Allied Farmers Limited logo

Notice of Annual Meeting

AGM19 October 2025ALFFinancials

Allied Farmers Ltd
201 Broadway, Stratford, 4332

PO Box 304, Stratford 4352


Web: http://www.alliedfarmers.co.nz

Email: headoffice@alliedfarmers.co.nz




20 October 2025


Dear Shareholder,


Invitation to Allied Farmers Limited Annual Meeting


On behalf of the Board of Directors, I am pleased to invite you to attend the Annual Meeting

of Shareholders of Allied Farmers Limited (“ALF” or “the Company”) to be held at 11:00am

on Thursday, 6 November 2025. The Meeting will be held online via the MUFG Pension &

Market Services Virtual Meeting Platform, allowing you to participate from anywhere. Full

details on how to attend and vote are set out in the enclosed Notice of Meeting.


At this year’s Meeting, shareholders will be asked to consider the usual business of approving

the auditor’s remuneration and the re-election of directors Shelley Ruha and Philip Luscombe,

both of whom bring valuable experience and leadership to the Company.


Importantly, shareholders are also being asked to consider and approve the sale of all of the

shares in NZ Farmers Livestock Limited (“NZFL”) held by the Company’s wholly owned

subsidiary, Allied Farmers Rural Limited. This transaction, entered into with Rural Livestock

Limited and other shareholders of NZFL, represents a significant opportunity to realise value

for shareholders while enabling the Company to reshape its strategic focus.


The Board unanimously considers the sale of NZFL to be in the best interests of Allied Farmers

and its shareholders. The transaction is supported by an independent appraisal report from

Simmons Corporate Finance, which has concluded that the terms of the sale are fair to

shareholders not associated with related parties to the transaction.


Your vote is important. Whether or not you can attend the Meeting online, I encourage you to

exercise your vote by appointing a proxy (which may be me, as Chair, if you so wish) or by

voting directly through the online platform.


The Board of Directors unanimously recommends that shareholders vote in favour of all

resolutions, including approval of the NZFL sale.


Thank you for your continued support of Allied Farmers Limited. We look forward to engaging

with you at the Annual Meeting.


Yours sincerely,


Shelley Ruha

Chair

Allied Farmers Limited

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Allied Farmers Limited
Notice of Annual Meeting of Shareholders

Notice is hereby given that the Annual Meeting of Shareholders of Allied Farmers Limited (“ALF” or the

“Company”) will be held at 11:00am on Thursday, 6 November 2025 via the MUFG Pension & Market Services

Virtual Meeting Platform (“Meeting”). The Meeting will be an online-only meeting, meaning that Shareholders

will not be able to attend the meeting in person, but will be able to:

•attend and participate at the meeting virtually via the MUFG Pension & Market Services Virtual Meeting

Platform provided by the Company’s share registrar, MUFG Pension & Market Services, at

www.virtualmeeting.co.nz/alf25; or

•participate in the meeting by proxy.

Further details on how to participate online are set out in this Notice of Meeting and the Virtual Meeting Guide

filed on the market announcement platform of the NZX and available on the Company’s website

(www.alliedfarmers.co.nz).

The Board has determined that, due to the very low level of Shareholder turnout at previous in-person meetings,

the additional costs of holding an in-person or hybrid meeting significantly outweigh the potential benefits. The

Board appreciates the support and understanding of our Shareholders regarding these arrangements and

encourages all Shareholders to participate in the Meeting online and ask any questions either ahead of time (see

details below) or during the Meeting online.

ITEMS OF BUSINESS

A. Chair’s Introduction

B. Addresses to Shareholders

C. Resolutions

To consider, and if thought fit, to pass the following ordinary resolutions:

1.Resolution 1: Auditor’s Remuneration

“That the Directors be authorised to fix the fees and expenses of the Company’s auditor, BDO

Auckland, for the ensuing year.”

Refer to Explanatory Note 1 on page 5 for further details on this Resolution.

2.Resolution 2: Appointment of Shelley Ruha

“That Shelley Ruha, who will retire at the meeting by rotation in accordance with the Company’s

constitution, and is eligible for re-election, be re-elected as a Director of the Company.”

Refer to Explanatory Note 2 on page 5 for further details on this Resolution.

3.Resolution 3: Appointment of Philip Luscombe

“That Philip Luscombe, who will retire at the meeting by rotation in accordance with the Company’s

constitution, and is eligible for re-election, be re-elected as a Director of the Company.”

Refer to Explanatory Note 2 on page 5 for further details on this Resolution.

Pg. 2
4.Resolution 4: Sale of Shares in NZ Farmers Livestock Limited

“That the sale of all of the shares in NZ Farmers Livestock Limited held by the Company’s wholly

owned subsidiary Allied Farmers Rural Limited for approximately $7.45 million (subject to certain

post-completion adjustments), under a sale and purchase agreement dated 27 August 2025 between,

amongst others, the Company, Allied Farmers Rural Limited and Rural Livestock Limited (the

“Transaction”), as described in more detail in the Explanatory Notes, be ratified, confirmed and

approved for all purposes, including for the purposes of Rules 5.1.1(a) and 5.2.1 of the NZX Listing

Rules.”

Refer to Explanatory Note 3 on page 6 for further details on this Resolution.

D. Shareholder Questions

To consider any other matters that may properly be brought before the Meeting.

By Order of the Board of Directors

Shelley Ruha

Chair, Allied Farmers Limited

Pg. 3
PROCEDURAL NOTES

Voting Entitlements

Voting entitlements of the Meeting will be determined with reference to the Company’s share register as at

5:00pm on 4 November 2025 (“Record Date”). Only those persons who are registered Shareholders on the

Record Date will be entitled to attend and vote at the Meeting.

Voting on all of the Resolutions will be by way of poll, meaning that each shareholder has one vote for each

ordinary share held by that shareholder.

Online Meeting

All Shareholders will have the opportunity to attend and participate in the Meeting online via an internet

connection using the Virtual Meeting Platform at www.virtualmeeting.co.nz/alf25. Shareholders will require a

CSN/Holder Number for verification purposes. Shareholders attending and participating in the Meeting will be

able to vote and ask questions during the Meeting. The Company strongly recommends that shareholders log in

to the online portal at least 15 minutes prior to the scheduled start time for the meeting.

More information regarding online attendance at the Meeting (including how to vote and ask questions during

the Meeting) is available in the Virtual Meeting Guide, which is available at:

https://mail.cm.mpms.mufg.com/MUFG/MUFG_VirtualMeetingGuide.pdf

The Company also offers the facility for Shareholders to submit questions to the Board in advance of the Meeting

at https://nz.investorcentre.mpms.mufg.com/voting/ALF, or by using the Voting Form.

Proxy Vote

Shareholders may attend online and vote at the Meeting or may appoint a proxy (who need not be a Shareholder)

to attend online and vote on their behalf by completing and returning the enclosed Voting Form. If you return the

Voting Form without directing the proxy how to vote on any particular matter, the proxy may vote as he/she

thinks fit or abstain from voting.

Shelley Ruha, as Chair of the Meeting, is willing to act as proxy for any Shareholder who may wish to appoint her

for that purpose, and she intends to vote in favour of the Resolutions where she is given a “Proxy Discretion”. All

Shareholders wishing to appoint the Chair as proxy should clearly indicate on their Voting Form whether they

wish to direct the Chair to vote for or against, or to abstain from voting on, the Resolutions.

If you do not name a person as your proxy (but have completed the Voting Form in full) or your named proxy

does not attend the meeting, the Chair will be appointed your proxy and will vote in accordance with your express

direction (and must not vote on a resolution if expressly granted a discretion on how to vote on a resolution and

such resolution is subject to a voting restriction that applies to the proxy under NZX Listing Rule 6.3.1).

A company that is a Shareholder may appoint a representative to attend the Meeting on its behalf in the same

manner as it may appoint a proxy.

Shareholders wishing to appoint a proxy (or representative) must complete and send the Voting Form so that it is

received by MUFG Pension & Market Services no later than 11:00am on 4 November 2025.

To appoint your proxy and vote please go to the MUFG Pension & Market Services website at:

https://nz.investorcentre.mpms.mufg.com/voting/ALF.

Pg. 4
You will require your CSN/Holder number to successfully validate your holding. Follow the prompts if you wish

to appoint a proxy and, if desired, to provide voting instructions to your proxy. A Shareholder will be taken to

have signed the Voting Form by lodging it in accordance with the instructions on the website.

Alternatively, please complete and sign the enclosed Voting Form and return it in one of the following manners:

Scan & email: meetings.nz@cm.mpms.mufg.com

Deliver:MUFG Pension & Market Services, Level 30 PwC Tower, 15 Customs Street West, Auckland,

New Zealand.

Mail:If mailing from within New Zealand, please place in the reply-paid envelope provided. If

mailing from outside New Zealand please place in the pre-addressed envelope, affix the

postage from the country of mailing and post to MUFG Pension & Market Services, PO Box

91976, Victoria Street West, Auckland 1142, New Zealand.

Ordinary Resolutions

Each Resolution is an ordinary resolution. An ordinary resolution is a resolution approved by a simple majority of

the votes of those Shareholders entitled to vote and voting on the resolution in person or by proxy.

Each Resolution is independent of any other Resolution being passed.

Voting Restrictions

In accordance with NZX Listing Rule 6.3.1, Stockmans Holdings Limited, Agent Company Limited and any

“Associated Person” (as defined in the NZX Listing Rules) of either Stockmans Holdings Limited or Agent

Company Limited are not entitled to vote in favour of Resolution 4.

Shareholder questions

Shareholders attending the Meeting online will be given the opportunity to raise questions during the Meeting.

Shareholders may also submit written questions on the bottom of the Voting Form.

Alternatively written questions can be sent:

•online at https://nz.investorcentre.mpms.mufg.com/voting/ALF; or

•by email to meetings.nz@cm.mpms.mufg.com.

NZX Review

This Notice of Meeting has been reviewed by NZX Regulation Limited (“NZ RegCo”) in accordance with NZX

Listing Rule 7.1 and NZ RegCo has confirmed it does not object to this Notice. NZ RegCo does not take any

responsibility for any statement in this Notice.

Pg. 5
EXPLANATORY NOTES

EXPLANATORY NOTE 1 – AUDITOR’S REMUNERATION

BDO Auckland, the current auditor of the Company, will be automatically reappointed under section 207T of the

Companies Act 1993. Resolution 1 authorises the Directors to fix the fees and expenses of BDO Auckland as the

Company’s auditor in accordance with section 207S of the Companies Act 1993.

EXPLANATORY NOTE 2 – DIRECTOR RE-ELECTIONS

Under the Company’s constitution and NZX Listing Rule 2.7.1, a Director must not hold office (without re-

election) past the third annual meeting following the Director’s appointment or three years, whichever is longer.

Accordingly, Independent Director and Chair Shelley Ruha and Independent Director Philip Luscombe will retire

from their office as Directors of the Company at the meeting and offers themselves for re-election.

The Company will review its Board succession plan during FY25. The review will include an assessment of the

current Board composition as it relates to the changing needs of the business, ensure that appropriate director

independence is maintained, and that any outcomes are transitional to ensure important knowledge is effectively

transferred.

Background on Shelley Ruha

Shelley was appointed a Director of the Company in November 2022, and Chair in April 2023. Shelley is a

director and investor of companies across a variety of industries. She is also the board chair of NZX listed

PaySauce Limited, and is a director of Heartland Bank Limited, Partners Life Limited, and 9 Spokes International

Limited. Shelley’s previous directorships include Hobson Wealth Limited, Paymark Limited, JB Were Limited

and The Icehouse. Shelley has a Bachelor of Commerce.

The Board has determined that Shelley is an Independent Director under the NZX Listing Rules and for the

purposes of NZX Listing Rule 7.8.3(b), none of the factors in Table 2.4 of the NZX Corporate Governance Code

apply. The Board unanimously supports her re-election.

Background on Philip Luscombe

Philip was appointed a Director of the Company in December 2005 and is Chair of New Zealand Farmers

Livestock Limited. As a former agricultural research scientist, and with a broad farming background, Philip has

extensive experience in the agricultural sector. Philip is the board chair and a shareholder of the Argyll Dairy

Farm group of farms in Otago. He is also an independent director of Te Rua O Te Moko Limited and a former

director of PKW Farms Limited, Kiwi Cooperative Dairies Limited, Kiwi Milk Products Limited, Dairy Insight,

Dexcel, and NZAEL Limited. Philip has a BAgSci(Hons).

The Board has determined that Philip is an Independent Director under the NZX Listing Rules. For the purposes

of NZX Listing Rule 7.8.3(b), factor 9 in Table 2.4 of the NZX Corporate Governance Code applies to Philip, as he

has been a director of the Company for a period of more than 12 years. However, the Board has determined that

Philip’s tenure does not directly or indirectly interfere, nor might reasonably interfere, with his capacity to bring

an independent view to decisions in relation to the issuer and to act in the best interests of the Company and to

represent the interests of Shareholders generally.

The Board considers that Philip’s extended tenure provides significant value to the Company. Philip brings not

only deep institutional knowledge and long-standing relationships, but also skill and understanding of the

Company’s operations, strategy and governance. During his tenure, Philip has not demonstrated any undue

influence over management. The Company’s Managing Director’s primary relationship and point of

Pg. 6
communication is with the Company’s Independent Chair (Shelley Ruha), and Philip does not involve himself in

matters beyond what would reasonably be required or expected of an Independent Director. None of the other

factors in Table 2.4 of the NZX Corporate Governance Code apply to Philip.

The Board unanimously supports his re-election.

EXPLANATORY NOTE 3 – SALE OF SHARES IN NZ FARMERS LIVESTOCK

Allied Farmers Rural Limited (“AFRL”), a wholly owned subsidiary of the Company, has agreed to sell all of its

shares in NZ Farmers Livestock Limited (“NZFL”) to Rural Livestock Limited (“RLL”) for approximately $7.45

million (subject to certain post-completion adjustments), under an agreement for sale and purchase of shares

dated 27 August 2025 (“Agreement”) (the “Transaction”). The other two shareholders in NZFL, Stockmans

Holdings Limited (“Stockmans”) and Agent Company Limited (“AgentCo”), have also agreed to sell all of their

NZFL shares to RLL under the Agreement.

Completion of the Transaction is conditional, among other things (as detailed below), on approval by the

Company’s shareholders by way of an ordinary resolution in accordance with Rules 5.1.1(a) and 5.2.1 of the NZX

Listing Rules (the “Shareholder Approval Condition”). This approval is being sought from shareholders at

this Meeting.

Recommendation of the Board

The Board unanimously recommends the Transaction and associated matters to shareholders for approval and

encourages all shareholders to vote in favour of the Resolution. In the Board’s view, the Transaction is in the best

interests of the Company and its shareholders. The Directors intend to vote all shares in the Company held or

controlled by them in favour of Resolution 4.

Listing Rule Requirements

Major transaction

Under NZX Listing Rule 5.1.1, a listed issuer must obtain shareholder approval for a transaction to acquire, sell,

lease or dispose of assets where the transaction: (a) would significantly change the nature of the issuer's business;

or (b) involves a “Gross Value” above 50% of the issuer’s “Average Market Capitalisation” (each as defined in the

NZX Listing Rules).

The Company is a conglomerate entity that conducts different businesses with different characteristics in the

rural sector. The Transaction will not change the conglomerate character of the Company’s rural business

activities. However, as the Company’s investment in NZFL is one of its two current principal investments, and the

Transaction contemplates the disposal of that entire investment, the Company considers that it is appropriate for

the Company to seek shareholder approval for the Transaction under Rule 5.1.1(a) to ensure that shareholders

have the opportunity to vote on whether to proceed with the Transaction in the context of NZFL being a principal

investment. Accordingly, shareholder approval for the Transaction by ordinary resolution is being sought under

NZX Listing Rule 5.1.1(a). An ordinary resolution is a resolution which must be approved by a simple majority of

the votes of those shareholders entitled to vote and voting on the question.

The Gross Value of the assets that are subject to the Transaction do not exceed 50% of the Company’s Average

Market Capitalisation and, therefore, shareholder approval by ordinary resolution is not required under NZX

Listing Rule 5.1.1(b).

1

1

The Company’s Average Market Capitalisation as at 15 October 2025, being the latest practical date prior to the printing of the

Notice of Meeting was approximately $21.75 million.

Pg. 7
It is also noted that shareholder approval under section 129 of the Companies Act 1993 (a “major transaction”) is

not required, as the assets that are subject to the Transaction being contemplated do not exceed more than half

the value of the Company’s assets before the disposition and the Company is not incurring obligations or

liabilities, including contingent liabilities, the value which is more than half the value of the Company’s assets

before the transaction.

Material Transaction with Related Parties

Under NZX Listing Rule 5.2.1, a listed issuer must not enter into a “Material Transaction” if a “Related Party”

(each as defined in the NZX Listing Rules) is, or is likely to, become (a) a direct party to the Material Transaction

or (b) a beneficiary of a guarantee or other transaction which is a Material Transaction, unless that Material

Transaction is approved by an ordinary resolution of the issuer or conditional on such approval.

Under the NZX Listing Rules, a Material Transaction includes a transaction or series of transactions whereby the

Company sells assets having an “Aggregate Net Value” (as defined in the NZX Listing Rules) above 10% of the

Company’s Average Market Capitalisation.

As at the close of business on 15 October 2025 (being the latest practical date prior to the printing of the Notice of

Meeting), the Company’s Average Market Capitalisation was approximately $21.75 million. The Average Net

Value of the assets to be sold under the Transaction is $10.988 million (subject to certain post-completion

adjustments), which exceeds 10% of the Company’s Average Market Capitalisation. Each of Stockmans and

AgentCo are direct parties to the Agreement and are Related Parties of the Company because each share common

directors with NZFL, a subsidiary of the Company (being Oliver Carruthers and William Sweeney, each of whom

are directors of NZFL, Stockmans and AgentCo, and Simon Williams, who is a director of NZFL and AgentCo)

2,3

.

As a result, the Transaction constitutes the entry by the Company into a Material Transaction with Related

Parties.

Accordingly, shareholder approval for the Transaction by ordinary resolution is being sought under NZX Listing

Rule 5.2.1.

Appraisal Report

This Notice of Meeting is accompanied by an appraisal report prepared by Simmons Corporate Finance (the

“Appraisal Report”).

The Appraisal Report is required by NZX Listing Rule 7.8.8(b), which requires that a notice of meeting to approve

the entry into a Material Transaction with a Related Party who is, or is likely to become, a direct party to the

Material Transaction, be accompanied by an appraisal report. The appraisal report must state the independent

appraiser’s opinion, with supporting reasons, as to whether the Material Transaction is fair to shareholders, other

than those associated with the relevant ‘Associated Persons’.

Consistent with the above, the Appraisal Report contains Simmons Corporate Finance’s conclusion that the terms

and conditions of the Transaction are fair to shareholders who are not associated with Stockmans and AgentCo

(see section 2 of the Appraisal Report).

2

Mr Sweeney is an alternate director of NZFL, which is a Director of NZFL within the meaning of the NZX Listing Rules.

3

Under the NZX Listing Rules, the directors of Stockmans are Associated Persons of that company (and vice versa), and the

directors of AgentCo are Associated Persons of that company (and vice versa). Accordingly, Stockmans is an Associated Person

of Oliver Carruthers and William Sweeney, and AgentCo is an Associated Person of Oliver Carruthers, William Sweeney and

Simon Williams. Each of Messrs Carruthers, Sweeney and Williams are Related Parties of the Company under the NZX Listing

Rules as directors of a subsidiary of the Company (NZFL), and each of Stockmans and AgentCo are Related Parties of the

Company under the NZX Listing Rules as Associated Persons of directors of a subsidiary of the Company.

Pg. 8
In Simmons Corporate Finance’s opinion, after having regard to all relevant factors, the consideration and the

terms and conditions of the Transaction are fair to shareholders who are not associated with Stockmans and

AgentCo as:

•Allied Farmers (via AFRL), Stockmans and AgentCo have each entered into the Transaction on identical

terms and accordingly there is no value transfer from shareholders who are not associated with

Stockmans and AgentCo to Related Parties;

•Related Parties were not involved in negotiating the terms of the Transaction and accordingly have not

used undue influence or personal connections to achieve a favourable outcome for themselves; and

•the terms and conditions of the Transaction are in line with market terms and conditions.

The basis for Simmons Corporate Finance’s opinion is set out in detail in sections 2.3 to 2.10 of the Appraisal

Report. In summary, the key factors leading to its opinion are:

•the rationale for the Transaction is sound. It will enable Allied Farmers to realise the value of its

investment in NZFL and to explore investment opportunities to grow the Allied Farmers’ rural asset

management business;

•Allied Farmers’ senior management led a thorough sale process. Related Parties did not play any

significant role in the sale process;

•there is no potential for a transfer of value from shareholders who are not associated with Stockmans

and AgentCo to Related Parties, as Stockmans and AgentCo are selling their shareholdings in NZFL on

the same terms and conditions as Allied Farmers;

•it considers the terms and conditions of the Transaction to be in line with market terms and conditions

and are therefore fair to shareholders who are not associated with Stockmans and AgentCo; and

•the consequence of Resolution 4 not being approved is that the Transaction will not proceed. Allied

Farmers (via AFRL), Stockmans and AgentCo will retain their current shareholdings in NZFL, which will

continue to be operated in the ordinary course.

The Board recommends that you read the Appraisal Report in full. For more information on the scope of the

Appraisal Report, refer to sections 2 and 3 of the Appraisal Report.

Background and rationale for the Transaction

NZFL is a national livestock services business whose principal activities include livestock agency services,

livestock financing, ownership of livestock saleyard interests, and the procurement, processing, and export of veal

meat. Further information on NZFL’s services is available at mylivestock.co.nz.

The Company has a 67.77% shareholding in NZFL through its wholly owned subsidiary, AFRL. The remaining

32.23% is owned by two third parties, Stockmans (as to 17.84%) and AgentCo (as to 14.39%). Stockmans and

AgentCo are owned by certain livestock agents and directors/managers of NZFL.

Allied Farmers’ goal is to deliver sustainable earnings growth for its shareholders by leveraging its core strengths

in managing rural assets. Over recent years, NZFL’s profitability has improved significantly.

The Company was first approached by RLL to consider a proposed sale of NZFL. Following a period of

negotiations between the parties (which were led by the Company on behalf of AFRL, Stockmans and AgentCo),

an agreement was reached and announced to the market in August 2025. The Company considers that the

Transaction presents it with an opportunity to maximise the value of its investment in NZFL while supporting the

development of a larger, stronger, and more competitive livestock business that benefits the wider rural sector.

The NZFL sale will enable Allied Farmers to focus on and grow its strongly performing rural asset management

business, and to explore additional complementary investment opportunities.

Pg. 9
Summary of the Agreement

On 27 August 2025, AFRL, Stockmans, and AgentCo (together, the “Vendors”) entered into the Agreement to

sell all of their shares in NZFL to RLL. The Company (as guarantor of AFRL) and NZFL (as the company being

acquired under the Transaction) are also parties to the Agreement. The sale of all of the shares in NZFL will result

in RLL acquiring NZFL’s veal processing and marketing subsidiary, Farmers Meat Export Limited (“FMEL”);

NZFL’s financing business, NZ Farmers Livestock Finance Limited (“NZFLF”); NZFL’s 52% interest in Hawkes

Bay-based Redshaw Livestock Limited; and NZFL’s saleyard interests.

Purchase price

The purchase price for all of the shares in NZFL under the Agreement is $10.988 million, subject to certain post-

completion adjustments. In broad terms, the purchase price will be adjusted for:

•the principal value of any residual vehicle lease liabilities retained by the business at completion

(negative adjustment);

•the net equity value of loan assets remaining outstanding at completion (positive adjustment) (refer to

the section titled ‘NZFLF loan book’ below for further details);

•the excess or deficit working capital delivered at completion versus targets; and

•the excess net debt or net cash retained by NZFL, FMEL and NZFLF at completion (excluding NZFLF’s

facility with ANZ Bank New Zealand Limited (“ANZ”)).

The purchase price will be allocated to the Vendors in proportion to their respective shareholdings in NZFL (with

AFRL’s 67.77% proportion being approximately $7.45 million, subject to the adjustments described above).

The expected value and impact of the post-completion adjustments are not currently known. However, the

Company does not anticipate that the adjustments will have a material impact on the purchase price to be

received by AFRL from the sale.

The purchase price was determined following extensive arm’s length negotiations between the parties and is

based on a total enterprise value of NZFL of $10.988 million on a debt free, cash free basis. The enterprise value

was determined using a range of earnings before interest and tax (EBIT) multiples for each business (agency,

finance and veal processing), with earnings based on both historical and forecast financial information. No third

party valuation was received by the Company in connection with the Transaction.

NZFLF loan book

After completion, NZFLF (then owned by RLL) will use all reasonable endeavours to collect its ‘loan book’ (being

NZFLF’s loan assets as at completion (as recorded on its balance sheet), representing the loan receivables owing

from its customers in relation to its financing activities). Loans made by NZFLF are funded from two sources (a)

NZFLF’s own capital; and (b) a seasonal funding facility from ANZ.

Upon the earlier to occur of (a) the NZFLF loan book being fully repaid; (b) the Vendors and RLL determining

that no further amounts are unrecoverable under the NZFLF loan book; and (c) 12 months having elapsed since

completion of the Transaction, the net equity value of the NZFLF loan book as at that date will be paid by RLL to

the Vendors. This ‘net equity value’ will be calculated as the total loan book repayments received by NZFLF from

borrowers, less:

•amounts paid by NZFLF to ANZ in repayment of the seasonal funding facility;

•an amount (if any) equal to the extent to which the costs incurred in servicing the ANZ seasonal funding

facility (including interest and fees, but excluding repayments made by NZFLF to ANZ), plus costs

Pg. 10
associated with the collection, administration and enforcement of the loan book, exceed the interest

revenue received by NZFLF under the loan book; and

•the balance (if any) owing by NZFLF under the ANZ seasonal funding facility.

If, however, NZFLF’s costs exceed the repayments and interest received, the Vendors must reimburse RLL for the

shortfall on a pro rata basis, in proportion to their NZFL shareholdings prior to completion. NZFLF’s financing

activities for the current season have only recently commenced. Accordingly, the value of the NZFLF loan book at

completion of the Transaction (and therefore the amount to be received or paid by the Vendors, as outlined

above) is not currently known or able to be determined.

Conditions

In addition to the Shareholder Approval Condition, completion of the Transaction is conditional on:

•approval by the boards of the Company and AFRL;

•approval by the boards and shareholders of AgentCo and Stockmans;

•approval by the board and shareholders of RLL;

•receipt of certain third-party approvals and change in control consents to the Transaction;

•the assignment of a certain lease and the transfer of a particular contractor engagement to the Company;

•RLL securing finance and completing due diligence; and

•RLL agreeing terms with AgentCo and Stockmans (or their beneficial owners/nominees) under which

such parties will subscribe for not less than $1,000,000 of shares in RLL (“RLL Share Issue”).

AFRL will not be a party to the RLL Share Issue. The RLL Share Issue is intended to provide livestock agents and

directors/managers of NZFL who currently have an indirect ownership interest in NZFL through their

shareholdings in Stockmans or AgentCo with an opportunity to continue to have an ownership interest in the

combined NZFL/RLL business following the Transaction, and to also provide RLL with funding for the

Transaction. The opportunity for livestock agents and directors/managers of NZFL to hold shares in RLL is also

consistent with RLL’s ownership structure, given that all of RLL’s shares are currently owned by livestock agents,

staff, and directors. The terms of the RLL Share Issue had not been agreed to and therefore were not known at the

time of entry into of the Agreement. As such, the RLL Share Issue has had no influence on the Company’s

decision to undertake the Transaction, and AFRL will have no interest in NZFL or RLL following completion.

All conditions must be satisfied (or waived by the party or parties for whose benefit the conditions are expressed

in the Agreement) prior to completion. If any condition is not satisfied (or waived) by the required date, the

Agreement will not complete unless all parties agree to an extension. Subject to satisfaction of the conditions, the

Transaction is expected to complete on 1 December 2025.

Warranties and liability

Under the Agreement, the Vendors have provided certain warranties in respect of NZFL and its business, together

with a tax indemnity, which are customary for a transaction of this nature. The liability of each Vendor is several,

and each will only be liable for its relevant proportion of the Vendors’ total liability (being its percentage

shareholding in NZFL prior to completion).

The Vendors’ liability for any warranty claim (other than warranties relating to title and capacity) is capped at $5

million. The Vendors’ total liability under the Agreement is limited to 100% of the purchase price. The Agreement

also prescribes specific time periods within which RLL may bring a claim.

Pg. 11
Termination rights

Both the Vendors and RLL can terminate the Agreement if any of the conditions are not satisfied or waived by the

required date for that condition, or if the other party defaults in performing its obligations under the Agreement

and fails to remedy that default within 10 business days.

Interim period obligations

Until completion of the Transaction, the Vendors have agreed to procure that NZFL carries on its business in the

ordinary course. This includes, among other things, preserving the goodwill of the business, maintaining fixed

assets in good condition, continuing usual debt collection practices, and keeping existing insurances in force. The

Vendors must also notify RLL of any litigation or claims brought, or threatened to be brought, against the

business.

The Vendors are also subject to certain negative obligations. For example, they must procure that NZFL does not

enter into or amend any business contract involving revenue or expenditure above a specified threshold (other

than in the ordinary course) or make changes to the NZFL group’s corporate structure.

These obligations do not prevent the Vendors or the NZFL group from taking action required to comply with

applicable laws, perform contractual obligations, respond to an emergency or disaster or undertake any matter

approved by RLL.

Restraints of trade

To protect the value of the business being sold, the Vendors have agreed that, from completion until 1 December

2027, they will not establish, work in, or hold a financial interest in any business in New Zealand that is the same

as, or competes with, NZFL’s business. This restriction includes acting as an owner, employee, consultant, or

investor. Limited exceptions apply – for example, the Vendors may hold shares or other interests in, or be

involved with, RLL, the Company (and its existing related companies) and certain owned saleyards.

In addition, from completion until 30 June 2027, the Vendors have agreed not to approach or encourage NZFL’s

customers, clients, or suppliers to stop or reduce their business with NZFL. They have also agreed not to attempt

to hire or entice away NZFL’s staff, managers, directors, or contractors. The only exception is where an individual

independently applies for a role in response to a general job advertisement that is not specifically targeted at

NZFL employees.

Guarantee

Under the Agreement, the Company has guaranteed the obligations of AFRL. This includes paying, on demand,

any amount AFRL owes to RLL, as though the Company itself were directly responsible. The Company has not

guaranteed, and is not responsible for, the obligations of Stockmans or AgentCo.

Implications of the Transaction on the Company

The Company recorded a FY25 consolidated profit before tax of $4.066 million, of which (including the

consolidated profit before tax of Redshaw Livestock Limited, which is 52% owned by NZFL) $3.838 million was

generated by NZFL. Of this profit before tax generated by NZFL, $2.490 million was attributable to the

Company’s shareholders and $1.157 million was attributable to the non-controlling shareholders of NZFL, being

Stockmans and AgentCo. The remaining $0.191 million was attributable to the 48% non-controlling shareholders

of Redshaw Livestock Limited.

Segmental information relating to “Livestock Services”, being the livestock agency business facilitating livestock

transactions and the procurement and export of veal, and “Financial Services”, being the business providing and

Pg. 12
referring livestock finance to farmer clients (both of which solely relate to and represent the activities of NZFL),

can be found in Note A to the FY25 financial statements on page 23 of the Company’s FY25 Annual Report. The

report is available under the “Investors” section of the Company’s website: www.alliedfarmers.co.nz.

Following completion of the Transaction, the Company will no longer derive any revenue (and ultimately any

profit) from an interest in NZFL. However, the Company will continue to wholly own New Zealand Rural Land

Management Limited Partnership (the manager of both NZX-listed New Zealand Rural Land Company Limited

and New Zealand Rural Land Investments Limited Partnership), Allied FLA Limited (a property-holding special

purpose vehicle) and a fully deployed rural loan asset. It is not possible to provide forward-looking statements

regarding the financial performance of these retained businesses following completion of the Transaction.

However, as an indication, the consolidated FY25 actual cash profit before tax for these retained businesses

(including corporate costs) was $750,000, adjusted for the amortisation of acquired business assets (which have

no reinvestment requirements), but noting that this indication does not include earnings that will be generated

from the future higher cash balances resulting from the Transaction.

Following receipt of all of the Transaction proceeds, the Allied Group’s cash reserves are expected to increase by

approximately $7 million, to approximately $14 million, subject to the working capital and cash/debt

adjustments referred to on page 9.

The sale of NZFL will enable the Company to focus on and grow its strongly performing rural asset management

business, while also exploring additional complementary investment opportunities. As nearly all of ALF’s

workforce outside of NZFL is employed by or contracted to New Zealand Rural Land Management Limited

Partnership and involved in the rural asset management business, the sale of NZFL is expected to have little

impact on ALF’s personnel (and the Company’s Managing Director will continue to be involved full-time in the

Company’s business going forward).

As a result of the Transaction the Company’s deferred tax asset is expected to reduce by $0.9 million to

approximately $0.4 million. The Company’s carried-forward tax losses will remain significant, at more than $175

million.

Implications if the Transaction is not approved

If shareholders do not approve the Transaction, the Shareholder Approval Condition will not be satisfied and the

Transaction will not proceed. The Vendors will retain their existing interests in NZFL, which will continue to be

operated in the ordinary course. The Company will not incur any break fees or financial penalties if the

Transaction does not proceed.

The Board may then consider alternative options in relation to the Company’s interest in NZFL.

Risks associated with the Transaction

While the Board considers the Transaction to be in the best interests of the Company and its shareholders, there

are certain risks that should be noted:

•Approval risks: The Transaction is subject to a number of conditions, including shareholder approval

and various board and third-party approvals. If these conditions are not satisfied (or waived), the

Transaction will not proceed.

•Execution Risks: There is a risk that completion may be delayed or not occur if RLL does not secure

financing, complete due diligence to its satisfaction or meet other requirements under the Agreement.

Pg. 13
•Counterparty Risks: Following completion, RLL is responsible for managing and collecting the NZFLF

loan book. The Vendors have limited control over the timing and ultimately the potential amount of any

further payments to the Vendors.

•Revenue Risks: There is a risk that the return on the redeployment of the proceeds of the Transaction

will not be accretive relative to the historical average return on the investment in NZFL.

Pg. 14
Appendix

Appraisal Report by Simmons Corporate Finance


www.simmonscf.co.nz






Allied Farmers Limited



Appraisal Report



In Respect of the Sale of the

Shares in NZ Farmers Livestock

Limited to Rural Livestock

Limited




October 2025




Allied Farmers Limited Appraisal Report

Index


Section Page


1.

Introduction ........................................................................................................................ 1

2. Evaluation of the Fairness of the NZFL Sale ..................................................................... 5

3. Sources of Information, Reliance on Information, Disclaimer and Indemnity .................. 13

4. Qualifications and Expertise, Independence, Declarations and Consents ...................... 15




Allied Farmers Limited Page 1 Appraisal Report

1. Introduction

1.1 Background

Allied Farmers Limited (Allied Farmers or the Company) is primarily a rural

investment company and rural asset manager.

Through wholly owned NZ Rural Land Management LP, the Company provides

management, investment and administrative services to rural landowners New

Zealand Rural Land Company Limited and Australian capital managers Roc Partners

pursuant to management agreements.

Allied Farmers’ foundation rural business is national livestock agency business NZ

Farmers Livestock Limited (NZFL). The Company holds a 67.77% shareholding in

NZFL via its wholly-owned subsidiary Allied Farmers Rural Limited (AFRL).

Allied Farmers’ shares are listed on the main equities securities market (the NZX

Main Board) operated by NZX Limited (NZX) with a market capitalisation of

approximately $21.9 million as at 16 October 2025.

The Company’s audited total equity as at 30 June 2025 was approximately

$25.6 million, of which approximately $24.6 million was attributable to the Company’s

owners.

1.2 Sale of Shares in NZ Farmers Livestock Limited

NZ Farmers Livestock Limited

NZFL is a national livestock services business whose principal activities include:

• livestock agency services

• livestock financing

• ownership of livestock saleyard interests

• the procurement, processing and export of veal meat.

The shareholders of NZFL are:

• Allied Farmers (via AFRL) – 67.77%

• Stockmans Holdings Limited (SHL) – 17.84%

• Agent Company Limited (ACL) – 14.39%.

Allied Farmers provides NZFL with governance support and guidance for its

operations.

Stockmans Holdings Limited

SHL’s shareholders are:

• Oliver Carruthers (34%)

• William Sweeney (34%)

• Julie Carruthers (16%)

• Karen Sweeney (16%).



Allied Farmers Limited Page 2 Appraisal Report

Agent Company Limited

ACL’s shares are held by 34 shareholders, including:

• Oliver Carruthers (14.57%)

• interests associated with Simon Williams (13.99%)

• William Sweeney (9.65%).

Common Directors

NZFL, SHL and ACL have 3 common directors:

• Oliver Carruthers is a director of NZFL, SHL and ACL

• William Sweeney is a director of SHL and ACL and is an alternate director of

NZFL

• Simon Williams is a director of NZFL and ACL.

NZFL Sale

Allied Farmers announced on 28 August 2025 that the Company, AFRL, SHL and

ACL have signed a conditional agreement with Rural Livestock Limited (RLL)

whereby AFRL, SHL and ACL will sell 100% of the shares in NZFL to RLL (the NZFL

Sale).

The key terms of the NZFL Sale as set out in the Agreement for the sale and purchase

of shares in NZ Farmers Livestock Limited dated 27 August 2025 (the NZFL

Agreement) are:

• RLL will acquire 100% of the shares in NZFL for an enterprise value of

$10,988,000, adjusted at completion to recognise RLL’s assumption of net debt

and employee and vehicle lease liabilities, the value of NZFL’s loan book and

to recognise agreed target trade net working capital

• consideration will be in the form of cash

• the transaction is subject to a number of conditions precedent, including

shareholder approval of an ordinary resolution in accordance with NZX Listing

Rules (the Listing Rules) 5.1.1(a) and 5.2.1

• completion is targeted for 1 December 2025.

1.3 Annual Meeting of Shareholders

Allied Farmers is holding its annual meeting of shareholders on 6 November 2025

where the Company will seek shareholder approval of an ordinary resolution in

respect of the NZFL Sale (resolution 4 – the NZFL Sale Resolution).

An ordinary resolution is a resolution passed by a simple majority of votes of those

shareholders entitled to vote and voting on the resolution in person or by proxy.

SHL, ACL and their Associated Persons (as defined in the Listing Rules) are not

permitted to vote on the NZFL Sale Resolution. Mr Carruthers, Mr Sweeney and

Mr Williams are Associated Persons of SHL and / or ACL as they are directors of one

or both of the 2 companies.



Allied Farmers Limited Page 3 Appraisal Report

The Company’s shareholders will also vote on resolutions in respect of:

• the Company’s auditor’s remuneration (resolution 1)

• the re-election of Shelley Ruha as a director (resolution 2)

• the re-election of Philip Luscombe as a director (resolution 3).

1.4 Regulatory Requirements for this Appraisal Report

Listing Rule 5.2.1 stipulates that an Issuer must not enter into a Material Transaction

if a Related Party is a party to the Material Transaction or to one of a related series

of transactions of which the Material Transaction forms part unless the Material

Transaction is approved by way of an ordinary resolution from shareholders not

associated with the Related Party.

The NZFL Sale is a Material Transaction as it has an Aggregate Net Value in excess

of 10% of Allied Farmers’ Average Market Capitalisation.

SHL and ACL are direct parties to the NZFL Agreement and are deemed to be

Related Parties of the Company because each company shares common directors

with Allied Farmers’ subsidiary NZFL:

• Oliver Carruthers is a director of NZFL, SHL and ACL

• William Sweeney is a director of SHL and ACL and is an alternate director of

NZFL

• Simon Williams is a director of NZFL and ACL.

Accordingly, Mr Carruthers, Mr Sweeney and Mr Williams are also deemed to be

Related Parties of the Company under the Listing Rules.

We refer to the SHL, ACL, Oliver Carruthers, William Sweeney and Simon Williams

collectively as the Related Parties.

Listing Rule 7.8.8 (b) requires an Appraisal Report to be prepared where a meeting

will consider a resolution required by Listing Rule 5.2.1.

1.5 Summary of Opinion

Our evaluation of the fairness of the NZFL Sale as required under the Listing Rules

is set out in section 2.

In our opinion, after having regard to all relevant factors, the terms and conditions of

the NZFL Sale are fair to the Company’s shareholders not associated with the

Related Parties (the Non-associated Shareholders).

1.6 Purpose of the Report

The Company’s board of directors, comprising Philip Luscombe (independent

director), Richard Milsom (managing director) and Shelley Ruha (independent chair)

(the Board) has engaged Simmons Corporate Finance to prepare an Appraisal

Report on the fairness of the NZFL Sale in accordance with the Listing Rules.

No members of the Board are deemed to be Associated Persons of the Related

Parties.

Simmons Corporate Finance was approved by NZX Regulation Limited (NZ RegCo)

on 12 September 2025 to prepare the Appraisal Report.

Simmons Corporate Finance issues this Appraisal Report to the Board for the benefit

of the Non-associated Shareholders to assist them in forming their own opinion on

whether to vote for or against the NZFL Sale Resolution.



Allied Farmers Limited Page 4 Appraisal Report

We note that each shareholder’s circumstances and objectives are unique.

Accordingly, it is not possible to report on the fairness of the NZFL Sale in relation to

each shareholder. This report on the fairness of the NZFL Sale is therefore

necessarily general in nature.

The Appraisal Report is not to be used for any other purpose without our prior written

consent.



Allied Farmers Limited Page 5 Appraisal Report

2. Evaluation of the Fairness of the NZFL Sale

2.1 Basis of Evaluation

Listing Rule 7.10.2 requires an Appraisal Report to consider whether the terms and

conditions of the NZFL Sale are fair to the Non-associated Shareholders.

There is no legal definition of the term fair in either the Listing Rules or in any statute

dealing with securities or commercial law in New Zealand.

In our opinion, the NZFL Sale will be fair to the Non-associated Shareholders if:

• they are likely to be at least no worse off if the NZFL Sale proceeds than if it

does not. In other words, we consider that the NZFL Sale will be fair if there is

no value transfer from the Non-associated Shareholders to the Related Parties

and

• the Related Parties have not used undue influence or personal connections to

achieve a favourable outcome for themselves and

• the terms and conditions of the NZFL Sale are in line with market terms and

conditions.

A transfer of value from the Non-associated Shareholders to the Related Parties may

occur if the NZFL Sale is undertaken at a value which provides the Related Parties

with an economic benefit that the Non-associated Shareholders cannot participate

in.

We have evaluated the fairness of the NZFL Sale by reference to:

• the rationale for the NZFL Sale

• the process undertaken by Allied Farmers

• the terms and conditions of the NZFL Sale

• the impact of the NZFL Sale on the financial position of Allied Farmers

• the benefits and disadvantages to the Non-associated Shareholders of the

NZFL Sale

• the benefits and disadvantages to the Related Parties of the NZFL Sale

• the implications if the NZFL Sale Resolution is not approved.

Our opinion should be considered as a whole. Selecting portions of the evaluation

without considering all the factors and analyses together could create a misleading

view of the process underlying the opinion.



Allied Farmers Limited Page 6 Appraisal Report

2.2 Evaluation of the Fairness of the NZFL Sale

In our opinion, after having regard to all relevant factors, the consideration and

the terms and conditions of the NZFL Sale are fair to the Non-associated

Shareholders:

• Allied Farmers (via AFRL), SHL and ACL have each entered into the NZFL

Sale on identical terms and accordingly there is no value transfer from

the Non-associated Shareholders to the Related Parties

• the Related Parties were not involved in negotiating the terms of the NZFL

Sale and accordingly have not used undue influence or personal

connections to achieve a favourable outcome for themselves

• the terms and conditions of the NZFL Sale are in line with market terms

and conditions.

The basis for our opinion is set out in detail in sections 2.3 to 2.10. In summary, the

key factors leading to our opinion are:

• the rationale for the NZFL Sale is sound. It will enable the Company to realise

the value of its investment in NZFL and to explore investment opportunities to

grow Allied Farmers’ rural asset management business

• Allied Farmers’ senior management led a thorough sale process. The Related

Parties did not play any significant role in the sale process

• there is no potential for a transfer of value from the Non-associated

Shareholders to the Related Parties as the Related Parties are selling their

shareholdings in NZFL on the same terms and conditions as Allied Farmers

(and hence the Non-associated Shareholders)

• we consider the terms and conditions of the NZFL Sale to be in line with market

terms and conditions and are therefore fair to the Non-associated Shareholders

• the consequence of the NZFL Sale Resolution not being approved is that the

NZFL Sale will not proceed. Allied Farmers (via AFRL), SHL and ACL will retain

their current shareholdings in NZFL, which will continue to be operated in the

ordinary course.

2.3 Rationale for the NZFL Sale

Allied Farmers’ stated corporate goal is to deliver sustainable earnings growth for its

shareholders by leveraging its core strengths in managing rural assets.

Over recent years, NZFL’s profitability has improved significantly, creating an

opportunity for Allied Farmers to maximise the value of its investment in NZFL while

supporting the development of a larger, stronger and more competitive livestock

business that benefits the wider rural sector.

The Board is of the view that the NZFL Sale will enable the Company to focus on and

grow its strongly performing rural asset management business and to explore

additional complementary investment opportunities.

We consider the rationale for the NZFL Sale to be sound. The Board considers that

the improvement in NZFL’s financial performance provides an opportune time to

realise the value of the Company’s investment in NZFL and use the realised capital

to invest further in the rural asset management sector.



Allied Farmers Limited Page 7 Appraisal Report

2.4 Process Undertaken by Allied Farmers

The Board has advised us that it has evaluated the opportunity to exit its investment

in NZFL for a number of years. The Company has had meaningful discussions with

a number of potential acquirers.

The Board has taken external financial advice on the value of NZFL to assist in its

discussions with potential purchasers.

RLL approached Allied Farmers in November 2023 to initiate the NZFL Sale.

Negotiations on behalf of Allied Farmers, SHL and ACL were led by the Company’s

managing director Richard Milsom and its legal counsel and company secretary

Ross O’Neill.

Legal firm Simpson Western was instructed on the transaction and was responsible

for drafting the NZFL Agreement.

None of the Related Parties were involved in the negotiation of the NZFL Sale with

RLL. We are advised that Allied Farmers disclosed transaction terms to the Related

Parties as they were negotiated, which the Related Parties generally accepted. We

understand that the Related Parties did not engage separate legal or financial

advisers and were content to rely on Allied Farmers and its advisers to negotiate the

transaction on their behalf.

The NZFL Agreement was signed on 27 August 2025 and announced to the market

on 28 August 2025.

The NZFL Agreement was signed by Ollie Carruthers on behalf of SHL and by

Simon Williams on behalf of ACL.

Based on our discussions with the Board, we consider the sale process to be

thorough and effectively undertaken.

Of key importance as to the issue of fairness between the Non-associated

Shareholders and the Related Parties, we note that none of Mr Carruthers,

Mr Sweeney or Mr Williams played any significant role in the sale process. Their

involvement in the NZFL Sale was limited to being briefed on the progress of the

transaction, consideration by their respective boards of directors as to whether the

NZFL Sale was in their interests and signing the NZFL Agreement.

2.5 Terms of the NZFL Sale

AFRL, SHL and ACL (together as the Vendors), Allied Farmers (as guarantor) and

RLL (as purchaser) entered into the NZFL Agreement whereby RLL will acquire

100% of the shares in NZFL from the Vendors under the terms and conditions set

out below.

Entitles Being Sold

RLL will acquire 100% of the shares in NZFL, which will result in RLL acquiring

NZFL’s:

• veal processing and marketing subsidiary, Farmers Meat Export Limited

(FMEL)

• NZFL’s financing business NZ Farmers Livestock Finance Limited (NZFLF)

• NZFL’s 52% interest in Hawkes Bay-based Redshaw Livestock Limited

• NZFL’s saleyard interests.



Allied Farmers Limited Page 8 Appraisal Report

Purchase Price

The NZFL Sale purchase price is $10,988,000, subject to post completion

adjustments in respect of:

• the actual level of working capital compared with the agreed baseline working

capital level

• a reduction to reflect the value of NZFL’s employee annual and long-service

leave balances at completion (in excess of $265,000)

• a reduction for any third party debt at completion

• an increase for any cash deposits at completion.

The purchase price will be allocated to the Vendors in proportion to their respective

shareholdings in NZFL. The Company expects that AFRL’s 67.77% proportion of the

purchase price will be approximately $7,450,000 (subject to the purchase price

adjustments).

After completion, NZFLF (then owned by RLL) will use all reasonable endeavours to

collect its loan book (being the loan receivables owing from its customers in relation

to its financing activities) and RLL will pay the net equity value of the NZFLF loan

book to the Vendors.

As stated in section 2.4, the terms and conditions of the NZFL Sale, including the

purchase price, were negotiated by Allied Farmers’ managing director and legal

counsel and company secretary on the Vendors’ behalf. The Related Parties were

not involved in the negotiations.

On the basis that Allied Farmers (via AFRL) (and hence the Non-associated

Shareholders) are receiving the same purchase price per share as SHL and ACL

under the NZFL Sale, we consider the purchase price to be fair from the perspective

of the Non-associated Shareholders relative to the Related Parties.

Conditions

In addition to the condition that the NZFL Sale Resolution is approved, completion of

the NZFL Sale is conditional on:

• approval by the boards of Allied Farmers and AFRL

• approval by the boards and shareholders of SHL and ACL

• approval by the board and shareholders of RLL

• receipt of certain third-party approvals and change in control consents to the

transaction

• the assignment of a certain lease and the transfer of a particular contractor

engagement to NZFL

• RLL securing finance and completing due diligence

• RLL agreeing terms with SHL and ACL (or their beneficial owners / nominees)

under which such parties will subscribe for not less than $1.0 million of shares

in RLL (the RLL Share Issue).



Allied Farmers Limited Page 9 Appraisal Report

AFRL will not be a party to the RLL Share Issue. The RLL Share Issue is intended

to provide livestock agents and directors / managers of NZFL who currently have an

indirect ownership interest in NZFL through their shareholdings in SHL or ACL with

an opportunity to continue to have an ownership interest in the combined NZFL / RLL

business following the NZFL Sale and to also provide RLL with funding for the

transaction.

The opportunity for livestock agents and directors / managers of NZFL to hold shares

in RLL is also consistent with RLL’s ownership structure as all of RLL’s shares are

currently owned by livestock agents, staff and directors.

We understand that the terms of the RLL Share Issue had not been agreed to and

therefore were not known at the time of entry into the NZFL Agreement. As such,

the RLL Share Issue had no influence on Allied Farmers’ decision to undertake the

NZFL Sale. Furthermore, Allied Farmers will have no interest in NZFL or RLL

following completion of the NZFL Sale.

All conditions must be satisfied (or waived by the party or parties for whose benefit

the conditions are expressed in the NZFL Agreement) prior to completion.

If any condition is not satisfied (or waived) by the required date, the NZFL Agreement

will not complete unless all parties agree to an extension.

We consider the conditions of the NZFL Sale to be customary for a transaction of this

nature and to be reasonable.

Warranties and Liability

Under the NZFL Agreement, the Vendors have provided certain warranties to RLL in

respect of NZFL and its business, together with a tax indemnity.

The liability of each Vendor is several and each Vendor will only be liable for its

relevant proportion of the Vendors’ total liability (being each Vendor’s current

shareholding level in NZFL).

The Vendors’ liability for any warranty claim (other than warranties relating to title and

capacity) is capped at $5.0 million. The Vendors’ total liability under the NZFL

Agreement is limited to 100% of the purchase price.

The NZFL Agreement also prescribes specific time periods within which RLL may

bring a claim.

We consider the warranties and tax indemnity provided by the Vendors under the

NZFL Sales to be customary for a transaction of this nature and to be reasonable.

Termination Rights

Both the Vendors and RLL can terminate the NZFL Agreement if any of the conditions

are not satisfied or waived by the required date for that condition or if the other party

defaults in performing its obligations under the NZFL Agreement and fails to remedy

that default within 10 business days.

We consider the NZFL Sale termination rights to be to be customary for a transaction

of this nature and to be reasonable.



Allied Farmers Limited Page 10 Appraisal Report

Interim Period Obligations

Until completion of the NZFL Sale, the Vendors have agreed to procure that NZFL

carries on its business in the ordinary course (such as preserving the goodwill of the

business, maintaining fixed assets in good condition, continuing usual debt collection

practices and keeping existing insurances in force).

The Vendors are also subject to certain negative obligations (such as procuring that

NZFL does not enter into or amend any business contract involving revenue or

expenditure above a specified threshold (other than in the ordinary course) or make

changes to the NZFL group’s corporate structure).

We consider the NZFL Sale interim period obligations to be to be customary for a

transaction of this nature and to be reasonable.

Restraint of Trade

In order to protect the value of the NZFL business being sold, the Vendors have

agreed that, from completion until 1 December 2027, they will not establish, work in

or hold a financial interest in any business in New Zealand that is the same as or

competes with NZFL’s business.

In addition, from completion until 30 June 2027, the Vendors have agreed not to

approach or encourage NZFL’s customers, clients or suppliers to stop or reduce their

business with NZFL or attempt to hire or entice away NZFL’s staff, managers,

directors or contractors.

We consider the restraint of trade to be to be customary for a transaction of this

nature and the NZFL Sale restraint of trade to be reasonable.

Guarantee

Under the NZFL Agreement, Allied Farmers has guaranteed the obligations of AFRL.

This includes paying, on demand, any amount AFRL owes to RLL as though Allied

Farmers itself was directly responsible.

Allied Farmers has not guaranteed and is not responsible for the obligations of SHL

or ACL.

We consider the guarantee provided by Allied Farmers to be to be customary for a

transaction of this nature and to be reasonable.

Completion

Subject to the satisfaction of the conditions in the NZFL Agreement, the NZFL Sale

is expected to complete on 1 December 2025.

2.6 Impact on Allied Farmers’ Financial Position

As stated in section 2.3, the NZFL Sale will enable Allied Farmers to focus on and

grow its rural asset management business while also exploring additional

complementary investment opportunities.

Allied Farmers reported approximately $9.7 million of cash and cash equivalents as

at 30 June 2025.



Allied Farmers Limited Page 11 Appraisal Report

Following the completion of the NZFL Sale, Allied Farmers’:

• cash reserves are expected to increase by approximately $7 million to

approximately $14 million

• deferred tax asset is expected to reduce by approximately $0.9 million to

approximately $0.4 million

• carried-forward tax losses will remain at more than $175 million.

2.7 Advantages and Disadvantages to the Non-associated Shareholders of the

NZFL Sale

The main advantage of the NZFL Sale to the Non-associated Shareholders is that

the proceeds of the sale will enable Allied Farmers to explore investment

opportunities in the rural asset management sector.

We have not identified any significant disadvantages to the Non-associated

Shareholders of the NZFL Sale.

2.8 Advantages and Disadvantages to the Related Parties of the NZFL Sale

The NZFL Sale will enable SHL and ACL to realise the value of their investments in

NZFL.

Furthermore, the shareholders of SHL and ACL may have the opportunity to invest

in RLL through the RLL Share Issue.

2.9 Likelihood of the NZFL Sale Resolution Being Approved

The NZFL Sale Resolution is an ordinary resolution. The Related Parties are not

permitted to vote on the resolution.

The Board has unanimously recommended that the Non-associated Shareholders

approve the NZFL Sale Resolution. Each member of the Board intends to vote all

shares held or controlled by them in favour of the resolution. The Board collectively

held relevant interests in 16.38% of the Company’s shares as at 30 June 2025.

The 10 largest Non-associated Shareholders collectively hold 57.36% of the

Company’s shares as at 30 September 2025. This includes shares in which Allied

Farmers’ managing director Richard Milsom holds a relevant interest.

The votes of the 10 largest shareholders will largely determine the outcome of

whether the resolution will be approved.

2.10 Implications if the NZFL Sale Resolution is not Approved

If the NZFL Sale Resolution is not approved, then the NZFL Sale will not proceed.

The Vendors will retain its their respective ownership of NZFL and NZFL will continue

to be operated in the ordinary course.

Allied Farmers will not incur any break fees or financial penalties if the NZFL Sale

does not proceed.

The Board may then consider alternative options in relation to Allied Farmers’ interest

in NZFL.



Allied Farmers Limited Page 12 Appraisal Report

2.11 Voting For or Against the NZFL Sale Resolution

Voting for or against the NZFL Sale Resolution is a matter for individual shareholders

based on their own views as to value and future market conditions, risk profile and

other factors. Non-associated Shareholders will need to consider these

consequences and consult their own professional adviser if appropriate.



Allied Farmers Limited Page 13 Appraisal Report

3. Sources of Information, Reliance on Information, Disclaimer

and Indemnity

3.1 Sources of Information

The statements and opinions expressed in this report are based on the following main

sources of information:

• the notice of annual meeting

• the NZFL Agreement

• information in respect of the NZFL Sale and NZFL

• data in respect of Allied Farmers from NZX Company Research and

S&P Capital IQ.

During the course of preparing this report, we have had discussions with and / or

received information from the Board and Allied Farmers’ legal advisers.

The Board has confirmed that we have been provided for the purpose of this

Appraisal Report with all information relevant to the NZFL Sale that is known to them

and that all the information is true and accurate in all material aspects and is not

misleading by reason of omission or otherwise.

Including this confirmation, we have obtained all the information that we believe is

needed for the purpose of preparing this Appraisal Report.

In our opinion, the information to be provided by Allied Farmers to the Non-associated

Shareholders is sufficient to enable the Board and the Non-associated Shareholders

to understand all the relevant factors and to make an informed decision in respect of

the NZFL Sale.

3.2 Reliance on Information

In preparing this report we have relied upon and assumed, without independent

verification, the accuracy and completeness of all information that was available from

public sources and all information that was furnished to us by Allied Farmers and its

advisers.

We have evaluated that information through analysis, enquiry and examination for

the purposes of preparing this report but we have not verified the accuracy or

completeness of any such information or conducted an appraisal of any assets. We

have not carried out any form of due diligence or audit on the accounting or other

records of Allied Farmers or NZFL. We do not warrant that our enquiries would reveal

any matter which an audit, due diligence review or extensive examination might

disclose.



Allied Farmers Limited Page 14 Appraisal Report

3.3 Disclaimer

We have prepared this report with care and diligence and the statements in the report

are given in good faith and in the belief, on reasonable grounds, that such statements

are not false or misleading. However, in no way do we guarantee or otherwise

warrant that any forecasts of future profits, cash flows or financial position of Allied

Farmers or NZFL will be achieved. Forecasts are inherently uncertain. They are

predictions of future events that cannot be assured. They are based upon

assumptions, many of which are beyond the control of Allied Farmers and NZFL and

their respective directors and management teams. Actual results will vary from the

forecasts and these variations may be significantly more or less favourable.

We assume no responsibility arising in any way whatsoever for errors or omissions

(including responsibility to any person for negligence) for the preparation of the report

to the extent that such errors or omissions result from our reasonable reliance on

information provided by others or assumptions disclosed in the report or assumptions

reasonably taken as implicit, provided that this shall not absolve Simmons Corporate

Finance from liability arising from an opinion expressed recklessly or in bad faith.

Our evaluation has been arrived at based on economic, exchange rate, market and

other conditions prevailing at the date of this report. Such conditions may change

significantly over relatively short periods of time. We have no obligation or

undertaking to advise any person of any change in circumstances which comes to

our attention after the date of this report or to review, revise or update this report.

We have had no involvement in the preparation of the notice of annual meeting

issued by Allied Farmers and have not verified or approved the contents of the notice

of annual meeting. We do not accept any responsibility for the contents of the notice

of annual meeting except for this report.

3.4 Indemnity

Allied Farmers has agreed that, to the extent permitted by law, it will indemnify

Simmons Corporate Finance and its directors and employees in respect of any

liability suffered or incurred as a result of or in connection with the preparation of the

report. This indemnity does not apply in respect of any negligence, wilful misconduct

or breach of law. Allied Farmers has also agreed to indemnify Simmons Corporate

Finance and its directors and employees for time incurred and any costs in relation

to any inquiry or proceeding initiated by any person. Where Simmons Corporate

Finance or its directors and employees are found liable for or guilty of negligence,

wilful misconduct or breach of law or term of reference, Simmons Corporate Finance

shall reimburse such costs.



Allied Farmers Limited Page 15 Appraisal Report

4. Qualifications and Expertise, Independence, Declarations and

Consents

4.1 Qualifications and Expertise

Simmons Corporate Finance is a New Zealand owned specialist corporate finance

advisory practice. It advises on mergers and acquisitions, prepares independent

expert's reports and provides valuation advice.

The person in the company responsible for issuing this report is Peter Simmons,

B.Com, DipBus (Finance), INFINZ (Cert).

Simmons Corporate Finance and Mr Simmons have significant experience in the

independent investigation of transactions and issuing opinions on the merits and

fairness of the terms and financial conditions of the transactions.

4.2 Independence

Simmons Corporate Finance does not have at the date of this report and has not had,

any shareholding in or other relationship with Allied Farmers or SHL or ACL or

Oliver Carruthers or William Sweeney or Simon Williams or any conflicts of interest

that could affect our ability to provide an unbiased opinion in relation to the NZFL

Sale.

Simmons Corporate Finance has not had any part in the formulation of the NZFL

Sale or any aspects thereof. Our sole involvement has been the preparation of this

report.

Simmons Corporate Finance will receive a fixed fee for the preparation of this report.

This fee is not contingent on the conclusions of this report or the outcome of the

voting in respect of the NZFL Sale Resolution. We will receive no other benefit from

the preparation of this report.

4.3 Declarations

An advance draft of this report was provided to the Board for its comments as to the

factual accuracy of the contents of the report. Changes made to the report as a result

of the circulation of the draft have not changed the methodology or our conclusions.

Our terms of reference for this engagement did not contain any term which materially

restricted the scope of the report.

4.4 Consents

We consent to the issuing of this report in the form and context in which it is to be

included in the notice of annual meeting to be sent to the Non-associated

Shareholders. Neither the whole nor any part of this report, nor any reference thereto

may be included in any other document without our prior written consent as to the

form and context in which it appears.



Peter Simmons

Director

Simmons Corporate Finance Limited

16 October 2025

---

PROXY FORM - ALLIED FARMERS LIMITED ANNUAL MEETING 2025
The Annual Meeting of Allied Farmers Limited (the Company, Allied Farmers or ALF) will be held online via the MUFG Pension & Market

Services Platform at www.virtualmeeting.co.nz/alf25, on Thursday, 6 November 2025, commencing at 11am (NZ time). If you will attend the

Meeting online, you will require your CSN/Holder Number for verification purposes.

The Board has determined that, due to the very low level of shareholder turnout at previous in-person meetings, the additional costs of holding

an in-person or hybrid meeting significantly outweigh the potential benefits. The Board appreciates the support and understanding of our

shareholders regarding these arrangements and encourages all shareholders to participate in the Meeting online and ask any questions either

ahead of time (see details below) or during the Meeting online.


Appointment of Proxy

If you propose not to attend the meeting online but wish to appoint a proxy, or if you are a company and you propose not to attend, please

complete and lodge this form in accordance with the instructions above in the box headed “Lodge Your Proxy”. Please read the instructions and

the Notice of Meeting before completing this form. For your completed Proxy Form to be valid, it must be received by Allied Farmers’ share

registry, MUFG Pension & Market Services, no later than 11am on Tuesday, 4 November 2025.

You can also appoint your proxy and vote online by going to https://nz.investorcentre.mpms.mufg.com/voting/ALF or by scanning the QR code

above with your smartphone.

A proxy can be any person of your choice and does not have to be a shareholder of the Company. The Chair of the Meeting, Shelley Ruha, is

willing to act as proxy for any shareholder who may wish to appoint her for that purpose, and she intends to vote in favour of the Resolutions

where she is given “Discretion”.

To appoint the Chair, enter “Chair of the Meeting” in the space allocated for the full name of the proxy. If you wish to appoint any director, enter

that director’s full name in that space. If you do not name a person as your proxy (but have completed the Voting Form in full) or your named

proxy does not attend the meeting, the Chair will be appointed your proxy and will vote in accordance with your express direction (and must not

vote on a resolution if expressly granted a discretion on how to vote on a resolution and such resolution is subject to a voting restriction that

applies to the proxy under NZX Listing Rule 6.3.1).

Voting of your holding

If you appoint a proxy you must either direct the proxy how to vote by ticking the “For”, “Against” or “Abstain” box in respect of each resolution OR

by ticking the “Discretion” box in respect of each resolution. A shareholder can direct the proxy holder in respect of one or more resolutions and

give the proxy holder discretion in respect of other resolutions. If no box is marked, or more than one box is marked, in relation to any resolution,

the vote on that resolution will be treated as “Abstain”.

Voting Restrictions

In accordance with NZX Listing Rule 6.3.1, Stockmans Holdings Limited, Agent Company Limited and any “Associated Person” (as defined in the

NZX Listing Rules) of either Stockmans Holdings Limited or Agent Company Limited are not entitled to vote in favour of Resolution 4.

Attending the Meeting

The 2025 Annual Meeting will be held online only and shareholders can attend at www.virtualmeeting.co.nz/alf25. A corporation may appoint a

person to attend and vote online at the Meeting as its representative in the same manner as that in which it could appoint a proxy.

Signing instructions for Proxy Forms

Individual

Where the holding is in one name, the shareholder must sign the Proxy Form.

Joint Holding

LODGE YOUR PROXY

Online:

https://nz.investorcentre.mpms.mufg.com/voting/ALF

Scan & email:

meetings.nz@cm.mpms.mufg.com Mail:

Use the enclosed reply paid

Deliver: envelope or address to:

MUFG Pension & Market Services MUFG Pension & Market Services

Level 30, PwC Tower, PO Box 91976

15 Customs Street West, Auckland 1010 Auckland 1142

Scan this QR code with your smartphone and vote online




General Enquiries

+64 9 375 5998 | enquiries.nz@cm.mpms.mufg.com




CSN/Holder Number: ..........................



*.............................*

Where the holding is in more than one name, either of the joint shareholders (or their duly authorised Attorney) may sign the Proxy Form.
Power of Attorney

If this Proxy Form has been signed under a power of attorney, a copy of the power of attorney under which it was signed (if not previously provided

to the Registrar), and a signed certificate of non-revocation of the power of attorney must accompany this Proxy Form.

Corporate Shareholder

In the case of a corporate shareholder, a duly authorised officer or director must sign this Proxy Form. Persons who sign on behalf of a corporate

shareholder must be acting with that corporate shareholder’s express or implied authority, or execute under the common seal of the corporate

shareholder (if it has one).


PROXY/CORPORATE REPRESENTATIVE FORM

STEP 1: APPOINT A PROXY TO VOTE ON YOUR BEHALF

I/We being a shareholder/s of Allied Farmers Limited hereby appoint as my/our proxy:






at

(Full Name) (E-mail Address)


Or failing him/her


at

(Full Name) (E-mail Address)

as my/our proxy to vote for me/us on my/our behalf as directed below and on any other matter to be put to the Annual Meeting of shareholders

of Allied Farmers Limited to be held on Thursday, 6 November 2025 at 11am and at any adjournment or postponement thereof.


STEP 2: ITEMS OF BUSINESS – PROXY VOTING INSTRUCTIONS

Complete this part if you have appointed a proxy above and you want to direct the proxy as to how the proxy should vote.

Complete this section if you have appointed a proxy. Please note that if the shares are held jointly, the voting instructions given in this section

are given on behalf of each joint holder. For each resolution you must tick one box. If no box is marked, or more than one box is marked, in

relation to any resolution, the vote on that resolution will be treated as “Abstain”.


To consider and, if thought fit, pass the following ordinary resolutions:

Tick () in box to vote



For Against Abstain Discretion

1. That the Directors be authorised to fix the fees and expenses of the Company’s auditor,

BDO Auckland, for the ensuing year.

   

2. That Shelley Ruha, who will retire at the meeting by rotation in accordance with the

Company’s constitution, and is eligible for re-election, be re-elected as a Director of the

Company.

   

3. That Philip Luscombe, who will retire at the meeting by rotation in accordance with the

Company’s constitution, and is eligible for re-election, be re-elected as a Director of the

Company.

   

4. That the sale of all of the shares in NZ Farmers Livestock Limited held by the Company’s

wholly owned subsidiary Allied Farmers Rural Limited for approximately $7.45 million

(subject to certain post-completion adjustments), under a sale and purchase agreement

dated 27 August 2025 between, amongst others, the Company, Allied Farmers Rural

Limited and Rural Livestock Limited, as described in more detail in the Explanatory Notes,

be ratified, confirmed and approved for all purposes, including for the purposes of Rules

5.1.1(a) and 5.2.1 of the NZX Listing Rules.

   



and to vote on any resolutions to amend any of the resolutions, on any resolution so amended, and on any other resolution proposed at the meeting (or

any adjournment thereof). Unless otherwise instructed as above, the proxy will vote on each resolution as he/she sees fit or may abstain from voting. The

proxy is appointed only in respect of the above meeting or any adjournment thereof.

STEP 3: SHAREHOLDER QUESTIONS

Shareholders present at the Annual Meeting will have the opportunity to ask questions online during the meeting. If you cannot attend but would like to

ask a question, you can submit a question online by going to https://nz.investorcentre.mpms.mufg.com/voting/ALF and completing the online validation

process or complete the question section below and return to MUFG Pension & Market Services. Questions will need to be submitted by 11am on

Tuesday, 4 November 2025. The Board will address and answer questions during the meeting.





STEP 4: SIGNATURE OF SECURITY HOLDER(S) This section must be completed


Signed this day of 2025


Signature

this must be completed


Contact Name: Daytime contact number:


Electronic Investor Communications: If you received the Notice of Meeting and Proxy Form by mail and wish to receive your future investor

communications by email please provide your email address below.

Question:




CSN/Holder Number: ......................



*.............................*

Data sourced from publicly available filings. Our datasets may not be complete. Automated analysis can produce errors. If you believe any data on this page is incorrect, please contact us at hello@nzxplorer.co.nz. For informational purposes only. Not investment advice.

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