Company Benchmark
(https://www.climateaction100.org/net-zero-company-benchmark/)
• IGCC Corporate Climate Transition Plans Guide (https://igcc.org.au/
wp-content/uploads/2022/03/IGCC-corporate-transition-plan-investor-
expectations.pdf)
Voting exclusions apply to the following Items:
ITEMRESOLUTION
2Remuneration Report
3Grant of Equity to Managing Director
and Chief Executive Officer
Westpac will disregard any votes cast on Item 2:
—by or on behalf of a KMP named in the Remuneration
Report for the financial year ended 30 September
2023 or their closely related parties, regardless of the
capacity in which the vote is cast; or
—as a proxy by a person who is a KMP at the date of the
AGM or their closely related parties,
unless the vote is cast as proxy for a person entitled to
vote on Item 2:
—in accordance with a direction on the Voting/Proxy
Form to vote on the Item in that way; or
—by the Chairman of the AGM pursuant to an express
authorisation to exercise the proxy, even though Item 2
is connected with the remuneration of the KMP.
Westpac will disregard any votes cast on Item 3:
—by or on behalf of Mr Peter King or any of his associates,
regardless of the capacity in which the vote is cast; or
—as a proxy by a person who is a KMP at the date of the
AGM or their closely related parties,
unless the vote is cast on Item 3:
—as proxy or attorney for a person entitled to vote on the
Item in accordance with a direction given to the proxy or
attorney to vote on the Item in that way; or
—by the Chairman of the AGM as proxy for a person
entitled to vote on the Item, pursuant to an express
authorisation to exercise the proxy as the Chairman of
the AGM decides, even though Item 3 is connected with
the remuneration of a KMP; or
—by a holder acting solely in a nominee, trustee, custodial
or other fiduciary capacity on behalf of a beneficiary
provided the following conditions are met:
• the beneficiary provides written confirmation to
the holder that the beneficiary is not excluded from
voting, and is not an associate of a person excluded
from voting, on the Item; and
• the holder votes on the Item in accordance with
directions given by the beneficiary to the holder to
vote in that way.
The attached ‘How to Vote’ instructions and Explanatory
Notes provide shareholders with further information and
form part of this Notice of Meeting.
By order of the Board of Directors.
TIMOTHY HARTIN
COMPANY SECRETARY
6 November 2023
Important voting
information
Eligible Shareholders
A person who is registered as the holder of Westpac shares
at 7:00 pm (Sydney time) (or 6:00 pm Brisbane time) on
Tuesday, 12 December 2023 will be entitled to attend and
vote at the AGM. Share transfers registered after that time
will be disregarded in determining entitlements to attend
and vote at the meeting.
Voting exclusions
Key Management Personnel (KMP) that may have a vested
interest in the outcome of a resolution are restricted
from voting on that resolution. KMP includes members
of the Board and Group Executives that are listed in
Section 3 ‘Key Management Personnel’ of Westpac’s
2023 Remuneration Report. The Corporations Act 2001
(Cth) (Corporations Act) restricts KMP and their closely
related parties from voting in certain circumstances on
such resolutions. A closely related party includes a spouse,
dependants, and certain other close family members,
as well as any companies controlled by the KMP.
7
HOW TO VOTEEXPLANATORY NOTES
ATTENDING THE
AGM IN PERSON
NOTICE OF 2023 ANNUAL
GENERAL MEETING

HOW TO VOTE
1. Voting at
the AGM:
In person at the meeting
When registering at the AGM you will be given a voting
card and instructions on how to complete it.
Voting on all Items will be conducted by poll and details
on how to vote will be provided at the meeting.
Online during the meeting
You can log in to the AGM Online Platform by following
the instructions in the section titled ‘Annual General
Meeting participation’ on page 4.
The Chairman of the AGM intends to open voting shortly
after the commencement of the meeting at 10:00 am
(Brisbane time). Those entitled to vote may do so after
voting opens and up until the poll is closed 15 minutes
after the meeting has concluded.
Further details are in the Online AGM Guide available at
westpac.com.au/AGM.
2. Voting prior
to the AGM:
Direct voting or appointment of proxies can be completed
prior to the meeting in the following ways:
Online – at vote.linkmarketservices.com/WBC.
Follow the prompts or scan the QR code on the
back of the Voting/Proxy Form with an appropriate
device. You will need your SRN or HIN and your
postcode for your shareholding.
Email – scan and email a completed Voting/Proxy
Form to vote@linkmarketservices.com.au.
By post – completed Voting/Proxy Forms may be
posted to Westpac Banking Corporation, c/- Link
Market Services Limited, Locked Bag A6015, Sydney
South NSW 1235 Australia.
New Zealand shareholders can also return their
Voting/Proxy Form in one of the ways described
in the form.
A completed Voting/Proxy Form (and any power of
attorney or other authority under which it is signed) must
be received by no later than 10:00 am (Brisbane time)
on Tuesday, 12 December 2023. Any Voting/Proxy Form
received after this time will not be valid.
By submitting a direct vote prior to the meeting, you
agree to be bound by the Direct Voting Rules adopted
by the Board. The Direct Voting Rules are available at
westpac.com.au/AGM. Further instructions on direct
voting are on the Voting/Proxy Form.
WESTPAC GROUP 2023 NOTICE OF ANNUAL GENERAL MEETING
8
MESSAGE FROM
THE CHAIRMAN
ANNUAL GENERAL
MEETING PARTICIPATION

How to appoint a proxy
Shareholders can appoint up to two proxies to participate
in the AGM on their behalf. A proxy need not be a
shareholder of Westpac.
Where two proxies are appointed, each proxy can
represent a specific proportion or number of shares.
If no number or proportion is specified, each proxy will
represent half the shareholder’s votes.
Proxy instructions must be received by 10:00 am
(Brisbane time) on Tuesday, 12 December 2023. Any proxy
instructions received after this deadline will be ineffective.
If a proxy is instructed to abstain from voting on an Item,
they must not vote on the shareholder’s behalf. Any vote
cast in these circumstances will not be counted.
If you appoint a proxy (other than the Chairman of the
AGM) and direct them how to vote and they do not attend
the meeting or do not vote on the poll, the Chairman of the
AGM will become your proxy and must cast those proxy
votes in accordance with your directions.
If you appoint the Chairman of the AGM as your proxy
(or the Chairman is appointed by default), and no
direction is provided, you will be expressly authorising the
Chairman to exercise your proxy as the Chairman sees
fit. This includes in relation to Items 2 and 3 even though
those items are connected directly or indirectly with the
remuneration of a member of Westpac’s KMP.
If you wish to appoint the Chairman of the AGM as proxy
and direct the Chairman how to vote on an Item, you must
complete the ‘For’, ‘Against’ or ‘Abstain’ boxes on the
Voting/Proxy Form. Otherwise, the Chairman of the AGM
intends to vote all available proxies in favour of Items 2, 3,
4a, 4b, 4c and 5 and against Items 6a and 6b.
If you appoint a Director (other than the Chairman) or
another KMP or closely related party of any KMP as your
proxy, you must specify how they should vote on Items 2
and 3 by completing the ‘For’, ‘Against’ or ‘Abstain’ boxes
on the Voting/Proxy Form. If you do not, your proxy will
not be able to exercise your vote for those Items.
Shareholders are encouraged to direct their proxies on
how to vote. If a proxy is not directed, the proxy may
abstain or vote as they see fit (subject to the voting
exclusions).
If you appoint a proxy but then attend the meeting
in a manner outlined on page 5, your proxy will be
automatically revoked (as required by law), and you will
need to lodge your vote at the meeting.
Further instructions on appointing proxies are
available on the Voting/Proxy Form or online at
vote.linkmarketservices.com/WBC.
Corporate representatives
A corporation which is a shareholder, or which has been
appointed as a proxy, may appoint an individual to act
as a corporate representative to vote at the AGM. The
appointment must comply with section 250D of the
Corporations Act. The corporate representative should
lodge their properly executed letter or other document
confirming their authority to act as the company’s
corporate representative with their Certificate of
Appointment of Corporate Representative form to Link
at the postal address or email address on page 8, unless
it has previously been provided to Link. A Certificate of
Appointment of Corporate Representative form may be
obtained from Link or online at linkmarketservices.com.au
and must be received by Link by 10:00 am (Brisbane time)
on Thursday, 14 December 2023.
Attorney
A shareholder entitled to participate and vote at the AGM
is entitled to appoint an attorney to participate and vote
at the meeting on the shareholder’s behalf. An attorney
does not have to be a shareholder of Westpac. The power
of attorney appointing the attorney must be duly signed
and specify the names of the shareholder and the attorney
and specify the meetings at which the appointment may
be used.
To be effective, a hard copy of the power of attorney,
certified as an original true copy by statutory declaration,
must also be received by Link by 10:00 am (Brisbane
time) on Tuesday, 12 December 2023 at the postal address
shown on page 8.
9
EXPLANATORY NOTES
ATTENDING THE
AGM IN PERSON
HOW TO VOTE
NOTICE OF 2023 ANNUAL
GENERAL MEETING

EXPLANATORY
NOTES
Item 1
Financial Reports
This Item relates to Westpac’s Financial
Report, Directors’ Report and Auditor’s Report
(the Financial Reports) for the year ended
30 September 2023. This Item does not require
a formal resolution and so no vote will be held.
Shareholders may ask questions and make
comments on the Financial Reports or the
management of Westpac and will have an
opportunity to ask questions of Westpac’s
auditor in relation to the conduct of the audit,
the preparation and content of the Auditor’s
Report, the accounting policies adopted by
Westpac and the independence of the auditor
in relation to the conduct of the audit.
The Financial Reports are in Westpac’s
2023 Annual Report and available at
westpac.com.au/investorcentre.
Item 2
Remuneration Report
Shareholders are asked to adopt Westpac’s
Remuneration Report for the year ended
30 September 2023.
The Remuneration Report is included within
Westpac’s 2023 Annual Report and is available at
westpac.com.au/investorcentre.
The Remuneration Report sets out information about:
—the executive remuneration framework;
—the relationship between remuneration and Company
performance;
—remuneration governance;
—details of executive remuneration arrangements; and
—statutory remuneration details (including for the
Directors of the Company).
The vote on this Item is advisory only and does not bind
the Company or its Directors. However, the voting outcome
will be considered when determining future remuneration
arrangements.
A voting exclusion applies to this Item, as set out earlier
in this Notice of Meeting.
The Board recommends shareholders vote in
favour of adopting the Remuneration Report.
The Chairman of the AGM intends to vote all
available proxies in favour of this Item.
Item 3
Grant of Equity to
Managing Director and
Chief Executive Officer
Shareholders are asked to vote on the grant
of equity as Long Term Variable Reward (LTVR)
to the CEO, Peter King, that will form part of
his 2024 financial year remuneration.
To align the CEO’s long term interests with those of
shareholders, the Board believes the CEO should maintain
a significant shareholding in Westpac and receive part of
his remuneration in equity that vests if certain conditions
are met.
The Board believes it is appropriate to proceed with
granting performance based equity to support long term
shareholder returns and value creation.
With the introduction of APRA’s new Prudential Standard
CPS 511 Remuneration and the refresh of our strategy,
the Board has made some changes to our executive
remuneration framework in line with market developments.
This is effective from 1 October 2023.
It is therefore proposed that the 2024 LTVR award be
allocated as performance rights and restricted rights. If
certain conditions are met over a four year performance
period, the rights will vest at the end of the deferral periods
as outlined below.
We are introducing restricted rights in 2024 to reinforce
our focus on maintaining or improving Group risk culture.
We believe a great Group risk culture is a necessary
foundation for a successful bank and the creation of long
term value for all of our stakeholders.
The grant of equity is consistent with Mr King’s
employment agreement.
WESTPAC GROUP 2023 NOTICE OF ANNUAL GENERAL MEETING
10
MESSAGE FROM
THE CHAIRMAN
ANNUAL GENERAL
MEETING PARTICIPATION

The Board has the ability to adjust the number of rights downwards (including to zero) in the event of significant impact
to the Group and in other circumstances considered appropriate.
The table below outlines Mr King’s total maximum remuneration package for 2023 and 2024. The package has been
reduced by 12% for 2024 (compared to 2023) to offset the greater certainty of the restricted rights.
CEO’S TOTAL MAXIMUM REMUNERATION
COMPONENT20232024
Fixed remuneration$2,522,727
1
$2,500,000
1
Maximum Short Term Variable Reward
(STVR) opportunity
$3,750,000$2,343,750 reduced from 150% of target STVR to 125%
of target STVR.
LT V R$3,250,000$3,500,000 comprised of $1,750,000 as LTVR performance
rights and $1,750,000 as LTVR restricted rights.
Total maximum remuneration$9,522,727$8,343,750 reduced by 12%.
Further details of Mr King’s remuneration arrangements are in the Remuneration Report in Westpac’s 2023 Annual
Report, which is available at westpac.com.au/investorcentre.
1. Reason for requesting shareholder approval
ASX Listing Rule 10.14.1 requires shareholder approval for the issue of securities to a Director under an employee
incentive scheme.
To deliver LTVR, the Board decides whether shares to satisfy any vested LTVR awards will be acquired on-market or
be issued by Westpac.
While it is currently intended that shares will be acquired on-market and shareholder approval is not required, it is being
sought in order to preserve flexibility to issue shares in the event that the award vests at the end of the deferral period.
This resolution is not seeking approval for the total remuneration of the CEO, rather it relates to the issue of securities
to the CEO (as a Director) as LTVR, which is one component of his total remuneration.
If shareholder approval is not obtained, the Board will consider alternative approaches to rewarding Mr King should
the performance conditions for the LTVR be achieved. This may include purchasing shares on-market or paying him
a cash equivalent.
Shareholder approval is also being sought for the purposes of sections 200B and 200E of the Corporations Act for
any potential termination benefits that may be given to Mr King in connection with the LTVR award covered by Item 3.
If approved, Mr King will be entitled to receive benefits arising through this award on termination of employment
(subject to various conditions), in addition to any other termination benefits that may be provided to him, without
further shareholder approval. If shareholder approval is provided, the value of any termination benefits that may be
received in connection with the LTVR award will be disregarded when calculating the termination benefits cap under
the Corporations Act. It is intended that this approval will remain valid during the life of equity granted to Mr King
under Item 3.
2. Terms of the LTVR award
Consistent with the remuneration strategy, the terms of LTVR are designed to:
—Align accountability and remuneration with the long term interests of shareholders by rewarding the delivery
of sustained Group performance over the long term;
—Place a significant proportion of remuneration ‘at-risk’ as vesting is subject to the achievement of performance
conditions, a service condition, and Board discretion; and
—Ensure remuneration is competitive and aligned with market remuneration in the financial services industry.
1 Includes the increase to the superannuation guarantee rate from 10.5% to 11% effective 1 July 2023.
11
ATTENDING THE
AGM IN PERSON
EXPLANATORY NOTESHOW TO VOTE
NOTICE OF 2023 ANNUAL
GENERAL MEETING

TERMS OF THE LTVR AWARD
Quantum of awardThe Board has determined that Mr King will receive a 2024 LTVR award comprising a
maximum grant of 82,978 performance rights and 82,977 restricted rights, with a total face
value of $3,500,000.
Subject to meeting the performance conditions and other vesting criteria described below,
the maximum number of fully paid ordinary shares that may be issued to Mr King under the
2024 LTVR award is 165,955, at a deemed issue price of $21.09 per right. The rights to be
granted will be offered at nil cost to him and no amount is payable on their vesting.
The number of rights to be granted to Mr King was determined by dividing the dollar value
of the 2024 LTVR award by the market price (being the volume weighted average market
price of Westpac’s ordinary shares, as traded on the ASX and Chi-X (now known as Cboe
Australia) in the last five trading days up to 30 September 2023).
DeliveryThe LTVR award is delivered in two equally weighted components comprising performance
rights and restricted rights.
Performance rights
—Performance period: 4 years.
—Deferral period: 6 years, comprising a performance period of 4 years and a further
deferral period of 2 years. 100% of the performance rights are eligible to vest at the end
of Year 6.
Restricted rights
—Performance period: 4 years.
—Deferral period: Up to 5 years comprising a performance period of 4 years after which
50% of the restricted rights are eligible to vest (i.e. at the end of Year 4). The remaining
50% of restricted rights are eligible to vest after a further deferral period of 1 year
(i.e. at the end of Year 5).
Both performance rights and restricted rights are eligible to receive dividend equivalent
payments to the extent that rights vest.
For restricted rights, these are accrued for the performance period and the further deferral
period after the performance period, and paid at the end of the deferral period.
For performance rights, these are only accrued for the further deferral period after the
performance period and paid at the end of the deferral period.
Performance conditionsThe performance conditions must be satisfied before performance rights can vest, except in
limited circumstances (refer to the Board discretion and the cessation of employment section
described below). There is no re-testing and any rights that do not vest on testing will lapse.
Performance rights
The performance rights are subject to relative total shareholder return as outlined below.
Westpac’s total shareholder return is compared against eight Australian financial services
companies using a percentile ranking vesting schedule.
The comparator group of companies comprise: AMP Limited, Australia & New Zealand
Banking Group Limited, Bank of Queensland Limited, Bendigo and Adelaide Bank Limited,
Commonwealth Bank of Australia, Macquarie Group Limited, National Australia Bank Limited
and Suncorp Group Limited. The Board retains discretion to amend the comparator group
and determine the overall vesting outcome as appropriate.
WESTPAC’S TSR PERFORMANCEINDICATIVE VESTING PERCENTAGE
At the 75th percentile or higher100%
Between the median and the 75th percentilePro-rata vesting between 50% and 100%
At the median50%
Below the median0%
WESTPAC GROUP 2023 NOTICE OF ANNUAL GENERAL MEETING
12
MESSAGE FROM
THE CHAIRMAN
ANNUAL GENERAL
MEETING PARTICIPATION

TERMS OF THE LTVR AWARD
Restricted rights
The restricted rights are subject to performance conditions which are assessed prior to the
grant and prior to vesting. These assessments are known as the pre-grant assessment and
the pre-vest assessment.
The assessment will be primarily based on the assessment of collective Group risk culture as
part of the Board’s annual attestation to APRA required under Prudential Standard CPS 220
Risk Management, which is a multi factorial, evidence based process. A prudential soundness
gate applies. The Board will also consider if there have been any significant risk outcomes
or any serious misconduct that have not been sufficiently addressed through performance
management or STVR outcomes.
Step 1: Assessment
RISK FACTORSASSESSMENT
1. Prudential soundnessHas Westpac remained safe and secure, taking into account
capital position and liquidity?
Prudential soundness is measured through the common
equity tier 1 capital ratio, liquidity coverage ratio and the
net stable funding ratio.
2. Group risk cultureHas Group risk culture maturity been maintained or
improved, considering both executive actions or inactions?
The risk culture assessment involves a series of inputs,
a review process and a Board assessment of Group risk
culture.
3. Significant risk outcomesHave risk outcomes arisen that have a significant and
material impact on the Group, not sufficiently addressed
elsewhere?
4. Serious misconductHas Westpac suffered from a serious misconduct issue,
not sufficiently addressed elsewhere?
Step 2: Consider Board discretion
Considerations to guide the application of discretion and the overall assessment include:
—The materiality of the adverse impact on Westpac’s financial position, or reputation,
or customers, or shareholders, or employees or regulatory standing.
—Whether the outcome was specific to Westpac, the banking industry or the broader
market.
—The extent to which performance and reward outcomes are already impacted
(e.g. through remuneration adjustments), at a collective or individual level.
—Whether any adjustment should be made on a collective or individual basis.
Given the focus on maintaining or improving Group risk culture over the performance period,
adjustments are unlikely at the pre-grant assessment and any potential adjustment is more
likely at the pre-vest assessment.
The pre-grant assessment for the 2024 LTVR restricted rights was completed and the Board
determined that no adjustment be applied.
The restricted rights remain subject to the pre-vest assessment after the four year
performance period ending 1 October 2027. The restricted rights also remain subject to
remuneration adjustments during and after this period.
Adjustment of unvested
award
The Board may adjust downwards, including to zero, the number of unvested share rights
in which case they will lapse. This may occur to respond to: serious misconduct, significant
circumstances or new information including significant error or misstatement which suggest
that the award was not justified or results in an inappropriate reward outcome, significant
failure of financial and non-financial risk management, breach of accountability obligations
or fitness and propriety, where required by law, and any other misconduct that has a
significant adverse outcome on Westpac, its customers or its people.
The Board may delay the vesting of the LTVR award if an investigation in relation to the
matters above is being conducted and in other circumstances.
13
ATTENDING THE
AGM IN PERSON
EXPLANATORY NOTESHOW TO VOTE
NOTICE OF 2023 ANNUAL
GENERAL MEETING

TERMS OF THE LTVR AWARD
Exercise of vested rightsVested rights may be exercised up to a maximum of two years from the vesting date of the
award and will be auto-exercised if not exercised within the period. The exercise price for
the rights is zero.
ClawbackAt the discretion of the Board, to the extent legally permissible and practicable, clawback of
the shares which vest from the LTVR award will operate for up to seven years from the date
of award, or at least two years from the payment or vesting, whichever is greater.
It is anticipated that clawback would only be used in response to the same matters identified
above in the ‘Adjustment of unvested award’ section and having regard to a proportionate
response to the severity of the matter and level of individual accountability, after other
adjustment tools have been exhausted.
Cessation of employment
and early vesting
Subject to the Board’s discretion (refer to section 3 below on the Board’s discretion), all
unvested rights will lapse when Mr King’s employment with Westpac ceases, except where
the cessation of his employment:
(a) is due to retirement or retrenchment, in which case the rights are retained;
(b) is due to death, or total and permanent disablement, in which case the rights immediately
vest; or
(c) is due to an agreed separation, in which case the rights are retained unless a reduction is
determined to be appropriate.
Change of controlIf a change of control event occurs, the Board may determine the number of rights that
become exercisable and vest, having regard to the proportion of the deferral period served
and Mr King’s performance against the relevant performance conditions as at the date the
change of control event occurs.
In addition, the CEO and Group Executives are required to build and maintain a significant Westpac shareholding to
strengthen alignment with shareholder interests. The sale of any shares that may be delivered to Mr King from the 2024
LTVR award is conditional on meeting the minimum shareholding requirement (except for the purposes of meeting tax
obligations).
3. Termination benefits
Early vesting of Mr King’s LTVR awards or a decision to allow the rights to be retained in connection with Mr King’s
cessation of employment may amount to providing a termination benefit.
The Board also has discretion in relation to the rights where Mr King ceases employment under certain circumstances that
do not involve serious misconduct and where early vesting of the rights is not otherwise prohibited by law. This discretion
enables the Board to vest the rights or determine that the rights are retained, subject to the performance conditions.
The Board may determine to exercise this discretion in relation to awards in circumstances where Mr King’s employment
ceases without fault on his part. In determining whether to exercise discretion, the Board will consider all relevant
circumstances, which may include Westpac’s performance against applicable performance conditions at the date of
cessation, as well as Mr King’s individual performance and the period that has passed from the date of grant to the date
of cessation.
The value of termination benefits that may be given to Mr King as a result of early vesting of any of his awards, or the
exercise of the Board’s discretion that his rights will not lapse, cannot be determined in advance. This is because, in
addition to the factors listed above, the value at the date of cessation of employment will also depend upon:
—The number of securities initially granted as part of the LTVR awards;
—The date when, and the circumstances in which, employment ceases;
—Westpac’s share price at the relevant date of vesting; and
—The number of unvested securities held at the time of cessation.
WESTPAC GROUP 2023 NOTICE OF ANNUAL GENERAL MEETING
14
MESSAGE FROM
THE CHAIRMAN
ANNUAL GENERAL
MEETING PARTICIPATION

4. Further information
(a) Since his appointment as Managing Director and Chief Executive Officer, Mr King has been issued with LTVR awards
as follows:
LTVR GRANTGRANT DATE
PERFORMANCE
TEST DATE
NO. OF
PERFORMANCE
RIGHTS
NOTIONAL ISSUE
PRICE
OVERALL PERFORMANCE
RIGHTS OUTCOME
2020December 20201 April 2024
2
12,391$16.14To be confirmed
post-vesting dates
2021December 20201 October 20241 87,13 4$ 17.1 0
2022December 20211 October 2025127,401$25.51
2023December 20221 October 2026154,761$21.00
No amount was or is payable at grant or on vesting or exercise by Mr King for the above performance rights.
(b) No loans are, or will be, granted to Mr King in connection with the LTVR award.
(c) Details of any rights granted to Mr King under the LTVR award will be published each year in Westpac’s Annual Report.
The Annual Report will note that approval for issue of those securities was obtained under ASX Listing Rule 10.14.
(d) Other than Mr King, there are no other Directors and no other associates of Directors who are presently entitled
to participate in the LTVR award, and no additional Director or associate of a Director who becomes entitled to
participate in the LTVR award will participate until approval is obtained under ASX Listing Rule 10.14.
(e) Mr King is not permitted to deal in (including hedge) securities received under the LTVR award until they have vested.
All dealings in securities (vested and unvested) must comply with the Westpac Group’s Securities Trading Policy.
(f) The rights do not receive dividends and do not have voting rights.
(g) If shareholder approval is obtained, the LTVR award will be approved for the purposes of all applicable requirements,
including sections 200B and 200E of the Corporations Act and ASX Listing Rule 10.14.
(h) Westpac intends to grant the rights in January 2024 and, in any event, no later than three years after the AGM.
Further information on LTVR and details of Mr King’s remuneration arrangements are in the Remuneration Report in
Westpac’s 2023 Annual Report.
A voting exclusion applies to this Item, as set out earlier in this Notice of Meeting.
The Board (other than Mr King) recommends shareholders vote in favour of Item 3.
The Chairman of the AGM intends to vote all available proxies in favour of this Item.
2 This award was made in respect to Mr King’s appointment as the permanent CEO in April 2020 as outlined in the 2020 Notice of Meeting. The award
is subject to a four year deferral period and the performance test date was aligned to the appointment date.
15
ATTENDING THE
AGM IN PERSON
EXPLANATORY NOTESHOW TO VOTE
NOTICE OF 2023 ANNUAL
GENERAL MEETING

Item 4
Election of Directors
Mr Tim Burroughs joined the Board on 10 March
2023 and is offering himself for election.
Mr Michael Ullmer AO joined the Board on 3 April
2023 and is offering himself for election.
Mr Steven Gregg will join the Board effective 7
November 2023 as a Director and Chairman-Elect
and is offering himself for election.
Westpac seeks to maintain a high-quality Board with the
skills and experience to represent shareholders. A board
skills matrix is provided in Westpac’s 2023 Annual Report
and in the 2023 Corporate Governance Statement. The
Board uses the skills matrix to illustrate the key skills
and experience the Board is seeking to achieve in its
membership collectively and the number of Directors
with each skill and experience.
The Board also undertakes ongoing self-assessment
and conducts an annual performance review. This self-
assessment and review assist the Board Nominations &
Governance Committee and the Board in considering the
current and future composition of the Board. Following
consideration of the mix of skills, experience, expertise,
diversity, independence and other qualities of the
Directors, the Board (with the exception of each Director
in relation to his own election) has recommended the
election of each Non-executive Director.
(a) TIM BURROUGHS
MA (Hons), B Psy (Hons), FCA, FAICD
Independent Non-executive Director
since March 2023.
Mr Burroughs has over 40 years’ experience in finance,
international banking and mergers and acquisitions.
He was formerly Chairman of Investment Banking at
Goldman Sachs Australia, where he worked for 11 years.
Prior to this, Mr Burroughs held senior positions at Merrill
Lynch including Chairman of Mergers and Acquisitions.
From 1993 to 1997, he was Principal at Centaurus Corporate
Finance, a leading independent advisory firm.
Over the course of his career, Mr Burroughs has specialised
in providing strategic financial advice to major corporations
and their boards. He has advised on capital restructures,
capital raisings and more than 100 public company
acquisitions. He is currently a Panel Member of Adara
Partners (Australia) Pty Ltd.
Mr Burroughs has an engineering degree from Cambridge
University and is a Fellow of the Institute of Chartered
Accountants and has also studied and taught Psychology
at Macquarie University.
Westpac has satisfactorily undertaken checks into
Mr Burroughs’ background and experience, including
as required under the Banking Executive Accountability
Regime and Prudential Standard CPS 520.
Mr Burroughs is a member of the Board Risk Committee.
The Board considers Mr Burroughs to be an
independent director.
The Board (other than Mr Burroughs) recommends
shareholders vote in favour of the election of
Mr Burroughs to the Board.
The Chairman of the AGM intends to vote all
available proxies in favour of this Item.
WESTPAC GROUP 2023 NOTICE OF ANNUAL GENERAL MEETING
16
MESSAGE FROM
THE CHAIRMAN
ANNUAL GENERAL
MEETING PARTICIPATION

(b ) MICHAEL ULLMER AO
BSc, FAICD, FCA, SF Fin
Independent Non-executive Director
since April 2023.
Mr Ullmer has more than 40 years’ experience in
international banking, finance and professional services.
He was formerly the Deputy Group Chief Executive Officer
of the National Australia Bank (NAB) from 2007 until he
retired from NAB in August 2011. He joined NAB in 2004
as Finance Director and held a number of key positions
including Chairman of the subsidiaries Great Western
Bank (US) and JB Were.
Prior to NAB, Mr Ullmer was at Commonwealth Bank
of Australia, initially as Group Chief Financial Officer and
then Group Executive with responsibility for Institutional
and Business Banking. Before that, he was a Partner at
accounting firms KPMG (1982 to 1992) and Coopers &
Lybrand (1992 to 1997).
Mr Ullmer was formerly a Non-executive Director of
Woolworths Limited and is currently the Chairman
(Independent Non-executive Director) of Lendlease
Corporation Limited.
Mr Ullmer has been heavily involved in supporting the Arts
and Education sectors from a philanthropic perspective.
Westpac has satisfactorily undertaken checks into
Mr Ullmer’s background and experience, including as
required under the Banking Executive Accountability
Regime and Prudential Standard CPS 520.
Mr Ullmer is a member of the Board Risk and Board Audit
Committees.
The Board considers Mr Ullmer to be an
independent director.
The Board (other than Mr Ullmer) recommends
shareholders vote in favour of the election of
Mr Ullmer to the Board.
The Chairman of the AGM intends to vote all
available proxies in favour of this Item.
(c) STEVEN GREGG
BCom
Independent Non-executive Director
and Chairman-Elect from November 2023.
Mr Gregg has more than 35 years’ experience in global
financial services, strategy consulting and professional
services across Australia, Asia, Europe and the US.
He has extensive experience in global investment banking,
including through senior roles with ABN Amro, Chase
Manhattan, Lehman Brothers and AMP Morgan Grenfell.
His most recent executive role was as a partner at
McKinsey & Company where he advised clients in Financial
Services and other sectors, primarily in Australia and Asia.
Mr Gregg is currently the Chairman of Ampol Limited, The
Lottery Corporation (retiring first quarter calendar year
2024) and Unisson Disability Limited and a Director of
William Inglis & Son Limited. He was formerly the Chairman
of Tabcorp Holdings Limited, Goodman Fielder Limited
and Austock Group Limited, and formerly a Non-executive
Director at Challenger Limited.
Westpac has satisfactorily undertaken checks into
Mr Gregg’s background and experience, including as
required under the Banking Executive Accountability
Regime and Prudential Standard CPS 520.
If Mr Gregg is elected under Item 4(c), following the
conclusion of the AGM, Mr Gregg will become the
Chairman of the Board and the Chairman of the Board
Nominations & Governance Committee.
The Board considers Mr Gregg to be an
independent director.
The Board (other than Mr Gregg) recommends
shareholders vote in favour of the election of
Mr Gregg to the Board.
The Chairman of the AGM intends to vote all
available proxies in favour of this Item.
17
ATTENDING THE
AGM IN PERSON
EXPLANATORY NOTESHOW TO VOTE
NOTICE OF 2023 ANNUAL
GENERAL MEETING

Item 5
Westpac Climate Change Position Statement and Action Plan
Shareholders are asked to support Westpac’s Climate Change Position Statement and Action Plan which
is included within Westpac’s 2023 Climate Report and summarised in Westpac’s 2023 Annual Report.
Westpac believes climate change will impact the economy and our customers and therefore it is a risk that must be
managed. We are already beginning to see the impacts on our business, customers, and on society. For example, this
includes more disruptions from major weather events and changes in the price and availability of insurance. We anticipate
these impacts will only increase unless action is taken. As a result, we believe it is in the best interests of the Company
and shareholders that we work to actively mitigate the risks of climate change through our operations and our activities.
Given this view, and the significant focus of many shareholders on this topic, we are putting forward this non-binding
resolution. While Westpac’s climate strategy is a matter to be determined by the Board in the best interests of the
Company, we believe submitting this resolution is an opportunity to foster further shareholder engagement.
This resolution seeks support for our Climate Change Position Statement and Action Plan (CCPS). The CCPS is included
as an Appendix in our 2023 Climate Report and summarised in our 2023 Annual Report. These can be accessed at
westpac.com.au/investorcentre.
Westpac’s CCPS sets out our positions on key climate change risks and opportunities for our business, customers, and
the communities in which we operate. It provides the framework for how we seek to conduct business, support customers
and engage with stakeholders. It also outlines the actions and targets aimed at helping us achieve our ambition of
becoming a net-zero, climate resilient bank.
The three key action areas in our CCPS are summarised below.
NET-ZERO AND CLIMATE
RESILIENCE IN OUR OPERATIONS
SUPPORTING CUSTOMERS’ TRANSITION
TO NET-ZERO AND TO BUILD THEIR
CLIMATE RESILIENCE
COLLABORATE FOR IMPACT ON
INITIATIVES TOWARDS NET-ZERO
AND CLIMATE RESILIENCE
We are committed to reducing
the climate change impacts of our
operations, aligned with a 1.5°C
pathway. This includes:
—Targets to reduce our operational
scope 1 and 2 absolute greenhouse
gas emissions.
—Plans to source the equivalent
of 100% of our global electricity
consumption from renewables
by 2025.
—Target to reduce our scope 3
upstream emissions.
—Offsetting our residual emissions.
—Working to better assess the physical
risks in our operations and build our
climate resilience.
This includes seeking to align our
lending portfolio with net-zero
emissions by 2050, consistent with
a maximum temperature rise of 1.5°C
pathway including:
—Setting financed emissions targets
and positions for certain carbon
intensive sectors where we provide
lending. This includes for the thermal
coal mining and upstream oil and
gas sectors.
—Aiming to become the transition
partner of choice for customers by
mobilising capital and by offering
products and services to effectively
meet their emerging needs.
—Seeking to help customers to
understand and better respond to
the impacts of climate change. This
includes providing products and
services that support resilience.
We also aim to continue supporting
customers get back on their feet
after natural disasters.
Being a strong advocate for change,
supporting and participating in
international, national, and industry-
based initiatives to progress collective
action on climate change.
WESTPAC GROUP 2023 NOTICE OF ANNUAL GENERAL MEETING
18
MESSAGE FROM
THE CHAIRMAN
ANNUAL GENERAL
MEETING PARTICIPATION

Westpac’s Board is responsible for defining, setting and
approving Westpac’s strategy, including our response
to climate change, while the CEO has accountability for
delivery of the strategy.
Westpac values shareholder feedback and, while this
item is advisory, the Board will take the outcome of the
vote into account when considering its climate change
strategy and plans, including updating the CCPS where
the Board considers appropriate. The Board is not
asking shareholders to approve our CCPS. That is the
responsibility of the Board and management. As with
our overarching strategy, we expect to hold ourselves
accountable for progress.
The CCPS is complemented by a suite of position
statements for sensitive sectors and related sustainability
issues.
Westpac reports its climate progress annually in its
Annual Report and Climate Report, including targets and
progress on its scope 1 and 2 operational emissions, scope
3 upstream emissions, and its scope 3 financed emissions
(emissions associated with lending). We also provide
updates on climate change opportunities including green
and transition finance.
Reinforcing our commitments, we have climate change
objectives in the 2024 Scorecard for the CEO and relevant
business Group Executives.
The Board recommends shareholders vote in
favour of Item 5.
The Chairman of the AGM intends to vote all
available proxies in favour of this Item.
Item 6
Resolutions requisitioned
by shareholders (not
supported by the Board)
A group of shareholders has proposed
two resolutions under section 249N of the
Corporations Act and requested pursuant to
section 249P of the Corporations Act that the
statements set out in Appendix 1 to this Notice
of Meeting be provided to shareholders.
The first resolution, Item 6(a) proposes an amendment to
Westpac’s Constitution, while the second (which depends
on Item 6(a) being approved) requests further disclosure
on Transition Plan Assessments.
Item 6(a)
Requisitioned resolution to amend
Westpac’s Constitution
The resolution in Item 6(a) proposes to amend Westpac’s
Constitution to allow shareholders in a general meeting,
by non-binding resolution, to express an opinion or
request information about the way in which the power of
the Company vested in Directors has been or should be
exercised if the matter relates to a material risk identified
by Directors. This resolution is proposed as a special
resolution and, to be passed, must be passed by at least
75% of the votes cast by shareholders entitled to vote on
the resolution.
The Board’s response
The Board supports the rights of shareholders to seek
amendments to the Constitution, however it does not
consider the proposed change to be in shareholders’ best
interests. Westpac is a large organisation operating in a
complex financial services landscape. The Constitution
vests power in the Board to oversee those operations and
Westpac’s governance structures have been implemented
to facilitate that oversight. In discharging this role, Directors
represent the interests of all shareholders, balancing
the interests of various other stakeholders. To do this
effectively the Board must have clear authority to make
decisions about the management of the Company so it can
meet its legal obligation to act in the best interests of the
Company and all shareholders. The proposed amendment,
if approved, would also make Westpac’s Constitution
inconsistent with the constitutions of other ASX listed
companies.
19
ATTENDING THE
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EXPLANATORY NOTESHOW TO VOTE
NOTICE OF 2023 ANNUAL
GENERAL MEETING

Westpac provides various opportunities for shareholders
to engage directly with the Company through its
established feedback mechanisms and the Board already
seeks the views of shareholders through these channels.
For example, shareholders can engage directly via the
Investor Relations and Group Sustainability teams, and by
asking questions or making comments at the AGM. Senior
executives, including the Chairman of the Board where
appropriate, also meet with investors and campaigner
special interest groups to seek their views. This includes
meeting with Market Forces who has led the submission
of this Item.
This year, at the AGM, we have included an additional
way shareholders can provide feedback and engage with
Westpac through the non-binding advisory resolution on
our CCPS.
The Board does not believe that the constitutional
amendment proposed in Item 6(a) will improve the ability
for shareholders as a whole to provide feedback on how
Westpac is managed.
Accordingly, the Board does not believe that the resolution
to change the Constitution is in the best interests of the
Company.
The Board recommends shareholders vote
against Item 6(a).
The Chairman of the AGM intends to vote all
available proxies against this Item.
Item 6(b)
Requisitioned resolution on
Transition Plan Assessments
Item 6(b) is an ‘advisory resolution’ and may be properly
considered at the AGM only if Item 6(a) is passed by a
special resolution. This means if Item 6(a) is not passed,
Item 6(b) will not be put to a vote at the AGM.
The Board’s response
This shareholder requisitioned resolution, Item 6(b),
requests disclosure of two matters, both of which are
broadly covered in our 2023 Climate Report. Our Climate
Report includes our Climate Change Position Statement
and Action Plan (CCPS) which we are putting before
shareholders as a separate Westpac-led, non-binding
resolution (see Item 5).
As a result, this resolution is unnecessary, and we
recommend shareholders vote against it.
Westpac has significant public disclosure on climate related
matters. However, as the two requests in this resolution do
not exactly align with our disclosures, our position on each
request is summarised below.
Westpac firmly believes climate change is a risk that
needs to be managed now. Our climate change strategy,
commitments and progress are summarised in our 2023
Annual Report with more detail in our 2023 Climate
Report.
It is important to note that our exposure to fossil fuels
has reduced over time and is relatively small. Our total
committed exposure (TCE)
3
to the fossil fuel value chain
(extraction through to distribution) is less than 1% of our
TCE. We recognise though that a large portion of our total
financed emissions can be attributed to our exposure to
the fossil fuel sectors. We also recognise that the transition
to renewables will need to be flexible to ensure we are able
to support the electrification of the economy.
On point 1 in the resolution for Item 6(b). Our approach
to fossil fuel lending varies by sector, reflecting the roles
different fossil fuels play in Australia and New Zealand’s
decarbonisation journey. This includes 2030 financed
emission reduction targets for our lending to the fossil fuel
sectors. Sector positions support these targets by outlining
our approach to new and renewed lending.
A summary of our 2030 targets and positions for
key fossil fuel and related sectors follows, noting that
the information below is in summary form. For full
information see our 2023 Climate Report, which contains
complete information on our 2030 targets, sector
positions and sector definitions.
3 Total committed exposure (TCE) includes both on-balance sheet lending and committed but undrawn facilities such as undrawn portions of overdrafts.
WESTPAC GROUP 2023 NOTICE OF ANNUAL GENERAL MEETING
20
MESSAGE FROM
THE CHAIRMAN
ANNUAL GENERAL
MEETING PARTICIPATION

SECTORSUMMARY OF SELECTED 2030 LENDING TARGETS AND SECTOR POSITIONS
Thermal coal miningOur sector position states we will not provide any project financing to new, expansions or
extensions of thermal coal mines. We will also have zero lending by 30 September 2025 for
Institutional customers with greater than or equal to 15% of their revenue coming directly from
thermal coal mining. For diversified companies with more than 5% of their revenue coming
directly from thermal coal mining we have a target of zero lending by 2030.
Upstream oil and gasOur target is to reduce our absolute financed emissions (scope 1, 2 and 3 emissions) for this
sector by 23% between 2021 and 2030. Additionally, our sector position states:
Subject to national energy security
4
:
—we will not provide project finance or bond facilitation for the development of new (greenfield)
or expansionary oil and gas fields, including new associated dedicated infrastructure, unless
in accordance with the International Energy Agency Net-Zero by 2050 scenario (2021).
—we will continue to provide corporate lending and bond facilitation where the customer has
a credible transition plan in place by 30 September 2025.
—we will work with customers to support development of their transition plans.
Power generationOur target is to reduce the emissions intensity of our power generation lending (scope 1 and 2
emissions) from 2021 to 2030.
Our sector position indicates we will not provide project finance to new (greenfield) coal fired
power generation facilities.
Steel productionOur target is to reduce the emissions intensity of our steel production lending (scope 1 and 2
emissions) from 2021 to 2030. Our related metallurgical coal sector position indicates we will
not provide project finance for new (greenfield) metallurgical coal projects.
On point 2 in the resolution for Item 6(b). Westpac has developed a pilot framework for assessing customer transition
plans in our Institutional bank. That framework is detailed in our Climate Report and has five elements:
1. Targets: Details of emission reduction targets customers may have set.
2. Strategy: Initiatives to achieve targets and their timing.
3. Capital allocation: How companies are allocating resources to emission reduction projects.
4. Reporting: Details provided publicly on climate change related plans and progress.
5. Governance: Board experience and involvement in climate change matters.
We have already applied this pilot framework to some of our high-emitting Institutional customers and expect to expand
its use with more customers in the year ahead. As above, our upstream oil and gas position provides that customers will
need to have credible transition plans in place by 2025. For confidentiality reasons we cannot comment on individual
customer transition plan assessments, or their outcomes.
We recognise the importance of reducing our financed emissions in the fossil fuel sectors over time, and our plans and
targets reflect this. We also have a role in supporting customers to transition to a lower carbon future and doing so in an
orderly way. We believe our approach strikes the right balance for customers and for the Australian and New Zealand
economies.
Given the above, particularly our significant disclosures and clear climate strategy, this shareholder requisitioned
resolution is unnecessary.
The Board recommends that shareholders vote against the advisory resolution in Item 6(b).
In the event this Item is put to the vote at the AGM, the Chairman of the AGM intends to vote all available
proxies against this Item.
4 National energy security refers to circumstances where an Australian or New Zealand Government or regulator determines (or takes a formal public
position) that additional supply is necessary for national energy security and Westpac’s funding can support such additional supply.
21
ATTENDING THE
AGM IN PERSON
EXPLANATORY NOTESHOW TO VOTE
NOTICE OF 2023 ANNUAL
GENERAL MEETING

APPENDIX
Appendix 1 Supporting Statements
provided by Market Forces and
Australian Ethical Investments Ltd
pursuant to section 249P of the
Corporations Act
The shareholders who requisitioned the
resolutions in Items 6(a) and 6(b) have requested,
pursuant to section 249P of the Corporations Act,
that the following statements accompany the
resolutions.
Westpac is legally required to circulate the
statements to shareholders and was not involved
in the preparation of the statements. The Board
and the Company are not responsible for the
contents of the statements or for any inaccurate
or misleading statements contained in them.
References to “we” in these statements are to the
requisitioning shareholders, not Westpac. The
statements are not endorsed by the Board.
The Board recommends that shareholders vote
against Item 6(a) and, if put to the meeting,
against Item 6(b).
Supporting Statement 1
Shareholder resolutions are a healthy part of corporate
democracy in many jurisdictions other than Australia. For
example, in the UK shareholders can consider resolutions
seeking to explicitly direct the conduct of the board. In the
US, New Zealand and Canada shareholders can consider
resolutions seeking to advise their board as to how it
should act. As a matter of practice, typically, unless the
board permits it, Australian shareholders cannot follow
the example of their UK, US, New Zealand or Canadian
counterparts in this respect.
A board of directors is a steward for shareholders and
accountability for the discharge of that stewardship is
essential to long-term corporate prosperity.
In some situations, the appropriate course of action for
shareholders dissatisfied with the conduct or performance
of the board is to seek to remove directors individually.
However, in many situations a better course of action is to
formally and publicly allow shareholders the opportunity
at shareholder meetings to alert board members that the
shareholders seek more information or favour a particular
approach to corporate policy.
The constitution of Westpac is not conducive to the rights
of shareholders to place resolutions on the agenda of a
shareholder meeting. This is contrary to the long-term
interests of Westpac, its board, and shareholders.
Passage of this resolution – to amend the Westpac
constitution – will simply put the company in a similar
position in regard to shareholder resolutions as any listed
company in the UK, US, Canada or New Zealand.
We encourage shareholders to vote in favour of this
resolution.
Supporting Statement 2
Despite committing to the 1.5°C target of the Paris
Agreement and net zero global emissions by 2050,
Westpac continues to finance fossil fuel expansion,
undermining these goals and exposing our company
to increased climate-related financial, legal, regulatory,
and reputational risks.
Westpac therefore has both the imperative and the
opportunity to ensure alignment with its climate
commitments by addressing crucial gaps in the bank’s
currently disclosed approach to fossil fuel lending.
Based on Westpac’s current disclosures, the bank will not
require companies in many critical fossil fuel sub-sectors
to have credible climate change transition plans aligned
with the 1.5°C goal of the Paris Agreement in order to
provide further finance. While Westpac has stated it will
require such plans of upstream oil and gas companies by
2025 before providing corporate finance,
5
the bank has
failed to make the same commitment for other fossil fuel
sub-sectors – such as metallurgical coal mining or thermal
power generation – which similarly threaten to undermine
the climate goals Westpac claims to support.
The bank has failed to explain why it would neglect to
assess the plans of companies in these other fossil fuel
sectors for alignment with the Paris Agreement’s goals
before providing further finance to support those plans.
A clearly articulated commitment and process to assess
all fossil fuel customers’ plans for alignment with a 1.5°C
warming pathway is required to live up to Westpac’s own
climate commitments and meet regulator, investor, and
community expectations.
Financing fossil fuel expansion
The gaps in Westpac’s current policies have enabled
our company to continue providing billions to fossil fuel
expansion, which undermines the Paris goals.
The Intergovernmental Panel on Climate Change (IPCC)
has confirmed projected emissions from the planned
lifetimes of existing fossil fuel infrastructure would
significantly exceed the carbon budget remaining to limit
global warming to 1.5°C.
6
5 https://www.westpac.com.au/content/dam/public/wbc/documents/pdf/aw/sustainability/Climate_Change_Position_Statement_and_Action_Plan.pdf
6 https://www.ipcc.ch/report/sixth-assessment-report-working-group-3/
WESTPAC GROUP 2023 NOTICE OF ANNUAL GENERAL MEETING
22
MESSAGE FROM
THE CHAIRMAN
ANNUAL GENERAL
MEETING PARTICIPATION

The International Energy Agency (IEA) concluded in 2021
that reaching net zero emissions by 2050 means no new
or expanded coal mines and no new oil and gas fields
should be approved
7
, largely reiterating this finding in
2022
8
and 2023.
9
Westpac has relied on the IEA’s Net Zero
by 2050 scenario (NZE) to develop some of its climate
policies, yet has failed to align its lending with the NZE’s
critical conclusion that there can be no new oil and gas
fields developed.
The UN-convened Net-Zero Banking Alliance (NZBA), of
which Westpac is a member, has also categorically stated it
“does not support the financing of fossil fuel expansion.”
10
Yet in 2022 alone, Westpac loaned:
—A$125 million to Woodside, which has sanctioned two
major new oil and gas field developments since the
IEA’s NZE report and plans to increase production by
45% from 2022 to 2027.
11
Meanwhile the latest NZE
projects global oil and gas production must fall 20%
this decade.
12
—$65 million to Santos, which sanctioned the new Pikka
oil field in August 2022,
13
is targeting a final investment
decision on Papua LNG in 2024,
14
and has plans to
increase production by 60% from 2022 to 2030.
15
—$290 million to Global Infrastructure Partners to
acquire a stake in the Pluto 2 LNG project – a deal
which facilitated the development of the massive new
Scarborough gas field.
16
Until July 2023, our company maintained a credit facility
to Australia’s biggest undiversified coal miner, Whitehaven
Coal.
17
In May 2023, while its loan was active, Whitehaven
Coal announced plans to start production at the new
Vickery thermal coal mine.
18
Westpac loaned a total of $1.1 billion to fossil fuel expansion
in 2022, more than five times its peer Commonwealth
Bank.
19
Commonwealth Bank has also committed
20
to no
longer providing corporate finance, trade finance or bond
facilitation to oil and/or gas producing, metallurgical coal
mining and coal-fired power generation clients that do not
have climate transition plans in place by 2025. These plans
will be assessed using a framework based on the Climate
Action 100+ benchmark, must include scope 1, 2 and 3
emissions targets, and will be verified by an independent
third-party.
21
Westpac’s financing continues to facilitate fossil fuel
expansion that is incompatible with global climate goals.
The bank must disclose a credible and comprehensive plan
to assess all fossil fuel finance for alignment with a 1.5°C
pathway to address the glaring inconsistency between its
climate commitments and its financing activities.
Regulatory and legal risk
Australian misleading and deceptive conduct law requires
companies to have a reasonable basis for making climate-
related statements, including net zero commitments.
22

The misalignment between Westpac’s Paris and net zero
commitments and its ongoing financing of new fossil fuels
enlivens this ‘greenwashing’ risk. As stated by the chair
of a UN High-Level Expert Group focused on corporate
net-zero claims: “Non-state actors cannot claim to be
net zero while continuing to build or invest in new fossil
fuel supply.”
23
The Australian Senate is currently conducting an
inquiry into greenwashing,
24
and regulators have begun
taking enforcement action on misconduct in this area.
ASIC’s greenwashing interventions report states “We
identified net zero statements and targets, and claims of
decarbonisation, that did not appear to have a reasonable
basis”,
25
while ACCC’s greenwashing guidance states that
companies must have “reasonable grounds” for making
environmental claims.
26
Without disclosing a comprehensive and credible
approach to assess the transition plans of fossil fuel
customers, Westpac does not have a reasonable basis
for its commitments to the Paris Agreement and net
zero emissions by 2050, leaving the bank open to
greenwashing challenges.
This resolution presents an opportunity for Westpac to
address these risks and take a position as a true climate
leader.
We urge shareholders to vote in favour of this resolution.
7 https://www.iea.org/reports/net-zero-by-2050
8 https://www.iea.org/reports/world-energy-outlook-2022
9 https://www.iea.org/reports/net-zero-roadmap-a-global-pathway-to-keep-the-15-0c-goal-in-reach
10 https://www.unepfi.org/industries/banking/nzba-responds-to-recent-research-on-fossil-fuels-coal/
11 https://www.marketforces.org.au/wp-content/uploads/2023/03/2023-03-STO-WDS-investor-briefing.pdf
12 https://www.iea.org/reports/net-zero-roadmap-a-global-pathway-to-keep-the-15-0c-goal-in-reach
13 https://www.santos.com/news/santos-announces-pikka-fid/
14 https://www.santos.com/wp-content/uploads/2023/08/Santos-2023-Half-Year-Results-Appendix-4D.pdf
15 https://www.marketforces.org.au/wp-content/uploads/2023/03/2023-03-STO-WDS-investor-briefing.pdf
16 https://www.marketforces.org.au/campaigns/banks/westpac/
17 https://www.marketforces.org.au/banks-finally-dump-whitehaven-coal/
18 https://www.marketforces.org.au/whitehaven-rushing-ahead-with-new-coal-mine-backed-by-nab-and-westpac/
19 https://www.marketforces.org.au/campaigns/banks/banking-climate-failure-2023/
20 https://www.marketforces.org.au/commbanks-climate-policy-update-leaves-anz-nab-and-westpac-in-the-dust/
21 https://www.commbank.com.au/content/dam/commbank-assets/investors/2023-08/climate/2023-climate-report_print.pdf
Note: Commonwealth Bank will only require ‘well-below 2°C’ alignment, which falls short of the Paris Agreement’s goal of ‘pursuing efforts to limit
warming to 1.5°C’
22 https://asic.gov.au/regulatory-resources/financial-services/how-to-avoid-greenwashing-when-offering-or-promoting-sustainability-related-products/
23 https://www.un.org/sites/un2.un.org/files/high-level_expert_group_n7b.pdf
24 https://www.aph.gov.au/Parliamentary_Business/Committees/Senate/Environment_and_Communications/Greenwashing
25 https://download.asic.gov.au/media/ao0lz0id/rep763-published-10-may-2023.pdf
26 https://www.accc.gov.au/system/files/Environmental%20and%20sustainability%20claims%20-%20draft%20guidance%20for%20business_web.pdf
HOW TO VOTE
NOTICE OF 2023 ANNUAL
GENERAL MEETING
EXPLANATORY NOTES
ATTENDING THE
AGM IN PERSON23

ATTENDING THE
AGM IN PERSON
Location
Attendance in person is subject to any government health
directives or other developments at the time. The health
and safety of shareholders and our people is paramount.
We ask that those attending follow the health advice and
recommendations issued by the government at the time
of the meeting, including in relation to COVID-19.
Any shareholder intending to attend the AGM in person
should make their own enquiries to confirm travel
availability at the time.
The AGM will be held at:
Brisbane Convention & Exhibition Centre
Plaza Ballroom, Plaza Level
130 Grey Street
South Brisbane QLD 4101
The Brisbane Convention & Exhibition Centre is located
in the South Bank riverside precinct of Brisbane. The most
convenient entry to the Plaza Ballroom is the Grey Street
Entrance. The other entrances to the Brisbane Convention
& Exhibition Centre are the corner of Merivale & Glenelg
Streets, and the Exhibition Entrance at the corner of
Melbourne and Merivale Street.
For more information on the Brisbane Convention &
Exhibition Centre visit bcec.com.au.
How to get there
Mobility impaired access
Car parking is available in the Brisbane Convention &
Exhibition Centre car park (accessed via Merivale Street
or Grey Street). Accessible parking is available and closely
located to lifts. For access to the Plaza Level the most
convenient Car Park Levels are 1 and 2.
A dedicated taxi rank is located at the main entrance of the
Brisbane Convention & Exhibition Centre, on the corner of
Merivale Street and Glenelg Street. Taxis are also accessible
in other locations in the South Bank precinct including at
the Rydges and Mantra hotels.
Accessible toilets are situated throughout the Brisbane
Convention & Exhibition Centre on all levels.
Transport
By car – The Brisbane Convention & Exhibition Centre is
approximately 30 minutes from Brisbane International and
Domestic Airport. As noted above, car parking is available
and can be accessed via Grey Street and Merivale Street.
By train – The closest train station is South Brisbane,
only a few minutes’ walk from the Brisbane Convention
& Exhibition Centre. A regular Airtrain service operates
between Brisbane’s International and Domestic Airport
Terminals. Travelling time is approximately 25 minutes.
Tickets are available from the Airport Information Desk.
By bus – The Cultural Centre is the main hub for most
bus routes, which is located adjacent to the Queensland
Performing Arts Centre (QPAC) and only a few minutes’
walk from the Brisbane Convention & Exhibition Centre.
By River Cat – The CityCat terminal is located outside the
riverside restaurants at the South Bank River Terminal on
the Clem Jones Promenade.
Venue security – Security will be in place at the venue,
including electronic screening prior to AGM entry.
Cloakroom facilities – A cloakroom facility will be available
on the day.
Further information
Please contact Link on +61 1800 804 255 (free in Australia)
for information about our meeting.
WESTPAC GROUP 2023 NOTICE OF ANNUAL GENERAL MEETING
24
MESSAGE FROM
THE CHAIRMAN
ANNUAL GENERAL
MEETING PARTICIPATION

LOCATION AND ACCESS MAP
BCEC ON MERIVALE STREET AND GREY STREET
OUR CITY, YOUR CANVAS.
Rydges Hotel
City Cat
Terminal
Brisbane River
Queensland Performing
Arts Centre
GREY STREET
MELBOURNE STREET
RUSSELL WALK
COACH
DROP OFF
COACH
DROP OFF
Taxi
Rank
RUSSELL WALK
Bicycle Racks
Information
& Box Office
Lifts
Public Toilets
Access
Parking
Parenting Room
GREY STREET
FOYER
BCEC on Grey Street joins with
BCEC on Merivale Street via the Plaza Level
EXHIBITION HALL 4EXHIBITION HALL 3
EXHIBITION HALL 2
EXHIBITION HALL 1
Q3Q2
Q4Q1
Hall 4 ConcourseHall 3 ConcourseHall 2 ConcourseHall 1 ConcourseGreat Hall Concourse
MAIN
FOYER
Cultural
Centre
Bus Station
Dock 4
Great Hall
Dock
SERVICE ROAD
Dock 3
Dock 2
Dock 1
BR 1
BR 2
Pedestrian
access
to carparks
Cafe 4Cafe 3
Door 2
Door 1
Door 4
Door 3
Entry & Exit
Entry & ExitEntry & Exit
Entry & Exit
Escalators
Terrace
Operable Wall
Kitchen
Loading
Dock
Tasting Room
Loading
OLIO
CAFÉ &
BAR
THE CHARMING SQUIRE
BUSWAY
Cafe 2
Cafe 1
Great Hall
3
21
MERIVALES
CAFÉ & BAR
South Brisbane
Railway Station
Best access to Exhibition
Halls is via Melbourne Street
GOMA
ART GALLERY
LIBRARY
MUSEUM
CITY CBD
GOODWILL
PEDESTRIAN
BRIDGE
GLENELG
STREET
ENTRANCE
LOADING
DOCK
ENTRANCE
MAIN
ENTRANCE
EXHIBITION
ENTRANCE
GREY STREET
ENTRANCE
GREY STREET
DOCK
122 & 3
2
Taxi Rank
Taxi
Rank
3
MERIVALE STREETMERIVALE STREET
GLENELG STREET
RIDE SHARE
DROP OFF/PICK UP
MAR 2022
Queensland
Conservatorium
South Bank Parklands
& Dining Precinct
LIFT
CAR
LIFT
LIFT
Pedestrian
access to
Grey Street
LIFT
LIFTLIFTLIFT
LIFTLIFT
LIFT
LIFT
Recommended
entry point
25
ATTENDING THE
AGM IN PERSON
EXPLANATORY NOTESHOW TO VOTE
NOTICE OF 2023 ANNUAL
GENERAL MEETING

westpac.com.au