The Colonial Motor Company Limited logo

2021 Annual Report

Annual Report24 September 2021CMOConsumer Discretionary

PO Box 6159
Wellington

New Zealand 6141

DX SP21009

Level 6

57 Courtenay Place

Wellington 6011

Telephone 04 384-9734

Facsimile 04 801-7279

Email cmc@colmotor.co.nz

Website www.colmotor.co.nz










103

rd

ANNUAL REPORT 2021


The Directors of The Colonial Motor Company Limited present its 103

rd


Annual Report covering the year to 30 June 2021.

The report is being mailed to all shareholders. Additional copies are

available on request from the Company at PO Box 6159 Wellington

6141, telephone +64 (0)4 384 9734 or e-mail cmc@colmotor.co.nz.

A letter to shareholders will accompany the report. It outlines the

arrangements and timing for the Company to hold a virtual annual

meeting if Covid alert level restrictions require one.

The report and letter to shareholders can also be downloaded from the

Company’s website www.colmotor.co.nz






J G Tuohy

Company Secretary

The Colonial Motor Company Limited

24 September 2021

---

103
rd

Annual Report 2021


2021

103

rd

Annual Report





BOARD OF DIRECTORS


J P (Jim) Gibbons, Chairman

Graeme D Gibbons

Matthew J Newman

Stuart B Gibbons

Ashley J Waugh

John W M Journee

Gillian D Watson


Retires at Annual Meeting




Chair Elect


Appointed 1 September 2021

CHIEF EXECUTIVE

GENERAL MANAGER


GROUP MANAGER People, Process & Technology

GROUP MANAGER Finance

COMPANY SECRETARY


Graeme D Gibbons

Alexander P Gibbons


June E Gibbons

Paul Stephenson

Jack G Tuohy

Retires 30 September 2021

Appointed Chief Executive

effective 1 October 2021

AUDITOR



Grant Thornton New Zealand Audit Limited

(Partner Ryan Campbell)

BANKERS




ANZ Bank New Zealand Limited

Bank of New Zealand

Westpac New Zealand Limited

SHARE REGISTRY

Computershare Investor Services Limited

Level 2, 159 Hurstmere Road

Takapuna, North Shore

Private Bag 92119

Auckland 1142

Website: www.computershare.co.nz/investorcentre

REGISTERED OFFICE AND

ADDRESS FOR SERVICE



Level 6

57 Courtenay Place

PO Box 6159

Wellington 6141

New Zealand

Telephone (04) 384-9734

Facsimile (04) 801-7279

E-mail address cmc@colmotor.co.nz

Website www.colmotor.co.nz

PROSPECTIVE DATES FOR 2022

Interim Half Year Report Late February

Interim Dividend 28 March

Preliminary Full Year Report Late August

Annual Report Late September

Final Dividend 3 October

Annual Meeting 4 November


Shareholder enquiries can be addressed to the Registered Office or directly to the Share Registry.


The Company is able to send shareholders e-mail notifications of the announcement of its preliminary half year (in

February) and full-year results (in August). To register for this service please send an e-mail to cmc@colmotor.co.nz

from the e-mail account you wish to receive the notifications with “Preliminary Results” in the subject line.

1


Notice of 103

rd

Annual Meeting


Notice is hereby given that the 2021 annual meeting of shareholders of

The Colonial Motor Company Limited

will be held at

The QT Hotel, 90 Cable Street, Wellington

on Friday, 5 November 2021 commencing at 12:00 midday



BUSINESS

1. Chairman’s introduction

2. Address from the Chairman

3. Shareholder discussion

4. Resolutions

To consider and if thought fit, to pass the following resolutions


(see explanatory notes on the next page)

1. To re-elect Ashley James Waugh as a director of the Company.

2. To elect Gillian Durrad Watson as a director of the Company.

3. To authorise an increase in the annual remuneration payable to directors from $280,000 to

$305,000 with effect from 1 July 2021.

4. To record the on-going appointment of Grant Thornton as auditor and to authorise the directors

to fix the auditor’s remuneration.

5. General business


Due to the potential for Covid-19 restrictions at the meeting venue, refreshments are not able to be served at the meeting.


LOCATION



PLEASE NOTE this change of location and the possible need to hold a virtual annual meeting

A separate Shareholder advice sheet has been included with this Annual Report. It provides detailed

information concerning the potential deferral of the annual meeting and the need to then hold a virtual annual

meeting.




Te Papa Tongarewa

Museum of New Zealand

QT Hotel

Waitangi Park

2



Explanatory Notes – relating to the annual meeting

Voting

All voting at annual meetings must be conducted by poll rather than by show of hands. Procedures for voting, the

appointment of proxies and representatives, vote counting and the announcement of the results are applied and disclosed

in detail.

Proxies and representatives

If you choose not to attend the meeting, a form is enclosed for you to complete to appoint a proxy or corporate

representative to vote on your behalf. Detailed guidance is provided on the form on how to complete it. Further copies

of the form may be obtained from the Company or downloaded from our website.

Resolutions

Each of the resolutions will be considered as a separate ordinary resolution. To be passed, an ordinary resolution

requires a simple majority of votes of shareholders entitled to vote and voting. Each share in the Company carries one

vote.

The Board supports passing all of the resolutions.

Re-election and election of directors

The Listing Rules require that a director must not hold office (without re-election) past the third annual meeting that

follows the director’s last election or 3 years, whichever is longer.

A director appointed by the Board must not hold office (without election) past the annual meeting following the director’s

appointment.

Resolution 1

Ashley James Waugh was last re-elected as a director at the 2018 annual meeting. He is eligible and offers himself for

re-election.

Ashley has experience in the dairy industry in New Zealand and Australia, with senior roles with the NZ Dairy Board

(now Fonterra) and as Chief Executive of National Foods Australia. Early in his career, Ashley was marketing manager

of Ford in New Zealand and Ford Lio Ho in Taiwan. He is currently a director of Seeka Limited.

Resolution 2

Gillian Durrad Watson was appointed as a director with effect from 1 September 2021. She is eligible and offers herself

for election.

Gillian has a business background in the real estate industry and has worked in production management in the television

industry. She is a significant shareholder who has had a life-long focus and interest in the Company.

Directors’ fees

Resolution 3

Every two years, it has been the Board’s normal practise to review the fees paid to directors in total and individually.

The last review was undertaken in 2018, three years ago. The review was deferred last year due to the disruptions from

Covid-19.

With the increase in the number of non-executive directors, the total annual fees payable will exceed the currently

approved maximum of $280,000 set in 2018. This resolution seeks shareholder approval to increase the maximum to

$305,000.

Total fees paid in the year to 30 June 2021 were $203,950 (2020: $223,258). Following the review of directors’ fees

undertaken this year, which was based on market research by independent surveys, the Board resolved to increase

individual annual fees by 9%.

Auditor re-appointment and remuneration

Resolution 4

Under section 200 of the Companies Act 1993, the auditor is automatically re-appointed each year unless ineligible or

replaced.

The fee paid to the auditor is disclosed in the annual report each year.


3



Facts at a glance



2017 2018 2019 2020 2021

Revenue ($000) 854,764 904,034 909,002

754,922

901,173

Trading profit after tax (excluding non-trading Items) ($000) 21,879 24,670 21,989

17,349

27,924

Profit after tax attributable to shareholders ($000) 22,111 24,909 21,830

21,828

24,833

Return on average shareholders’ funds



- trading profit after tax 12.8% 13.1% 10.9%

8.0%

11.4%

- profit attributable to shareholders 12.9% 13.3% 10.8%

10.0%

10.1%

Trading margin 2.6% 2.7% 2.4%

2.3%

3.1%

Earnings per share - trading profit after tax 66.9c 75.5c 67.3c

53.1c

85.4c

- profit attributable to shareholders 67.6c 76.2c 66.8c

66.8c

76.0c

Dividend per share 44.0c 50.0c 45.0c

32.0c

55.0c

Total dividends for the year ($000) 14,386 16,347 14,713

10,462

17,982

Shares on issue at reporting date 32.695m 32.695m 32.695m

32.695m

32.695m

Current ratio 1.5 1.4 1.4

1.5

1.4

Shareholders' equity as a percentage of total assets 54.6% 48.3% 51.6%

59.2%

58.6%

Net tangible asset backing per share $5.15 $5.60 $6.02

$6.60

$7.60

(after final dividend is paid)








-

200

400

600

800

1,000

20172018201920202021

$ million

Revenue

-

5

10

15

20

25

30

20172018201920202021

$ million

Trading Profit after Tax

11.8%

11.2%

12.0%

9.3%

8.0%

9.0%

8.5%

8.7%

4.7%

9.5%

24.0%

25.4%

31.6%

10.6%

7.8%

21.0%

6.7%

10.0%

-22.2%

34.3%

-25%

-15%

-5%

5%

15%

25%

35%

45%

2012201320142015201620172018201920202021

Percentage return on share price

at start of each year

Shareholder Returns

(Share price plus dividend)

refer to table on page 50

Gross dividend yield

Movement in share price

Average gross return over 10

years18.8% p.a.

-

200

400

600

800

1,000

20172018201920202021

$ million

Revenue

-

5

10

15

20

25

30

20172018201920202021

$ million

Trading Profit after Tax

11.8%

11.2%

12.0%

9.3%

8.0%

9.0%

8.5%

8.7%

4.7%

9.5%

24.0%

25.4%

31.6%

10.6%

7.8%

21.0%

6.7%

10.0%

-22.2%

34.3%

-25%

-15%

-5%

5%

15%

25%

35%

45%

2012201320142015201620172018201920202021

Percentage return on share price

at start of each year

Shareholder Returns

(Share price plus dividend)

refer to table on page 50

Gross dividend yield

Movement in share price

Average gross return over 10

years18.8% p.a.

-

200

400

600

800

1,000

20172018201920202021

$ million

Revenue

-

5

10

15

20

25

30

20172018201920202021

$ million

Trading Profit after Tax

11.8%

11.2%

12.0%

9.3%

8.0%

9.0%

8.5%

8.7%

4.7%

9.5%

24.0%

25.4%

31.6%

10.6%

7.8%

21.0%

6.7%

10.0%

-22.2%

34.3%

-25%

-15%

-5%

5%

15%

25%

35%

45%

2012201320142015201620172018201920202021

Percentage return on share price

at start of each year

Shareholder Returns

(Share price plus dividend)

refer to table on page 50

Gross dividend yield

Movement in share price

Average gross return over 10

years18.8% p.a.

4



Directors’ report

Your Directors have pleasure in presenting the 103

rd

annual report and audited consolidated financial statements of The Colonial

Motor Company Limited (CMC or Company) and its subsidiaries (Group) for the year ended 30 June 2021.

Revenue and profit

Revenue for the year was $901.2m. This is a 19% increase on the previous year’s $754.9m reflecting twelve months of

operations with minimal Covid-19 intrusion. This year’s revenue compares to $909.0m in 2019 and $904.0 in 2018.

The trading profit after tax for the year was $27.9m, up 61% on last year’s $17.3m. Trading profit after tax is not specified under

Generally Accepted Accounting Practice but is a consistent measure of the underlying trading profitability of the Group before

valuation changes of assets and deferred tax movements. It is also the reference point used by the Board when considering

dividends.

Profit for the year attributable to shareholders was $24.8m, compared to $21.8m in 2020 which included a large reversal of a

deferred tax expense created in 2010.

Statement of financial position

Total assets increased to $447.7m at year end (2020: $384.2m). Inventory

increased by $24.1m in line with the market growth.

Additions to Land & Buildings of $14.9m was focused on developing new and upgrading existing facilities in Botany, Lower Hutt

and Christchurch. The annual independent revaluation of the Group’s property brought about an increase in the revaluation

reserve of $25.2m (2020: $6.5m). At reporting date, shareholders’ equity was $262.4m (2020: $227.3m).

Dividends

Dividends paid in respect of this year will total 55.0 cents per share (2020: 32.0 cents per share). An interim dividend of 15.0

cents was paid on 29 March 2021 and a final dividend of 40.0 cents will be paid on 4 October 2021. The dividend will carry the

maximum level of imputation credits. The value of the distributions for this year will be $17.9m ( 2020: $10.5m), representing 64%

(2020: 60%) of the trading profit after tax.

Total shareholder returns over the past ten years are shown in the graph on page 3.

Management

On 30 September 2021, the Chief Executive (CE), Graeme Gibbons, is retiring from his position, a role he has held since 1990.

He will continue as a Director of the Company. The new CE will be Alex Gibbons, supported by June Gibbons, Group Manager

People Process and Technology, Paul Stephenson, Group Manager Finance and Jack Tuohy, Company Secretary.

Directors

The independent Directors at 30 June 2021 and the date of this report were A J Waugh and J W M Journee.

The L isting Rules of the New Zealand Stock Exchange specify that a director must not hold office (without re-election) past the

third annual meeting following the director’s appointment or three years, whichever is longer. On that basis, the director to retire

this year is A J Waugh. He is eligible and is seeking re-election at the forthcoming annual meeting. Gillian Watson was appointed

as a director with effect from 1 September 2021 and, as required by the Listing Rules, she will be seeking election at the a nnual

meeting. Gillian is the Company’s first female Director.

It has been the Board’s practise to review the fees paid to directors, in total and to individuals, every two years. The last review

was undertaken three years ago in 2018. It was deferred last year due to the disruptions from Covid-19.

With the increase in the number of non-executive directors, the total annual fees payable will exceed the current approved

maximum of $280,000 set in 2018. Increasing the maximum payable requires shareholder approval, so a resolution will be

considered at the upcoming annual meeting to increase the maximum to $305,000.

Total fees paid in the year to 30 June 2021 were $203,950 (2020: $223,258). Following the review of directors’ fees in 2021,

which was based on market research by independent surveys, the Board resolved to increase individual annual fees by 9% as

follows:

2021

• Non-executive directors $59,500 from $54,500

• Chairman of the Audit & Compliance Committee $65,450 from $59,950

• Chairman of the Board $94,500 from $89,500

Director and company disclosures

Information required to be disclosed by the Directors and by the Company, to comply with the Companies Act 1993 and the

Listing Rules, is provided on pages 46 to 51. A separate Governance Statement is provided on pages 43 to 45 and a report on

the CMC Group strategic direction on page 5.

Auditor

Michael Stewart retired by way of the mandatory ‘lead auditor rotation’ at the conclusion of the 2020 annual meeting. Our new

Audit Partner at Grant Thornton is Ryan Campbell.

17 September 2021

For the Directors


J P Gibbons A J Waugh

Chairman of the Board Chairman of the Audit & Compliance Committee

5



CMC Group strategic direction

Management of capital resources

The Group has a strong balance sheet, with significant shareholder equity and very few long term financial commitments.

The major assets on the balance sheet are property and inventory, with property funded by retained earnings and

inventory funded by short term borrowing (bank borrowing, at call deposits and bailment). There is minimal goodwill.

The Group owns most of its key operational properties. The Group does not have investment properties as such, as all

of the properties are occupied or intended to be occupied by the operational business units of the Group. Ownership

brings greater flexibility when tailoring facilities to the Group’s particular requirements. It provides security of tenure whilst

conversely enabling the Group to sell and relocate as needs arise without the constraints of a long term lease.

The Group seeks to pay regular dividends calculated at 60 - 70% of trading profit. The dividends have the maximum

imputation credits available to New Zealand shareholders. The remaining profit is reinvested in the business, either for

controlled growth or maintaining and reinvesting in the quality of the existing assets.

This investment or reinvestment may be in the form of establishing or acquiring a dealership business or in developing a

new property for use by a dealership or refurbishing and upgrading an existing dealership facility.

By adopting an approach to capital management of;

- paying 60 - 70% of trading profit as dividend

- not overly gearing up the balance sheet by taking on significant long term debt

- not going to the shareholders for more capital

the Group is able to provide controlled growth for shareholders without shareholder dilution.

Operational Model

CMC is the parent company for a group of motor vehicle dealerships – the success of these dealerships is CMC’s

lifeblood.

The CEO’s (Dealer Principals) of our subsidiary companies operate within a financial and operational mandate but have

wide discretion and local autonomy. Their role involves balancing the often conflicting demands of the franchisor,

customers, employees and profitability.

We consider each dealership business individually and the need for reinvestment and growth opportunities available.

The Group balances the need to change and adapt with an awareness that it has specific areas of expertise. The

operational expertise revolves around the franchise business model, as a franchisee i n a local market area or on a

national basis. In this model the franchisor supplies the product (including Electric Vehicles in the near future) and brand

positioning, with the franchisee concentrating on promoting the brand and selling the product and service to the customer.

The model brings its own unique challenges and opportunities.

As a response to, and to enable success in a highly competitive and fragmented market place, particularly in metropolitan

areas, we have been moving to a ‘hub and spoke’ model. Here the main dealership facility, which encompasses all the

business’s array of activities – new and used vehicle sales, parts and service, is complemented by “service only” facilities

in customer convenient locations. This model is operational in South Auckland and greater Wellington.

To be successful and grow a dealership, or establish a new one, we need to have management strength and depth and

a franchise opportunity that fits. Where we have existing property, or can provide a property solution, that enhances our

ability to take action. Ideally, we will grow by representing a new franchise partner in a number of locations rather than

as a one off.

With Southpac Trucks we have expanded over time from a small base by increasing the market share of the Kenworth

and DAF brands in a growing heavy truck industry which brings growing parts and service opportunities for the business

and their network of independent parts and service dealers.

The location of our dealerships span all of New Zealand and range from small to large, from single to multiple brands.

The major brands with significant representation are; light vehicles - Ford and Mazda; heavy trucks - Kenworth and DAF;

tractors - New Holland and Case IH.



6



Chief Executive’s report

At the outset, we would like to thank all our dealership management and staff for their continued commitment and efforts in a year of

unrelenting demands from all sides, but with unexpected surprises and success.

This last financial year saw NZ operating in what almost seemed like a bubble of its own. The ravages of Covid-19 largely remained

quarantined, offshore and isolated. The economy was in full flight supported by historically low interest rates, strong exports and a

seemingly endless supply of fiscal stimulus. This was enhanced by consumers’ funds being spent “in country”, fuelling strong housing

and consumer sales to the extent that demand exceeded supply and capacity across a wide spectrum of services.

For the large part of the financial year “favourable trading” conditions persisted, a rare event in a highly competitive vehicle sales and

servicing industry. For those of us with long memories and experience, there was a similar period in 1984. Then, a change of

Government and a post-election 20% currency devaluation led to a sustained consumer “buy now” rush. 1984 was the year I joined the

Group as a salesman at New Lynn Motors and the graph below reflects the highly cyclical nature of the market in which we have

operated over the ensuing period.

At this time last year we were thinking that economic reality would kick in, not that our economy would continue at the ‘frothy’ level that

has been sustained until an uninvited Delta strain arrived in August.

No time period is without its challenges and in this last year two areas stood out. First the move from employment despair, with the

arrival of Covid early in 2020, to a ‘closed border’ employment crisis where a recovering economy needed more hands and skills than

were available. The second challenge, with the exiting of a major brand from the NZ market, has been to maintain and build franchise

relationships at a time of an oversupply of vehicle showroom facilities and operators.

Car Dealerships

In terms of progress on facility developments, it almost feels like time has stood still. Looking at last year’s update we can report the

completion of the Macaulay Ford/Mazda and Southern Lakes Mitsubishi/Nissan service centres in Wanaka. Southern Autos’ Botany

facility for Suzuki and Isuzu was officially opened last month.

Our two biggest projects remain as works-in-progress. Capital City Motors’ hub in Lower Hutt is close to but not complete, although

both the Ford and the Mazda showrooms and workshops are operational. In Christchurch the Team Hutchinson Ford project is nigh

and will be handed over later this calendar year. The fire damaged workshop within M S Ford’s leased facility in Nelson is still under

reconstruction.

Covid and an over-subscribed building industry is playing havoc with the cost of construction. The timeframes for completion of projects

and the ability to commence new projects we have in the pipeline, to complete our franchise brand upgrades, continue to lengthen.

Trucks and Tractors

The heavy truck industry didn’t experience the consumer supercharged reaction in the second half of 2020 but the key areas of forestry,

infrastructure and distribution have all ‘kicked up a gear’ in 2021. Recovering overseas markets – Europe, US and Australia - have led

to extended new build and delivery lead times for new trucks. Local truck bodybuild is now in a similar position of delays as the key

factor in getting new customer trucks on the road.

Southpac continues to look to opportunities to grow its service and parts network. This year Southpac opened a TRP parts store in

Taranaki (having opened a similar operation in Palmerston North the prior year) and has appointed a second service dealer in

Christchurch. This year we have purchased a property in Rotorua for settlement in early 2022. This will enable a new service and parts

outlet to be built along similar lines to the Southpac facility at Te Rapa in Hamilton.

Agricentre South continues to look for opportunities to expand and build on the representation in Southland and Otago of their main

tractor brands – Case IH, New Holland and Kubota. The opening of the new facility in Cromwell enhances Agricentre’s ability to deliver

a higher level of customer service across the Central Otago area.

Health & Safety

We live every day in the expectation that the extensive level of effort undertaken on health & safety education, training and work

procedures at every dealership is enabling our staff to work in a safe environment.






0

20,000

40,000

60,000

80,000

100,000

120,000

140,000

160,000

180,000

200,000

84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 990 1 2 3 4 5 6 7 8 910 11 12 13 14 15 16 17 18 19 20 21

Registrations

Calendar Year

Vehicle Registrations

New Vehicles

Used Imports

7



This year has seen an increased focus on what can be described as “what if” or “near miss” incidents, where an event has occurred

that could have resulted in a worse outcome than happened at the time. For us as a group of dealerships, our most identified hazards

are use of vehicle hoists and pits and the vehicle/pedestrian interface on our facilities.

In identifying and analysing in depth these “near miss” incidents, we are looking to identify what we could do better, how we can improve

our procedures, are there any ‘open ends’ or ‘flaws’, were procedures followed and was equipment properly maintained and inspected.

The outcomes of these investigations are then shared around the Group so that we can all learn and improve. June Gibbons, in her

new role, has taken charge of this area. Currently our overall information capture and monitoring process is under review, with a view

to gaining a ‘closer to the coal-face’ and more mobile-based solution. In this financial year we recorded no “serious harm” incidents.

Clean Car Policies

The Government introduced two policies in June this year in the drive to reduce greenhouse gas emissions to 30% below 2005 levels

by 2030.

The “clean car discount”, known as the “feebate”, is a consumer rebate to support a move from higher to lower emission light vehicles.

The feebate does not differentiate between types of vehicle - light commercials are treated to the measure the same as passenger and

SUVs. The consumer scheme kicked off on 1 July with rebates for BEV (battery electric vehicles) and PHEVs (plug-in hybrid electric

vehicles) and will extend to all other light vehicles from 1 January 2022. The ‘fee’ applies to vehicles emitting 192g/km of CO

2

and over.

There has been considerable controversy on the feebate scheme taxing light commercial vehicles where there is almost no alternative

product available that would not attract the fee; certainly not utes. The rush to get into line to buy a ute started immediately after the

announcement. There are no BEV, PHEV or Hybrid utes yet available for sale in the world.

The “clean car standard” targets the light vehicle importers’ fleet of sales and will apply a penalty if their average CO

2

from 2023

exceeds the standard. Draft legislation to enact this standard was introduced this month. This policy aims to reduce average CO

2

emissions of vehicles entering the ‘new to NZ’ fleet from a reported 171g/km in 2020 (Passenger/SUV 161, Light 220) to 105g/km by

2025 (Passenger/SUV 102, Light 132) – a 39% reduction and exceeding the rate of reductions for all other world markets. The clean

car standard will apply a target reducing the limit and increasing the scale of penalty each year. For a relative measure a new Ranger,

with the latest technology 2.0 litre Bi Turbo and 10 speed gearbox, is rated at around 205g/km for 2WD and 225-243 g/km in 4WD

(significantly lower than the current 3.2 version) under the more exacting World Harmonised Light-duty Vehicles Test Procedure

(WLTP- 3).

The single biggest issue is around the speed of the required reductions and the ability of vehicle manufacturers to develop and then

supply product to fit the criteria. Europe in particular has first option on most of the world supply. The second issue is around affordability

– currently a BEV is close to double the price of an equivalent conventional product.

Future Products

The only way to stay in the game is for manufacturers to build, and NZ distributors and franchisors to import, high credit earning vehicles

(BEVs and PHEVs) to balance their fleet sales average emissions in order to be within the standard. The challenge to meet the upcoming

standards in the near term future is enormous. New Zealand has the oldest fleet and the highest per capita vehicle population in the

OECD. The policy focus seems to be totally on greener (CO

2

), only one element of a “cleaner, greener, safer” policy. There appears

to be little or no policy to address the existing fleet.

The New Zealand brands’ EV product strategies and potential introduction timing for our small right hand drive market are closely held.

Mazda recently launched its MX-30, a full EV, Ford has brought to market Escape PHEV, a plug-in hybrid, and Transit Custom PHEV,

also a plug-in hybrid but with a range extender. There is a full size Transit Cargo EV due in 2022.

Every manufacturer we represent is investing heavily in the development of EV type products which will be necessary to have a place

in the vehicle market going forward. We will bring you an update of the latest information we have available on future products at the

Annual Meeting.

The motorised vehicle, be it a bike, car, SUV, utility, van, small and heavy truck or tractor is not going away. They will evolve to have

different forms of motive power utilising clean fuel, be it electricity, hydrogen, bio fuel or others yet-to-be identified. The media frenzy in

recent times over autonomous vehicles and shared forms of transport replacing the motor vehicle is over-hyped. The effectiveness,

versatility and personal freedom the motor vehicle brings will continue to be of value to customers and a necessity for business operators.

Outlook

Our sense of wellbeing took a severe dent on 17 August as the nation plunged back into lockdown and all our insecurities were revisited.

Over 70% of Group staff are involved in vehicle service and the supporting parts business. In service we sell hours worked and time,

once ticked over, is gone.

Being in lockdown is not a great place to be, bringing a range of personal challenges for many of our employees and their families. For

South Auckland Motors and Southern Autos-Manukau, they are in their fifth week at Level 4 - effectively “out of business”. Vehicle

dealerships deal with physical products that need to be transported, prepared for sale and serviced with most dealership staff needing

to be physically on site. Level 3 is very challenging to partially operate at, whereas Level 2 is closer to normal for our business with a

relatively low intensity of public facing foot traffic.

Looking forward we can see a raft of challenges to navigate. These include the unpredictability of Covid, ongoing international supply

chain constraints (particularly around the global semi-conductor (chip) shortage and EV batteries), the evolution in terms of timing and

pricing of new EV products, the unintended consequences that may play out with the clean car discount and related emission standard

policies and the underlying key driver of business – consumer confidence.

The new leadership team of Alex, June and Paul have been working within the business gaining experience and insight as they prepare

to take on the challenge of continuing to forge a successful pathway for the Company.




A P Gibbons G D Gibbons

General Manager Chief Executive

8



Group dealerships


Company Name

Chief Executive /

Dealer Principal

(DP)

Franchises Location Web address

Southpac Trucks Ltd Maarten Durent Kenworth & DAF

Heavy Trucks

Manukau City,

Hamilton, Rotorua,

New Plymouth,

Palmerston North &

Christchurch

www.spt.co.nz



South Auckland Motors Ltd Matthew Newman

Michael Tappenden

(DP)

Ford & Mazda Manukau City, Auckland

Airport, Botany, Takanini

& Pukekohe

www.southaucklandford.co.nz

www.southaucklandmazda.co.nz


Southern Autos – Manukau Ltd Matthew Newman

Andrew Craw (DP)

Suzuki, Peugeot,

Citroen & Isuzu

Manukau City & Botany www.southernautos.co.nz


Energy City Motors Ltd Russell Dempster Ford New Plymouth & Hawera www.energyford.co.nz


Energy Motors Ltd Shaun Biesiek (DP) Hyundai & Isuzu New Plymouth www.energyhyundai.co.nz

www.energymotorsisuzu.co.nz


Ruahine Motors Ltd David Wills Ford Waipukurau www.ruahinemotors.co.nz


The Hawkes Bay Motor

Company Ltd

Paul Bond (DP) Nissan & Mahindra Hastings www.hawkesbaynissan.co.nz


Fagan Motors Ltd Keith Allen Ford & Mazda

Suzuki & Kawasaki

Motorcycles

Masterton www.faganford.co.nz

www.faganmazda.co.nz

www.fagansuzuki.co.nz


Capital City Motors Ltd Matthew Carman Ford & Mazda Lower Hutt,

Taranaki Street,

Waterfront, Porirua &

Kapiti

www.capitalcityford.co.nz

www.capitalcitymazda.co.nz


M.S. Motors (1998) Ltd Alan Kirby Ford Nelson www.nelsonford.co.nz


Nelson KIA

Service Lane

Bridgestone Tyres

Nelson

Richmond

Motueka & Richmond


www.nelsonkia.co.nz

Hutchinson Motors Ltd John Hutchinson Ford


Bridgestone Tyres

Christchurch &

Greymouth

Christchurch & Hornby

www.thf.co.nz


Avon City Motors Ltd John Luxton Ford Christchurch & Rangiora www.acford.co.nz


Avon City Motorcycles Ltd John Luxton Suzuki & BMW

Motorcycles

Mahindra

Christchurch www.avoncitysuzuki.co.nz


Timaru Motors Ltd Wayne Pateman Ford & Mazda Timaru www.timaruford.co.nz

www.timarumazda.co.nz


Dunedin City Motors Ltd Robert Bain Ford & Mazda Dunedin, Oamaru

& Alexandra

www.dcford.co.nz

www.dcmazda.co.nz


Macaulay Motors Ltd Grant Price

Tim Rabbitte (DP)

Ford & Mazda

Mahindra

Invercargill, Queenstown

& Wanaka

www.macaulayford.co.nz

www.macaulaymazda.co.nz


Southern Lakes Motors Ltd Grant Price

Richard Burns (DP)

Mitsubishi & Nissan Queenstown & Wanaka www.southernlakesmotors.co.nz


Agricentre South Ltd


Grant Price Case IH Tractors &

Kuhn Implements

Invercargill, Gore, Milton,

Cromwell & Ranfurly

www.agricentre.co.nz



New Holland, Kubota

Tractors & Norwood

Ag Equipment

Invercargill & Gore


Yamaha Motorcycles Gore

9

The consolidated financial statements should be read in conjunction with the accompanying notes.



Consolidated statement of financial performance

for the year ended 30 June 2021



Notes

2021

$000

2020

$000


Revenue

Revenue 898,511 745,959

Other revenue 2,662 8,963

Total revenue 1 901,173 754,922

Trading expenses

Cost of products and services sold 734,905 609,316

Remuneration of staff 83,442 76,118

Depreciation and amortisation 6,785 6,289

Property occupation costs 3,630 4,017

Marketing, promotion and training 5,414 5,625

Other operating costs 23,290 22,342

Interest 3 3,025 4,600

Total trading expenses 2 860,491 728,307

Trading profit before tax 40,682 26,615

Taxation

Current tax 4 11,628 7,879

Deferred tax

4 (450) 132

Total tax on trading 11,178 8,011

Non-controlling interest 1,580 1,255

Trading profit after tax 27,924 17,349


Non-trading items

Fair value revaluation of property (3,445) (2,040)

Fair valuation of investments 170 (57)

Total non-trading items before tax (3,275) (2,097)

Taxation

Deferred tax

4 184 6,576

Non-trading items after tax (3,091) 4,479

Profit attributable to shareholders 24,833 21,828

Profit for the year


Profit attributable to: Shareholders

Trading profit after tax 27,924 17,349

Non-trading items after tax (3,091) 4,479

Total attributable to shareholders 24,833 21,828

Non-controlling interest 1,580 1,255

Profit for the year 26,413 23,083


Statistics per share


Basic and diluted earnings per share 7

Profit attributable to shareholders (cents) 76.0 66.8

Trading profit after tax (cents) 85.4 53.1

Dividends

Dividends (cents per share) 55.0 32.0

Total dividends ($000) 17,982 10,462


Net tangible assets per share ($)

8.00 6.92

10

The consolidated financial statements should be read in conjunction with the accompanying notes.



Consolidated statement of comprehensive income

for the year ended 30 June 2021



Notes

2021

$000

2020

$000


Profit for the year 26,413 23,083

Other comprehensive income

Items that will not be reclassified subsequently to profit or loss

Property revaluation reserve

Fair value movement 25,166 6,476

Deferred tax 4 1,089 515

Items that will be reclassified subsequently to profit or loss when

specific conditions are met

Cash flow hedge reserve

Movement in fair value of hedge derivatives (962) 785

Deferred tax 4 269 (220)

Total other comprehensive income for the year 25,562 7,556

Total comprehensive income for the year 51,975 30,639


Total comprehensive income for the year attributable to:

Shareholders 50,499 29,299

Non-controlling interest 1,476 1,340

Total comprehensive income for the year 51,975 30,639



Consolidated statement of changes in equity

for the year ended 30 June 2021



Notes

2021

$000

2020

$000


Total equity at beginning of the year 230,800 210,944

Comprehensive income

Profit for the year 26,413 23,083

Other comprehensive income 25,562 7,556

Total comprehensive income 51,975 30,639

Dividends paid to shareholders 22 (15,366) (9,808)

Dividends paid to non-controlling interest (1,575) (975)

Total equity at end of year 20 265,834 230,800


11

The consolidated financial statements should be read in conjunction with the accompanying notes.



Consolidated statement of financial position

at 30 June 2021



Notes

2021

$000

2020

$000


Shareholders’ equity

Share capital 21 15,968 15,968

Retained earnings 156,682 146,936

Property revaluation reserve 89,997 64,021

Foreign exchange cash flow hedge reserve (204) 385

Total shareholders’ equity 262,443 227,310


Non-controlling interest 3,391 3,490

Total equity 265,834 230,800


Current liabilities

Bank borrowings 25 12,197 19,235

At call deposits 24 32,304 27,389

Trade & other payables 12 54,740 42,505

Vehicle floorplan finance 23 55,866 42,851

Financial liabilities – credit contracts 14 1,142 1,403

Lease liabilities 15 2,041 1,813

Tax payable 6,016 2,682

Financial derivatives – foreign exchange 29 332 -

Total current liabilities 164,638 137,878


Non-current liabilities

Financial liabilities – credit contracts 14 1,666 2,379

Lease liabilities 15 15,607 13,175

Total non-current liabilities 17,273 15,554


Total equity and liabilities 447,745 384,232


Current assets

Cash & bank accounts 13 14,736 16,995

Trade & other receivables 11 45,152 41,882

Inventory 8 163,378 139,291

Financial assets – credit contracts 14 1,121 1,379

Asset held for sale - 345

Financial derivatives – foreign exchange 29 - 630

Total current assets 224,387 200,522


Non-current assets

Financial assets – credit contracts 14 1,666 2,379

Intangible assets 16 1,028 1,028

Investments 18 2,552 2,382

Property, plant & equipment 9 196,619 161,109

Deferred tax 4 5,667 3,675

Right of use assets 15 15,826 13,137

Total non-current assets 223,358 183,710


Total assets 447,745 384,232


For the Directors











J P Gibbons

Chairman of the Board

A J Waugh

Chairman of the Audit & Compliance Committee


Authorised for issue on 17 September 2021

12

The consolidated financial statements should be read in conjunction with the accompanying notes.



Consolidated statement of cash flows

for the year ended 30 June 2021



Notes

2021

$000

2020

$000


Operating cash flows

Receipts from customers 897,607 768,326

Interest received 96 6

Dividends received 202 202

Payments to suppliers and employees (862,531) (692,680)

Interest paid (3,025) (4,600)

Income taxes paid (8,304) (7,033)

Net operating cash flows 6 24,045 64,221

Investing cash flows




Proceeds from sale of property, plant & equipment 1,253 733

Purchase of right of use assets (4,709) (351)

Purchase of property, plant & equipment (19,460) (13,626)

Net investing cash flows (22,916) (13,244)

Financing cash flows




Movement in bank borrowings 5,978 (32,383)

Proceeds from lease liabilities 4,709 351

Repayment of lease liabilities (2,050) (1,729)

Increase in deposits 4,916 3,380

Dividends paid to shareholders (16,941) (10,783)

Net financing cash flows (3,388) (41,164)


Net change in cash held (2,259) 9,813

Cash at beginning of year 16,995 7,182

Cash at end of year 13 14,736 16,995


13





Notes to the consolidated financial statements

for the year ended 30 June 2021

Index to the notes

Note Page


Preparation of the consolidated financial statements



About the reporting entity 14

Statement of compliance 14

Basis of preparation 14

Critical accounting assumptions, estimates and judgements 14


Accounting policies

Impairment 15

Goods & services tax 15

Changes in accounting policies and accounting standards 15


Financial performance


The notes in this section explain the Group’s profit for the year and give more detail of items

that make up its revenue and expenses.


1 Revenue 16

2 Expenditure 16

3 Interest 17

4 Taxation 17

5 Segment report 18

6 Reconciliation of profit for the year with operating cash flows 19

7 Earnings per share 19

Financial position


This section describes the assets and liabilities the Group uses to generate profit including

its working capital.


8 Inventory 20

9 Property, plant and equipment 20

10 Christchurch greenway 22

11 Trade and other receivables 22

12 Trade and other payables 23

13 Cash and bank accounts 23

14 Credit contracts 24

15 Leases 25

16 Intangible assets 27

Investments


This section describes the corporate structure of the Group and how the results and balances

of the individual companies are combined into the consolidated financial statements.


17 Subsidiaries 28

18 Investments 28

Funding


This section describes the sources of funding the Group uses and how they are managed.


19 Capital management 29

20 Movements in equity 30

21 Share capital 31

22 Dividends 31

23 Vehicle floorplan finance 31

24 At call deposits 32

25 Bank borrowing 32

26 Financial instruments 33

27 Reconciliation of liabilities arising from financial activities 35

Managing risk


The notes in this section describe how the Group manages the financial risks that affect its

financial position and performance.


28 Financial risk management 36

29 Financial derivatives – foreign exchange 37

30 Dealership franchise agreements 38

Other notes

31 Related party transactions 39

32 Contingencies 39

33 Events after the reporting date 39

14






Notes on the preparation of the consolidated financial statements


About the reporting entity


The financial statements presented are for The Colonial Motor Company Limited (the Company) and its

subsidiaries (the Group). The Company is an FMC Reporting Entity under the Financial Markets

Conduct Act 2013 (FMCA 2013). Where an FMC Reporting Entity prepares consolidated financial

statements, parent company disclosures are not required and have therefore not been included in these

financial statements.

The Group is a Tier 1 for profit reporting entity as set out in the External Reporting Board’s Accounting

Standards Framework. The Colonial Motor Company Limited is a New Zealand registered company

listed on the New Zealand Stock Exchange.

The Group’s principal activity is operating franchised motor vehicle dealerships. There is a list of the

dealerships and the franchises they represent on page 8.

Statement of compliance


These consolidated financial statements have been prepared in accordance with Generally Accepted

Accounting Practice in New Zealand (NZ GAAP). They comply with New Zealand Equivalents to

International Financial Reporting Standards (NZ IFRS)

issued by the New Zealand Accounting

Standards Board, Part 7 of the FMCA 2013 and the Companies Act 1993. They also comply with

International Financial Reporting Standards (IFRS) as issued by the International Accounting Standards

Board.

The consolidated financial statements were authorised for issue by the Directors on 17 September 2021.

Basis of preparation


The consolidated financial statements have been prepared

• on an historical cost basis, modified by the revaluation of certain assets and liabilities to fair value

through profit or loss and other comprehensive income, and

• on the assumption that the Group is a going concern

The consolidated financial statements are presented in New Zealand Dollars, which is the Group’s

functional and presentation currency, rounded to the nearest thousand dollars.

Critical accounting assumptions, estimates and judgements


The Group makes assumptions, estimates and judgements concerning the future. They are based on

historical experience and other factors including expectations of future events that are believed to be

reasonable under the circumstances. Actual results may differ from these estimates.

Estimates, judgements and underlying assumptions are reviewed on an ongoing basis. Revisions to

accounting estimates are recognised in the period in which the estimate is revised and in any future

periods affected.

Estimates and judgements that have a significant risk of causing a material adjustment to the carrying

amount of the assets and liabilities are detailed in the relevant notes of these consolidated financial

statements.

Covid-19

Post balance date the country continues to be impacted by lockdowns caused by the pandemic either

regionally or, in the case of the level 4 lockdown from 17 August 2021 to 31 August, the whole country.

The Group was trading profitably immediately prior to this latest lockdown. It is expected that the Group

will return to profitable trading when normal trading conditions resume. The Group has access to bank

lending facilities and has remained within the bank covenants throughout the year. The Directors believe

that the going concern assumption continues to be valid.


15






Notes on accounting policies


The accounting policies set out in these notes have been applied consistently to all periods presented

in these consolidated financial statements.


The following general accounting policies relate to the overall consolidated financial statements.

Policies specific to particular transactions or balances are detailed within each relevant note and are

highlighted by a solid blue bar:


Specific accounting policy




General accounting policies

Impairment


The carrying amounts of the Group’s assets are reviewed at each reporting date to determine whether

there is any objective evidence of impairment. An impairment loss is recognised whenever the carrying

amount of an asset exceeds its estimated recoverable amount. Impairment losses directly reduce the

carrying amount of assets and are recognised as an expense in the consolidated statement of financial

performance.

The recoverable amount of an asset or cash generating unit is the greater of its value in use and its fair

value less costs to sell. In assessing fair value in use, the estimated future cash flows are discounted to

their present value using a pre-tax discount rate of the time value of money and risks specific to that

asset.

In respect of all assets (except goodwill and intangibles with indefinite useful lives) an impairment loss

is reversed if there has been a change in the estimate used to determine the recoverable amount.


Goods & Services Tax


The consolidated financial statements are prepared net of Goods & Services Tax (GST) with the

exception of receivables and payables which are stated including GST.


Changes in accounting policies and accounting standards


There have been no changes in the existing accounting policies during the year.

No new accounting standards which became effective from 1 July 2020 were considered to be material

for the Group.

New standards, interpretations and amendments

At the date of authorisation of these consolidated financial statements, certain new interpretations to

existing standards have been published but are not yet effective and have not been adopted early by

the Group.

All pronouncements will be adopted in the first accounting period beginning on or after the effective date

of the new standard. There are no new standards issued but not yet effective that will have a material

impact on the Group in future reporting periods.



16






Notes on financial performance

1 Revenue


Revenue from Contracts with Customers


All of the revenue from contracts with customers arises from the sale of goods or services. The

transaction price is measured as the fair value of the consideration received or receivable and is net

of returns, trade allowances and rebates. All contracts are short term in nature.

For the supply of goods, the performance obligation is considered to be satisfied when control of the

goods has been passed to the buyer. This generally happens on delivery and revenue is recognised

at that time. Payment is usually required before the goods are delivered.

For the supply of services, performance obligations are considered satisfied when the service has

been completed. Revenue is recognised at that time. Payment is due on completion of the service.

The Group sells some products which have extended warranty or maintenance periods. These are

part of the price of the original goods or services and are not identified or treated separately. Any costs

incurred by the Group in respect of these services are recovered from the manufacturers providing

the extended warranties and maintenance agreements.


Other Revenue


Rental revenue arising from premises rental is accounted for on a straight line basis over the lease

term.

Interest comprises interest on funds invested and is recognised in

the statement of financial

performance as it accrues using the effective interest rate method. Subsidies received from the

Government in respect of wage costs have been recognised as revenue in the same period as the

wage expenses to which they relate.



2021

$000

2020

$000

Revenue from

Sale of products 828,119 679,759

Sale of services 70,392 66,200

Total revenue from contracts with customers 898,511 745,959


Interest 96 6

Other revenue 2,566 8,957

Total other revenue 2,662 8,963


2 Expenditure


Expenditure in the consolidated statement of financial performance

includes:




2021

$000

2020

$000

Auditor’s remuneration

Audit fees – statutory audit 500 490

Other services 12 -

Total auditor’s remuneration 512 490

Operating lease expense 578 586

Directors’ fees 204 223

Bad debts written off 31 75

Donations 24 20

Contributions to retirement savings

CMC Workplace Savings Scheme 824 737

KiwiSaver 1,367 1,289

(Decrease)/increase in impairment allowance for:

Parts inventory obsolescence (3) 410

Doubtful debts (49) 22

Credit contracts (4) (8)



17





3 Interest


Interest expense comprises interest on deposits, vehicle floorplan finance, bank borrowings and bank

overdraft facilities.

See note 28 (b) for interest rate disclosures.

Interest costs are recognised using the effective interest rate method and expensed in the period they

are incurred.


4 Taxation

4(a) Tax expense

Income tax expense comprises current and deferred tax. Current tax is the tax payable on taxable

profit for the period using the existing tax rates.

Tax expense is recognised in the consolidated statement of financial performance except when it

relates to items recognised directly in the consolidated statement of comprehensive income.



2021

$000

2020

$000


Trading profit before tax 40,682 26,615

Non-trading items before tax (3,275) (2,097)

Profit before tax for the year 37,407 24,518

Expected tax charge at 28% 10,474 6,865

Tax adjustments for:

Non-deductible expenses 1,178 1,052

Tax exempt income (146) (68)

Changes in unrecognised temporary differences 122 24

Prior year adjustment - 6

Actual current tax charge 11,628 7,879

Movement in deferred tax (634) (6,444)

Total tax expense 10,994 1,435

Effective current tax rate on trading profit before tax 28.6% 29.6%

Effective current tax rate on profit before tax 31.1% 32.1%

4(b) Deferred tax

The calculation of deferred tax uses the liability approach that recognises deferred tax assets and

liabilities based on differences between the accounting and tax values of specific items in the

consolidated statement of financial position.

Deferred tax assets and liabilities are carried:


• at the tax rates expected to apply when the assets are recovered or liabilities settled

• on the basis that the Group expects future profits to exceed any reversal of existing temporary

differences



18






Deferred tax asset/(liability)

2021

$000

2020

$000


At the beginning of the year 3,675 (3,064)

Movement through the consolidated statement of

financial performance


On trading profit 450 (132)

On non-trading property depreciation 184 6,576

Movement through property revaluation reserve 1,089 515

Movement through foreign currency cash flow hedge

reserve

269 (220)

At the end of the year 5,667 3,675


Deferred tax assets and liabilities are attributable to the following:

Trade and other payables 5,608 4,628

Trade and other receivables 13 27

Employee benefits 1,085 912

Inventories 834 770

Financial derivatives 93 (176)

Impairment allowance for finance bad debts 6 7

Property, plant and equipment (4,431) (3,678)

Building depreciation rule change 2,459 1,185

Deferred tax asset at the end of the year 5,667 3,675


Deferred tax on unused tax losses to be utilised against

future taxable profits


- -

4(c) Imputation credit account





2021

$000

2020

$000

Imputation credits available for use in subsequent

reporting periods


39,592 32,011


The New Zealand imputation regime enables tax credits to be attached to dividends paid to

shareholders as a method of avoiding double-taxation of company profits.


5 Segment report


The Group is structured so that each motor vehicle dealership is managed locally under the control of a

dealer principal who reports monthly to the Group Chief Executive. The Group Chief Executive is

considered to be the Chief Operating Decision Maker in terms of NZ IFRS 8 - Operating Segments. The

key measures used to assess d

ealership performance are revenue, trading profit before tax, trade

receivables and inventory.


The dealerships have similar economic characteristics, financial performance (as measured by their

gross profitability), products, services, processes, customers, methods of distribution and all operate in

the same regulatory

environment. On that basis, all of the Group’s operating segments have been

aggregated into a single reporting segment to most appropriately reflect the nature and financial effects

of the business activities in which the Group engages and the economic environment in which it operates.

2021 2020

Operating

segment Corporate

Total

Group

Operating

segment Corporate

Total

Group

$000 $000 $000 $000 $000 $000

Revenue from customers 900,453 624 901,077 754,054 862 754,916

Depreciation & amortisation 4,469 2,316 6,785 4,030 2,259 6,289

Interest income 96 - 96 3 3 6

Interest expense 2,167 858 3,025 3,201 1,399 4,600

Trading profit before tax 38,544 2,138 40,682 23,483 3,132 26,615

Income tax 10,739 889 11,628 6,636 1,243 7,879

Total assets 250,653 197,092 447,745 222,852 161,380 384,232

Material non-cash items

Revaluation loss on property - 3,445 3,445 - 2,040 2,040

Deferred tax credit 316 318 634 68 (6,512) (6,444)


19





6 Reconciliation of profit for the year with operating cash flows






2021

$000

2020

$000

Profit for the year 26,413 23,083

Adjustments for non-cash items

Depreciation and amortisation 6,785 6,289

Revaluation of property and investments 3,275 2,097

Cancellation of lease - (18)

Movement in

Impairment of credit contracts (3) (10)

Deferred tax (634) (6,444)

Movement in working capital

Trade and other payables 12,221 (4,271)

Tax payable 3,334 846

Trade and other receivables (3,260) 13,611

Inventory (24,086) 29,038

Net cash flow from operations 24,045 64,221


7 Earnings per share





2021

$000

2020

$000

Trading profit after tax 27,924 17,349

Profit after tax for the year attributable to shareholders 24,833 21,828


Weighted average number of shares on issue – see note 21



Basic and diluted earnings per share on

Cents per

share

Cents per

share

Trading profit after tax 85.4 53.1

Profit after tax attributable to shareholders 76.0 66.8


Basic and diluted earnings per share are calculated by dividing the profit after tax attributable to

shareholders by the weighted average number of shares outstanding during the year.

There were no potentially dilutive ordinary shares outstanding at the reporting date (2020: none).


20






Notes on financial position

8 Inventory


New and used vehicles are valued at the lower of cost or net realisable value. Parts, accessories,

workshop stocks, fuels and gases are recognised at cost, using where applicable, the first in first out

method. Cost includes expenditure incurred in acquiring the inventory and bringing it to the existing

location and condition. Due allowance has been made for obsolete and slow moving stock.

Inventory, particularly of vehicles, is reviewed, on a transaction by transaction basis, as part of normal

commercial trading. Estimates and judgement are required to ensure that carrying values do not exceed

net realisable values at the reporting date.

Parts inventory is reviewed regularly for slow-moving or obsolete stock. At each reporting date an

impairment allowance is recognised based on the age of stock and historical evidence of inventory held

for a similar timeframe. The movement in the parts obsolescence allowance is as a result of a

combination of the realisation and scrapping of aged stock during the reporting period.




2021

$000

2020

$000

Vehicles 139,274 118,067

Parts, accessories, workshop fuels and gases 27,086 24,179

Impairment allowance (2,982) (2,955)

Total inventory 163,378 139,291


Total inventory write-down including parts, parts obsolescence and vehicles 410 689


9 Property, plant & equipment


Land & buildings

Land and buildings owned by the Group are categorised as property, plant & equipment because they

are owned specifically for use in the revenue generating operations of its subsidiaries.

All land and buildings, other than properties held for sale (if any), were independently valued at reporting

date by QV Asset & Advisory to comply with Property Institute New Zealand Professional Practice

Standards and International Valuation Standards.

All property has been classified as level 2 in the fair value hierarchy specified in NZ IFRS 13 – Fair Value

Measurement because, although there is an active and open market for commercial properties, each

property is unique in its location, size, age and condition.

All property was valued at its highest and best use by applying a direct sales comparison approach,

which derives fair values by comparing the property to similar assets that have recently sold on the open

market.

Any revaluation surplus is credited to the property revaluation reserve unless it reverses a revaluation

decrease for the same asset previously recognised in profit or loss. In that case, the surplus is credited

to profit or loss to the extent of the decrease previously charged. Any revaluation deficit is recognised

through profit or loss unless it directly offsets a previous surplus in the same asset in the property

revaluation reserve.

Other property, plant & equipment

Property, plant & equipment other than land and buildings are carried at cost less accumulated

depreciation and impairment losses. Cost includes all expenditure that is directly attributable to the

acquisition of the asset. Software that is integral to the functionality of the related equipment is

capitalised as part of the asset.

Depreciation

Land is not depreciated. The economic life of buildings has been assessed at between 33 and 100

years and buildings are depreciated accordingly. Any accumulated depreciation on buildings at

revaluation date is eliminated against the gross carrying amount of the asset and the net amount is

restated to the revalued amount of the asset.

Other plant and equipment has been depreciated over its estimated useful life on an accounting basis

that the Group considers best reflects the decline in the economic service potential of each class of

assets. The general rate bands are shown below:

Furniture, fittings and equipment 7.5 – 60% of Diminishing Value

Service vehicles 18 – 36% of Diminishing Value

21





Carrying values and depreciation rates are reviewed at each reporting date to ensure depreciation

rates are appropriate.



Land &

buildings

Furniture,

fittings &

equipment

Service

vehicles Total

$000 $000 $000 $000


Cost or fair value at 30 June 2019 82,775 24,482 5,769 113,026

Accumulated depreciation - (16,427) (2,957) (19,384)

Revaluation 55,083 - - 55,083

Net book value at 30 June 2019 137,858 8,055 2,812 148,725

Additions 10,363 2,327 936 13,626

Disposals (454) (124) (288) (866)

Depreciation (2,094) (1,814) (907) (4,815)

Movement in revaluation 4,439 - - 4,439

Net book value at 30 June 2020 150,112 8,444 2,553 161,109


Cost or fair value at 30 June 2020 90,870 25,992 5,896 122,758

Accumulated depreciation - (17,548) (3,343) (20,891)

Revaluation 59,242 - - 59,242

Net book value at 30 June 2020 150,112 8,444 2,553 161,109

Additions 14,859 3,337 1,284 19,480

Disposals (115) (279) (373) (767)

Depreciation (2,071) (2,035) (818) (4,924)

Movement in revaluation 21,721 - - 21,721

Net book value at 30 June 2021 184,506 9,467 2,646 196,619


Comprised of:

Cost or fair value at 30 June 2021 103,543 29,050 6,807 139,400

Accumulated depreciation - (19,583) (4,161) (23,744)

Revaluation 80,963 - - 80,963

Net book value at 30 June 2021 184,506 9,467 2,646 196,619




2021

$000

2020

$000


Revaluation deficit recognised as non-trading items through the statement of

financial performance (3,445) (2,040)


Capital work in progress included in the value of land & buildings at reporting

date. Capital work in progress is not subject to depreciation until completed

and brought into use 2,542 6,599


Capital commitments

Commitments to the future acquisition of new dealership facilities and

development projects to existing facilities 7,086 8,251


If land and buildings were measured at cost the carrying value would be $103,543 (2020: $90,870k)



















22





10 Christchurch greenway



The dealership property occupied by Team Hutchinson Ford on Tuam Street in Christchurch is owned

by the Group and is in the city’s Southern Frame designated area. An east-west greenway is being

constructed through the centre of the dealership. In April 2018 agreement was reached with Crown

authorities for the Group to grant an easement in perpetuity across the site for the construction of the

greenway. The agreement involved:

1. a cash settlement to meet the cost of demolishing part of the workshop and remodelling the

remaining buildings to accommodate the business over a split site, and;

2. acquisition of an adjacent area of land to replace part of the land taken by the greenway.

Initial recognition of the agreement created an asset for the full value of the settlement receivable from

the Crown ($7.555m) based on the reasonable expectation that the agreement was legally binding and

all conditions imposed on the parties would be met. At the same time a liability for the same amount

was established in recognition of the Group’s future performance obligations to clear the land and make

changes to existing buildings in order to continue its business.

At the reporting date, the outstanding receivable, included in Other Receivables, represents further

payments due to be received from the Crown on completion of particular events defined in the

agreement and the value of the land to be acquired. The balance of the performance obligations,

included in Other Payables, reflects the remainder of the settlement that has yet to be allocated to

particular elements of the work to be completed. This includes compensation for the loss in capital value

of the land as a result of granting the easement that will divide, what is currently a single contiguous

area of land, into two separate titles.

The lump sum settlement made in 2018 includes an unspecified amount of compensation for “injurious

affection”, a legal term given to the disruption and additional operational costs that are likely to be

incurred during the creation of the greenway. The amount of the compensation for injurious affection

will only be measurable upon completion of the capital works. Provision has been made within deferred

tax for the anticipated tax effects associated with putting the greenway in place.


2021 2020

$000 $000


Other Receivables

Balance at 1 July 2,555 2,555

Payments received - -

Balance at 30 June – note 11 2,555 2,555


Performance obligation

Balance at 1 July 5,404 6,360

Expenditure incurred (4,332) (956)

Balance at 30 June – note 12 1,072 5,404


11 Trade and other receivables




2021

$000

2020

$000

Trade receivables 41,646 37,449

Impairment allowance for expected credit losses (48) (97)

41,598 37,352

Other receivables – greenway agreement note 10 2,555 2,555

Other receivables 780 1,819

Prepayments 219 156

Carrying value of trade and other receivables 45,152 41,882


Bad debts written off in year 31 75


The net carrying value of trade receivables and prepayments is considered to be their fair value.

23







The Group has adopted the simplified model of recognising lifetime expected credit losses as detailed

in NZ IFRS 9 – F inancial Instruments, as none of the trade or other receivables contain a significant

financing component.

In measuring expected credit losses, the trade receivables have been assessed on a collective basis

as they share similar credit risks. Expected loss rates are based on historic trading patterns over the

last 5 years adjusted for anticipated changes in the 12 months following reporting date.

The items included in other receivables do not share the same credit risks as trade receivables and no

credit loss is expected to arise.

Trade receivables are written off as bad debts when there is no expectation of recovery.


On the above basis the expected credit loss of trade receivables is as follows:



2021

$000

2020

$000

Expected credit loss rate 0.11% 0.25%

Gross carrying amount 41,646 37,449

Expected credit loss 48 97


Movements in the loss allowance are as follows:

Balance at 1 July 97 75

Allowance recognised in the statement of financial

performance (47) 30

Allowance recovered (2) (8)

Balance at 30 June 48 97


12 Trade and other payables




Trade and other payables are stated at amortised cost.

Employee benefits

The Group provides for benefits accruing to employees for:


• salaries and wages earned but not yet paid

• annual leave accrued but not yet taken

• short-term incentives arising from contractual obligations or when it is probable that the incentives

will be paid and they can be reliably measured


Trade and other payables are all due within one year.


2021

$000

2020

$000

Trade payables 34,977 22,182

Employee benefits 9,269 8,143

Other payables – performance obligation note 10 1,072 5,404

Other payables 9,422 6,776

Total trade and other payables 54,740 42,505


13 Cash and bank accounts



2021

$000

2020

$000

Bank accounts in funds 14,736 16,995

Net cash and bank accounts 14,736 16,995


These balances include all cash and cash equivalents.

Bank overdrafts are payable at call.

The Company guarantees the amounts owing by its subsidiaries under overdraft facilities and the

subsidiaries guarantee the indebtedness of the Company.

Aggregate limit on bank overdrafts 6,835 6,835

24





14 Credit contracts



Dealerships arrange finance for customers to buy vehicles with a number of finance companies. Before

the customers enter into the finance agreements, information is gathered and provided to the finance

companies to check that customers meet their creditworthiness, affordability and

other criteria.

Dealerships make the initial loans to the customer but instantaneously assign them to the finance

company.

Credit contracts with Motor Trade Finance Limited (MTF) differ from the other finance companies. MTF

retains the right of recourse to the dealership if a particular customer defaults on their payments.

Accounting for the MTF credit contracts results in creating a receivable from the customer (which is

collected by MTF due to the assignment) and an equal and opposite liability for the amount that may

become payable to MTF if the customer defaults. In the normal course of business, the receivable and

liability for each finance deal reduce in parallel as customers make routine repayments.

The financial liabilities under credit contracts at reporting date consist of the outstanding balances on

customers’ accounts. The movement in the liability is detailed in note 27.

Financial receivables – credit contracts

There is a risk if customers fail to make the necessary repayments that the receivable will not be

recoverable and the liability will remain payable to MTF. Factors that mitigate

this risk include:

• credit checks that are carried out when the finance is arranged

• timely credit control practices

• the number of outstanding loans means there is no concentration of credit risk on a restricted

number of debtors

• security over the vehicles that are financed so that, if other measures fail, the vehicles can be

repossessed and sold to offset bad debts

Bad debts

If customers default and the sale proceeds of the vehicle do not cover the outstanding balance, the

deficit is recognised as an expense in the statement of financial performance.

Impairment

The balances are routinely reviewed for impairment and an allowance is made for amounts that are

unlikely to be recovered. The impairment allowance is calculated as a percentage of net amounts

outstanding under the credit contracts based on historic trading patterns.


Amounts owed by customers are recoverable over a number of years. To determine the percentage

used for the impairment allowance, estimates are based on historical data for contracts in default.


Financing agreements outstanding at reporting date that have been assigned to MTF with recourse

have the following repayment schedule:

2021

$000

2020

$000

Up to 1 year 1,142 1,403

1 to 2 years 913 1,145

2 to 3 years 490 696

3 to 4 years 230 396

4 to 5 years 33 142

Total 2,808 3,782

Impairment allowance (21) (24)

Carrying value of receivables 2,787 3,758


Number of credit contracts 170 231

Value of impaired accounts written off in the year ($000) - -

Actual arrears past due at 30 June ($000) 33 36

Arrears as a percentage of total 1.17% 0.95%

Total value of accounts in arrears at 30 June ($000) 304 547

Accounts in arrears as a percentage of total 10.83% 14.46%


25





The amounts payable by customers under the financial assets – credit contracts, including future

interest, have the following repayment profile, which is the maximum amount the Group may be required

to pay if subject to recourse under its contractual obligations.

2021

$000

2020

$000

Less than 1 year 1,371 1,719

1 to 2 years 1,041 1,337

More than 2 years 817 1,371

Total 3,229 4,427


15 Leases



At the start of a contract the Group assesses whether the contract is, or contains, a lease being the

right to control the use of an identified asset for a period of time in exchange for consideration. With

the exception of low value assets and short term leases, at the start date of the lease the Group

recognises a right of use asset, representing the right to use the underlying asset, and a lease liability,

representing the obligation to make lease payments.


The right of use asset is initially measured at cost comprising the lease liability recognised, any initial

direct costs including lease payments made before the commencement date, less any incentives.

Right of use assets are then depreciated on a straight line basis over the shorter of the lease term or

the estimated useful life of the assets. The Group also assesses the impairment of the right of use

asset when such indicators exist.


The lease liability is recognised from the start date of the lease measured at the present value of lease

payments to be made over the life of the lease. When calculating the present value of lease payments,

the Group uses its incremental borrowing rate at the commencement date of the lease as the interest

rate implicit in the lease is not determinable. After the commencement date, the amount of the lease

liability is increased to reflect the addition of interest charges and reduced for the lease payments

made. The carrying amount of lease liabilities is remeasured if there is a change in the terms of the

lease (for example a change in the length of the lease or a change in the lease payments). The term

of the lease includes any rights of renewal where there is a reasonable level of certainty that the lease

will be renewed.


Lease payments on low value assets or short term leases (less than 12 months) are recognised as an

expense on a straight line basis over the lease term.


The Group has leases for dealership facilities, including showrooms, workshops, office space and

storage areas at a number of sites across the country and for office accommodation in Wellington.

With the exception of short term leases and leases on low value assets, each lease is reflected on the

statement of financial position as a right of use asset and an associated lease liability. Property leases

have original terms up to 24 years and most have rights to renew exercisable at the option of the

Group. The majority of leases allow for a market rent increase when renewals are exercised and some

have annual inflation increases.

The following table summarises the Group’s leasing activities:



Number

leased

Range of

remaining

terms (years)

Average

remaining

term (years)

Number with

renewal options

Number

with rent

reviews

Dealership

facilities

29 1 – 17 6 24 24

Office

building

1 9 9 1 1







26






The value of right of use assets by type is summarised below:



Dealership

facilities

Office

building Total


$000 $000 $000

At 1 July 2019 13,104 1,487 14,591

Additions 351 - 351

Disposals (83) - (83)

Depreciation (1,582) (140) (1,722)

Right of use assets at 30 June 2020 11,790 1,347 13,137

Additions 4,709 - 4,709

Depreciation (1,881) (139) (2,020)

Total right of use assets at 30 June 2021 14,618 1,208 15,826

Lease liabilities are presented as current or non-current liabilities based on the maturity date of the

underlying lease. The maturity of lease liabilities is as follows:



Within

one

year

1 to 2

years

2 to 3

years

3 to 4

years

4 to 5

years

5 to 10

years

Over

10

years


$000 $000 $000 $000 $000 $000 $000

2021

Lease liability 2,041 1,687 1,480 1,245 1,234 5,868 4,093

Finance charge 577 510 453 404 359 1,122 324


2020


Lease liability 1,813 1,693 1,377 1,224 982 4,944 2,955


Finance charge 567 497 437 385 340 1,095 308


Interest costs for the year on lease liabilities was $612k (2020: $640k). This has been included in

interest in the statement of financial performance.

A number of leases have right to renew options exercisable by the lessee. The Group has included all

of these renewal options in the right of use asset with the exception of three properties which are sub-

leased and exercise of the renewal is subject to the head lease. During the year, the Group made a

commitment to lease a dealership facility which has a commencement date in the future. The lease

has a 18 year term, including two rights of renewal and will commence when building work has

completed.

The Group has a number of properties which are leased on terms which have less than 12 months to

run. The cost of these leases was $578k (2020: $586k) for the year and has been included in property

occupation costs in the statement of financial performance. At 30 June 2021 the total commitment on

these leases was $258k (2020: $226k).


The Group owns some properties that are not completely occupied by Group companies and the space

is leased to third parties. The leases are negotiated under normal commercial arrangements with

varying terms, escalation clauses and renewal conditions and without undue restrictions. Rent of

$764k (2020: $696k) has been included in other revenue. The rent is receivable during the non-

cancellable periods of these leases according to the following schedule.

Lease receivables

2021

$000

2020

$000


Within one year 497 480

Between one and two years 266 266

Between two and five years 489 304

Over five years 141 192

Total operating lease receivables 1,393 1,242


27





16 Intangible assets



Intangible assets consist of goodwill.

Goodwill is recognised on acquisitions of subsidiaries or purchases of business assets and represents

the excess of the acquisition costs over the fair value of the individually identified acquired assets and

liabilities at acquisition date.


Goodwill relates to the acquisition of business assets which have no foreseeable limit to the period over

which they are expected to generate cash inflows for the Group. As such they are considered to have

an indefinite useful life.

The value of intangibles is compared with the “value in use” of the affected dealerships, which have

been identified as the cash generating units associated with the intangibles. Impairment of the intangible

assets is recognised if there is considered to be a permanent reduction in the “value in use”.


Impairment testing calculations require the use of estimates and assumptions. The calculations of “value

in use” are based on the actual results for the past five reporting periods together with the projected

results for the next five reporting periods. It was assumed that there would be no real growth during the

period of the forecasts and that the results for the initial part of the period would continue to be impacted,

in some way, by the economic downturn from the Covid-19 pandemic.

Key assumptions relate to the general economic outlook, the level of the new and used vehicle industries

and the performance of the Group’s business units in this environment.

The discount rate used in completing the cash flow forecast to assess value in use was 8.6%

(2020: 8.4%).

Management considers that any reasonable change in a key assumption used in the determination of

the value in use would not cause the carrying amount of intangible assets to exceed their recoverable

amount.


The value of intangible assets was reviewed at 30 June 2021. There was no indication of impairment

below their carrying amount (2020: $Nil).

2021 2020

Goodwill $000 $000

Balance at 1 July 1,028 1,028

Impairment loss during the year - -

Balance at 30 June 1,028 1,028


Cost 1,028 1,028

Accumulated amortisation and impairment - -

Balance at 30 June 1,028 1,028


28





Notes on investments

17 Subsidiaries


Subsidiaries are entities controlled by the Company. Control requires the investor to have exposure or

rights to variable returns and the ability to affect those returns through power over the investee. The

financial statements of subsidiaries are included in the consolidated financial statements from the date

that control commences until the date that control ceases. Intra-group balances, and any revenue and

expenses from intra-

group transactions, are eliminated in preparing the consolidated financial

statements.

Non-controlling interests in the results and equity of subsidiaries are shown separately in each of the

consolidated financial statements. They represent the portion of the profit or loss, other comprehensive

income and net assets of subsidiaries that are not held by the Group based on their respective ownership

interests.


All subsidiaries are 100% owned (2020: 100%), with the exception of Southpac Trucks Limited which is

85% owned (2020: 85%). All subsidiaries have a reporting date of 30 June. All Group companies are

registered in New Zealand. Subsidiary companies operate as motor vehicle dealerships and related or

incidental activities. The Company provides administrative and financial services to the subsidiaries as

well as leasing them, at market rates, many of the properties they occupy.

Trading subsidiaries

Agricentre South Ltd, Avon City Motorcycles Ltd, Avon City Motors Ltd, Capital City Motors Ltd,

Dunedin City Motors Ltd, Energy City Motors Ltd, Energy Motors Ltd, Fagan Motors Ltd, Hutchinson

Motors Ltd, M.S. Motors (1998) Ltd, Macaulay Motors Ltd, Ruahine Motors Ltd, South Auckland

Honda Ltd, South Auckland Motors Ltd, Southern Autos – Manukau Ltd, Southern Lakes Motors Ltd,

Southpac Trucks Ltd, The Hawkes Bay Motor Company Ltd and Timaru Motors Ltd.

Non-trading subsidiaries

Advance Agricentre Ltd, Avery Motors Ltd, Capital City Paint & Panel Ltd, Central Lakes Automotive

Ltd, East City Ford Ltd, Jeff Gray Ltd, Metro Motors (Porirua) Ltd, Metro Training Services Ltd,

Panmure Motors Ltd, Papakura Ford Ltd, Pukekohe Motors Ltd, Queenstown Motors Ltd,

South Auckland Ford Ltd, Southland Tractors Ltd, Stevens Motors Ltd, Tower Motors (2012) Ltd and

Trucks South Ltd.

Non-controlling interest

Southpac Trucks Ltd operates branches and service agencies throughout New Zealand and its principal

place of business is Auckland. The summarised financial position and cash flows at the reporting date

were as follows:



2021

$000

2020

$000

Shareholders’ equity 21,531 22,082

Total liabilities 74,838 69,088

Total equity and liabilities 96,369 91,170

Total assets 96,369 91,170

Net cash flows from:

Operating activities 19,864 15,406

Investing activities (1,795) (520)

Financing activities (17,565) (14,224)

Net movement in cash held 504 662

Opening cash balance 1,853 1,191

Closing cash balance 2,357 1,853


18 Investments




2021

$000

2020

$000

Shares in Motor Trade Finance Limited (MTF) 2,551 2,381

Other 1 1

Total investments 2,552 2,382


MTF shares are traded in a quoted but restricted market and are categorised as level 2 in the fair value

hierarchy set out in NZ IFRS 13 – Fair Value Measurement.

Shares are carried at fair value with changes in value recognised through the statement of financial

performance.

29






Notes on funding

19 Capital management


The Group’s capital includes share capital, retained earnings and property revaluation reserves.

The Group’s policy is to maintain a strong capital base to ensure that it continues as a going concern,

to maintain investor, supplier and market confidence and to sustain future development of the business.

The Board regularly monitors future capital requirements and costs to maintain an appropriate balance

of shareholders’ equity and debt. The Group generally maintains the capital structure by setting a

sustainable level of dividends.

The Group issues call debt securities and maintains relationships with a number of financial institutions

to ensure that adequate debt facilities are available to meet short to medium term strategic cash flow

requirements and as a buffer for unexpected events. The Group complied with all of the financial

covenants incorporated in the bank borrowing facilities (note 25) and the at call deposit trust deed (note

24) at the reporting date and at 30 June 2020. There are no

other externally imposed capital

requirements.

There has been no change in the Group’s management of capital during the years ended 30 June 2021

or 30 June 2020.

30





20 Movements in equity


Share

capital

(Note 21)

Property

revaluation

reserve

Foreign

exchange

cash flow

hedge

reserve

Retained

earnings

Total

attributable

to share-

holders

Non-

controlling

interest

Total

equity

$000 $000 $000 $000 $000 $000 $000

Balance at 30 June 2019 15,968 57,030 (95) 134,916 207,819 3,125 210,944

Dividends paid - note 22 - - - (9,808) (9,808) (975) (10,783)

Total transactions with

shareholders

- - - (9,808) (9,808) (975) (10,783)

Profit for the year - - - 21,828 21,828 1,255 23,083

Other comprehensive income

Property revaluation reserve

Fair value movement - 6,476 - - 6,476 - 6,476

Deferred tax - 515 - - 515 - 515

Foreign exchange cash flow

hedge reserve


Fair value movement - - 667 - 667 118 785

Deferred tax - - (187) - (187) (33) (220)

Total comprehensive income - 6,991 480 21,828 29,299 1,340 30,639

Balance at 30 June 2020 15,968 64,021 385 146,936 227,310 3,490 230,800

Dividends paid - note 22 - - - (15,366) (15,366) (1,575) (16,941)

Total transactions with

shareholders

- - - (15,366) (15,366) (1,575) (16,941)

Profit for the year - - - 24,833 24,833 1,580 26,413

Other comprehensive income

Property revaluation reserve

Fair value movement - 25,166 - - 25,166 - 25,166

Deferred tax - 1,089 - - 1,089 - 1,089

Transfer on sale of property - (279) - 279 - - -

Foreign exchange cash flow

hedge reserve


Fair value movement - - (818) - (818) (144) (962)

Deferred tax - - 229 - 229 40 269

Total comprehensive income - 25,976 (589) 25,112 50,499 1,476 51,975

Balance at 30 June 2021 15,968 89,997 (204) 156,682 262,443 3,391 265,834


Reserves

The property revaluation reserve arises on the revaluation of land and buildings. Where revalued land

or buildings are sold, the portion of the revaluation reserve that relates to the asset and is effectively

realised, is transferred directly to retained earnings.


The foreign exchange cash flow hedge reserve comprises the cumulative balance of adjustments to

uncompleted transactions that qualify as effectively hedged under NZ IFRS 9 – Financial Instruments.

31





21 Share capital


All shares on issue are fully paid-up and have no par value.

All ordinary shares:

• have equal voting rights

• share equally in dividends

• would share equally in any surplus on winding up

2021

$000

2020

$000

Share capital 15,968 15,968



Thousands

of shares

Thousands

of shares

Number of ordinary shares authorised and on issue 32,695 32,695

Weighted average number of ordinary shares on issue 32,695 32,695


22 Dividends




2021

$000

2020

$000

Date paid Cents per share

Final for the previous year 5 October 2020 32.0 10,462 9,808

Interim for the current year 29 March 2021 15.0 4,904 -

Dividends paid during the year 15,366 9,808


For details of the final dividend for the current year, see note 33.


23 Vehicle floorplan finance


When not purchased outright, new vehicles are funded by bailment arrangements, which represent a

financial liability, accounted for at amortised cost. The vehicles are initially included in inventory at the

same value.

Most of the subsidiaries have bailment facilities with finance companies to provide funding for new

vehicles. The main finance company is UDC Finance Limited

. Under these facilities the finance

companies own the vehicles that are placed in the control of the subsidiaries as bailees and are available

to display for sale to the public in the dealerships. The subsidiaries pay bailment fees (similar to interest)

for the use of the vehicles. The bailment agreements are subject to financial limits. The vehicles are

purchased from the finance companies when they are sold to customers.

If the subsidiaries breach the bailment agreements, the finance companies retain the right to repossess

and sell the vehicles and the subsidiaries must meet any shortfall of the sale proceeds from the purchase

price of the vehicles.

Liabilities under bailment agreements are due for payment within the next 12 months.

2021

$000

2020

$000

Total vehicle floorplan finance 55,866 42,851













32





24 At call deposits


The Company offers for subscription unsecured call debt securities (Deposits) that are repayable on

demand. Acceptance of Deposits is restricted to shareholders, employees and their associates.

At reporting date the Deposits were constituted by, issued under and described in, a trust deed dated

13 September 2016 between the Company, its Guaranteeing Subsidiaries (as therein defined) and

Public Trust as supervisor for the holders of Deposits (the Depositors). Under the terms of the trust

deed the Guaranteeing Subsidiaries unconditionally guarantee, jointly and severally, the repayment

of the deposits together with interest thereon by the Company and by each of the other Guaranteeing

Subsidiaries. The governance documents, including a product disclosure statement, are available on

the Disclose Register. On 9 September 2020 the product disclosure statement was re-issued and the

maximum amount of deposits on offer increased to $40m.

Interest is payable on Deposits at rates that vary from time to time as disclosed to the Depositors

on the application form or as subsequently notified to Depositors in writing. The interest rate

applicable at 30 June 2021 was 1.80% (2020: 2.30%).

2021

$000

2020

$000

Deposits 32,304 27,389


Maximum amount of deposits on offer 40,000 30,000


25 Bank borrowing


The Group has wholesale facilities with BNZ, ANZ and Westpac, three highly-respected international

registered trading banks. The bank facilities are reviewed annually by the banks and have terms that

extend up to three years from the date of each review.

Wholesale borrowing is transacted only by the Company. Its indebtedness is guaranteed by its trading

subsidiaries to the full extent of the facilities. All borrowing at the reporting date was repayable at call.

The agreements with each of the banks are very similar and require the Group to meet financial criteria

based on ratios derived from its financial statements. The Group also pledges to the banks not to grant

security over any of its assets i.e. a “negative pledge”.


During the year, the facility limit with Westpac was increased by $5m.

2021

$000

2020

$000

Bank borrowing 12,197 19,235


Combined facility limits 70,000 65,000















33





26 Financial instruments


Financial instruments primarily comprise cash at bank, receivables, payables, credit contracts, forward

exchange contracts, shares in companies, borrowings and loans.


Financial assets and liabilities are recognised when the Group becomes a party to the contractual

provisions of the financial instrument.


Financial assets are derecognised when the contractual rights to the cash flows from the financial

asset expire, or when the financial asset and substantially all the risks and rewards are transferred. A

financial liability is derecognised when it is extinguished, discharged, cancelled or expires.


Except for trade receivables that do not contain a financing component a

nd are measured at

transaction price, all financial assets are initially measured at fair value adjusted for transaction costs

(where applicable).


Financial assets, other than those designated and effective as hedging instruments, are classified into

the following categories:

• amortised cost

• fair value through profit or loss

• fair value through other comprehensive income

The classification is determined by both:

• the entity’s business model for managing the financial asset

• the contractual cash flow characteristics of the financial asset


Measurement of financial assets


Financial assets at amortised cost

Financial assets are measured at amortised cost if the assets meet the following conditions (and are

not designated as fair value through profit or loss):

• the assets are held to collect contractual cash flows

• the contractual terms of the assets give rise to cash flows that are only payments of principal

and interest

After initial recognition, the assets are measured at amortised cost using the effective interest rate

method. Discounting is ignored where the effect of discounting is not material.


Financial assets at fair value through profit or loss

Financial assets that are held under a different model than ‘held to collect’ or ‘held to collect and sell’

and assets whose cash flows are not solely payments of principal and interest are accounted for as

fair value through profit or loss. All derivative financial instruments fall into this category, except for

those designated and effective as hedge instruments. This category also contains any equity

investments.


Assets in this category are all measured at fair value with gains or losses recognised in the statement

of financial performance. The fair values of the assets in this category are determined by reference to

an active market or using an alternative valuation technique where no market exists.


Financial assets at fair value through other comprehensive income

The Group had no financial assets in this category at 30 June 2021.










34






Impairment of financial assets

Recognition of credit losses is not dependent on identifying a credit loss event but instead considers

a broader range of information when assessing credit risk including past events, current conditions

and reasonable forecasts that could affect the expected collectability of future cash flows. In applying

this approach, distinction is made between:


• financial instruments that have not deteriorated significantly in credit quality since initial

recognition, or that have a low credit risk (Stage 1)

• financial instruments that have deteriorated in credit quality since initial recognition and whose

credit risk is not low (Stage 2)

• financial instruments that have objective evidence of impairment at the reporting date


Twelve month expected credit losses are recognised for Stage 1 instruments while lifetime expected

credit losses are recognised for Stage 2 instruments. Measurement of expected credit losses is

determined by a probability weighted assessment of the credit losses over the life of the instrument.


The Group makes use of a simplified approach in accounting for trade receivables. See note 11 for

more information.


Measurement of financial liabilities

Financial liabilities are initially measured at fair value and, where applicable, adjusted for transaction

costs. Subsequently, financial liabilities are measured at amortised cost using the effective interest

method except for derivative financial instruments that are designated and effective as hedging

instruments (see note 29).



Financial instruments by category

2021 2021 2020 2020

$000 $000 $000 $000



Fair value

through

profit or loss

Amortised

cost

Fair value

through

profit or loss

Amortised

cost

Assets

Cash and bank accounts - 14,736 - 16,995

Trade and other receivables - 44,933 - 41,726

Credit contracts - 2,787 - 3,758

Shares in companies 2,552 - 2,382 -

Financial derivatives – foreign exchange - - 630 -




Financial

liabilities at

amortised

cost

Financial

derivatives

at fair value

Financial

liabilities at

amortised

cost

Financial

derivatives

at fair

value

Liabilities

Bank borrowings 12,197 - 19,235 -

At call deposits 32,304 - 27,389 -

Trade and other payables 44,246 - 30,325 -

Lease liabilities 17,648 - 14,988 -

Vehicle floorplan finance 55,866 - 42,851 -

Credit contracts 2,808 - 3,782 -

Financial derivatives – foreign exchange - 332 - -









35






27 Reconciliation of liabilities arising from financing activities



Movements in liabilities from financing activities during the year were as follows:


At 1 July

2020 Cash flows

Non-cash

changes

At 30 June

2021


$000 $000 $000 $000




Bank borrowing – note 25 19,235 (7,038) - 12,197


At call deposits – note 24 27,389 4,915 - 32,304


Vehicle floorplan finance – note 23 42,851 13,015 - 55,866


Total short term borrowings 89,475 10,892 - 100,367


Credit contracts – note 14


Short term 1,403 - (261) 1,142


Long term 2,379 - (713) 1,666


Lease liabilities – note 15


Short term 1,813 228 - 2,041


Long term 13,175 2,432 - 15,607


Total liabilities arising from financing

activities 108,245 13,552 (974) 120,823


36






Notes on managing risk

28 Financial risk management


28 (a) Credit risk

Financial instruments which potentially subject the Group to concentrations of credit risk consist

principally of bank balances, deposits, receivables and credit contracts.

The carrying amounts of financial assets represents the Group’s maximum credit exposure.

The Group places its cash and short term investments with high credit quality financial institutions (as

determined by independent credit rating agencies) and limits the amount of credit exposure to any one

financial institution.

The Group performs credit evaluations on all customers requiring credit and generally does not require

collateral or other security to support financial instruments with credit risk.

Concentrations of credit risk with respect to accounts receivable are limited due to the large number of

customers included in the Group’s customer base.

The rate of impairment of amounts receivable under credit contracts (note 14) is low. If the incidence of

recourse requiring balances to be written off were to increase by 1% it would increase the annual amount

written off through profit or loss by $0.03m (2020: $0.04m).


28 (b) Interest rate risk

The Group is not exposed to any specific interest rate risk other than normal interest rate movements

on a daily basis in the New Zealand market. The specific rates that the Group was exposed to during

the year were:

2021 2020

Bank overdrafts 3.72% - 9.35% 5.00% - 10.50%

At call deposits 1.80% - 2.30% 2.30% - 3.15%

Bank borrowing facilities 1.65% - 2.00% 1.65% - 3.15%


Bank borrowings are unsecured and fall within the agreed committed facility requirements in place with

the Group’s bankers. These facilities have maturity dates ranging from March 2022 to March 2023 and

are expected to be renewed in the normal course of business. The facilities can be drawn on or repaid

at any time and interest rates are variable. The carrying value of these loans is considered to be the fair

value.

Interest rate sensitivity

The effect of a movement of 1% in interest rates would be to change finance costs in the statement of

financial performance and equity by $0.445m per annum (2020: $0.466m).


28 (c) Liquidity risk

Liquidity risk represents the Group’s ability to meet its contractual payment obligations. The Group

monitors its cash on an ongoing basis to ensure it has sufficient credit facilities to meet its obligations.

The Group obtains funding for its operations from several sources. In addition to its shareholders’ funds

(made up of share capital and reserves), funding is also provided by depositors through the at call

deposit scheme and from banks and other financial institutions.

Financial liabilities in the form of at c all deposits and bank borrowings are repayable at call. Trade and

other payables fall due within one year. The potential repayment profile of amounts due under financial

liabilities – credit contracts is provided in note 14.

There is a risk that the banks may reduce or withdraw the facilities or will be unable to provide the level

of funding required. The Group would then be required to obtain alternative funding which could cost

more. If no alternative funding was available, the consequences would disrupt cash flows and potentially

the Group may not be able to continue to pay suppliers and staff or repay depositors.


If the finance companies were to withdraw the bailment facilities described in note 23 or were unable to

fund as many vehicles as required, the Group would have to seek alternative methods of funding the

vehicles. This could involve bailment agreements with other providers or additional bank funding to

purchase the vehicles outright. The consequences could include increased costs and disruption to the

supply of new vehicles for sale.


37





28 (c) Liquidity risk (continued)


The Group mitigates its funding risk by adopting prudent financial management practices (such as

closely monitoring its cash flows and regularly checking compliance with the financial ratios) and by

maintaining open and honest relationships with the banks and finance companies.

The extent of the bank facilities is disclosed in note 25 and bailment facilities in note 23.



28 (d) Foreign currency risk

The Group enters into fixed rate foreign exchange contracts to create cash flow hedges for the purchase

of trucks on a contract-by-contract basis with firm customer orders and for units ordered for stock. Other

short term transactions are covered by forward exchange contracts and accounted for at that rate.

The principal values (stated in New Zealand Dollars) of forward exchange contracts entered into and

outstanding at each reporting date were denominated in the following currencies. All forward exchange

contracts have value dates of less than 12 months.


Currency

2021

$000

2020

$000

Australian Dollars (AUD 70.9m) 76,208 22,403

Euros (EUR 26.6m) 46,118 4,150

Total 122,326 26,553


Due to the close association between foreign currency commitments for imported goods, their selling

price and the underlying forward exchange contracts, it is estimated that any change in the New Zealand

Dollar exchange rates against the above currencies would have had minimal impact on the result and

equity for the year ended 30 June 2021 or 30 June 2020.


29 Financial derivatives – foreign exchange



Foreign exchange asset/(liability)

2021

$000

2020

$000

Balance at 1 July 630 (155)

Movement during the year through

Other comprehensive income (962) 785

Statement of financial performance - -

Balance at 30 June (332) 630


The Group uses forward currency contracts to hedge its foreign currency risks. Such derivative financial

instruments are initially recognised at fair value on the date on which a derivative contract is entered

into and are subsequently remeasured at fair value. Derivatives are carried as financial assets when the

fair value is positive and as financial liabilities when the fair value is negative.


For the purpose of hedge accounting, hedges are classified as cash flow hedges when hedging the

exposure to variability in cash flows that is either attributable to a particular risk associated with a

recognised asset or liability or a highly probable forecast transaction or the foreign currency risk in an

unrecognised firm commitment.


At the inception of a hedge relationship, the Group formally designates and documents the hedge

relationship to which it wishes to apply hedge accounting and the risk management objective and

strategy for undertaking the hedge.


The documentation includes identification of the hedging instrument, the hedged item, the nature of the

risk being hedged and how the Group assesses whether the hedging relationship meets the hedge

effectiveness requirements (including the analysis of sources of hedge ineffectiveness and how the

hedge ratio is determined). A hedging relationship qualifies for hedge accounting if it meets all of the

following effectiveness requirements:


• there is ‘an economic relationship’ between the hedged item and the hedging instrument

• the effect of credit risk does not ‘dominate the value changes’ that result from that economic

relationship

• the hedge ratio of the hedging relationship is the same as that resulting from the quantity of the

hedged item that the Group actually hedges and the quantity of the hedging instrument that the

Group actually uses to hedge that quantity of hedged item


38





Hedges that meet all the qualifying criteria for hedge accounting all fall into one category of hedge and

are accounted for as described below:


Cash flow hedges

The effective portion of the gain or loss on the hedging instrument is recognised in Other Comprehensive

Income in the cash flow hedge reserve, while any ineffective portion is recognised immediately in the

statement of financial performance. The cash flow hedge reserve is adjusted to the lower of the

cumulative gain or loss on the hedging instrument and the cumulative change in fair value of the hedged

item. The Group continues to designate all of the forward contracts as hedging instruments.


The amounts accumulated in Other Comprehensive Income are accounted for depending on the nature

of the underlying hedged transaction. If the hedged transaction subsequently results in the recognition

of a non-financial item such as inventory, the amount accumulated in equity is removed from the

separate component of equity and included in the initial cost or other carrying amount of inventory.


30 Dealership franchise agreements


Each of the trading subsidiaries enters into agreements in their own right with the New Zealand

distributor to sell and service specific brands of motor vehicle in a defined primary marketing area. As

national distributor of two brands of heavy trucks, Southpac Trucks Limited has equivalent agreements

with the international suppliers covering the whole country. Most of these agreements (called either

dealer or franchise agreements) do not have a specific duration. All of the dealer or franchise

agreements contain the right for the distributor/franchisor or the dealer to terminate the arrangements

at short notice. Some of these agreements have finite terms from one to three years, usually without

automatic rights of renewal. If a dealership or franchise agreement is terminated or not renewed there

could be a detrimental effect on the future financial performance of the Group.


The Group manages and mitigates this risk through stable and profitable operating businesses that

deliver on franchise objectives in conjunction with a customer first approach. In addition, strong

relationships with brand partners, at both the Group and dealership levels, focuses on delivering

mutually beneficial long term outcomes to further manage this risk.




39






Other notes

31 Related party transactions


The Group has related party transactions with key management personnel and the CMC Group

Workplace Savings Scheme.


Management personnel

Transactions with key management personnel were:



2021

$000

2020

$000

Short term benefits (including salary, incentives, profit share, use of motor

vehicles and other benefits) 8,543 6,521

Post-employment benefits (including contributions to retirement savings

schemes) 229 221

Share related benefits - -

Total remuneration benefits 8,772 6,742


Key management personnel includes current Directors (executive and non-executive), key management

at the group office and chief executives of all trading subsidiaries.

Some key management personnel have funds on deposit with the Company by way of its unsecured at

call debt securities – note 24 – on the same terms and conditions as all other depositors.

Also see remuneration of Directors on page 47 and remuneration of employees on page 48.


The CMC Group Workplace Savings Scheme

The Company is the sponsoring employer of the CMC Group Workplace Savings Scheme (the Scheme)

which is a defined contribution scheme. It is categorised as an employer-related restricted workplace

savings scheme registered under the FMCA 2013.

The Company ceased to be the trustee of the Scheme when a new trust deed was registered on

18 November 2016 but continues to provide administrative services to the Scheme and received fees

of $0.067 during the year (2020: $0.086m).

The Scheme holds 162,196 (2020: 162,196) ordinary shares in the Company representing 4.4% (2020:

3.1%) of its total assets. The Company is a related party to the Scheme and FMCA limits investments

in related parties to 5% of total assets.

All transactions between key management personnel, the Scheme and Group companies were in the

normal course of business.


32 Contingencies




2021

$000

2020

$000

Contingent assets

Contingent liabilities

-

-

-

-







The Group has provided guarantees to PACCAR Australia Pty Limited in respect of obligations owed to

that company. The guarantee is in proportion to the shareholding in Southpac Trucks Limited and the

maximum exposure for the Group is $1.3m.


33 Events after the reporting date


On 13 August 2021, a dividend of 40.0 cents per share was declared to be paid fully imputed on

4 October 2021, representing a total payment of $13.1 million.


On 17 August 2021, the NZ Government placed the country into a Covid-19 Level 4 lockdown as a result

of a Delta variant outbreak in Auckland. New Zealand, south of Auckland, moved to Level 3 on 31

August and on 7 September everyone, except Auckland, moved to level 2. At Level 4, all the Group’s

businesses, apart from a limited amount of essential services, are effectively closed.


On 19 August 2021, as a result of an offer to buy back shares from shareholders no longer transacting,

the Group sold 547,254 shares in Motor Trade Finance Limited receiving $1.3m based on a price of

$2.31 per share.

40










Independent auditor’s report


To the shareholders of The Colonial Motor Company Limited



Report on the audit of the consolidated financial statements




Opinion


We have audited the consolidated financial statements of The Colonial Motor Company Limited

(the “Company”) and its subsidiaries (the “Group”) on pages 9 to 39 which comprise the

consolidated statement of financial position as at 30 June 2021, and the consolidated statement

of financial performance, consolidated statement of comprehensive income, consolidated

statement of changes in equity and consolidated statement of cash flows for the year then ended,

and notes to the consolidated financial statements, including a summary of significant accounting

policies


In our opinion, the accompanying consolidated financial statements present fairly, in all material

respects, the consolidated financial position of the Group as at 30 June 2021 and its consolidated

financial performance and cash flows for the year then ended in accordance with New Zealand

Equivalents to International Financial Reporting Standards (“NZ IFRS”) issued by the New

Zealand Accounting Standards Board.



Basis for opinion


We conducted our audit in accordance with International Standards on Auditing (New Zealand)

(ISAs (NZ)) issued by the New Zealand Auditing and Assurance Standards Board. Our

responsibilities under those standards are further described in the Auditor’s Responsibilities for

the Audit of the Consolidated Financial Statements section of our report. We are independent of

the Group in accordance with Professional and Ethical Standard 1 International Code of Ethics for

Assurance Practitioners (including International Independence Standards) (New Zealand) issued

by the New Zealand Auditing and Assurance Standards Board and the International Ethics

Standards Board for Accountants’ International Code of Ethics for Professional Accountants

(including International Independence Standards) (IESBA Code), and we have fulfilled our other

ethical responsibilities in accordance with these requirements and the IESBA Code. We believe

that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our

opinion.


Our firm carried out other assignments for the Group in taxation advice and a consultancy

project. The firm has no other interest in the Group.



Key audit matters


Key audit matters are those matters that, in our professional judgement, were of most significance

in our audit of the consolidated financial statements of the current period. These matters were

addressed in the context of our audit of the consolidated financial statements as a whole, and in

forming our opinion thereon, and we do not provide a separate opinion on these matters



41






Why the matter is significant How our audit addressed the key audit matter

Recognition of revenue In obtaining sufficient and appropriate audit

evidence we:

The Group has recognised revenue of $901m for

the financial year. The accounting policies for

recognition of revenue and the breakdown of

revenue from different performance obligations

are set out in note 1.


Revenue is recognised when the control of the

goods has passed to the buyer which is normally

at delivery of the vehicle.


We have raised this as a key audit matter due to

the large number of transactions throughout the

reporting period and risk that revenue transactions

have been recorded in the incorrect period based

on the date of recording the transaction compared

to when control of the vehicle has been

transferred to the customer.

• Evaluated the Group’s recognition of revenue

by assessing the processes that Group

management has in place to ensure that

appropriate revenue recognition policies have

been consistently applied in accordance with NZ

IFRS 15 Revenue from contracts with

customers; and

• Selected a sample of sales transactions on

either side of the reporting date to substantiate

that the appropriate terms of the relevant

contracts had been satisfied and that the risks

and rewards associated with the contract had

passed to the customer.


Valuation and existence of inventory In obtaining sufficient and appropriate audit

evidence we:

The Group has a significant level of inventory on

hand ($163m) held at multiple locations. It is

measured at the lower of cost or net realisable

value. The majority of the inventory relates to

vehicles ($139m) as set out in note 8.

• Attended year end stock counts at all

dealerships and verified the existence of new,

used and demonstrator vehicles, including those

financed through bailment arrangements;

• Confirmed the inventory balances funded by

bailment arrangements directly with the finance

companies;

• Compared the carrying value of a sample of

vehicles held at reporting date to post year end

sale values, or if not sold, to equivalent market

evidence to verify that the value of inventory

was not overstated; and

• Challenged the assumptions used in the

inventory provisions by comparing the Group’s

historical trading patterns to the current aged

vehicle listing.

The assessment of net realisable value can

fluctuate as a result of general economic

conditions, new vehicle sales, incentives, prices

paid on trade in, age, condition and configuration

of vehicles.

We have raised this as a key audit matter due to

the large number of vehicles held at different

locations and the judgement applied in

determining that inventory is held at the correct

value.


Other information


The Directors are responsible for the other information. The other information comprises the

information in the Annual Report which accompanies the consolidated financial statements and

audit report.


Our opinion on the consolidated financial statements does not cover the other information

and we do not express any form of audit opinion or assurance conclusion thereon.


In connections with our audit of the consolidated financial statements, our responsibility is to

read the other information and, in doing so, consider whether the other information is materially

inconsistent with the consolidated financial statements or our knowledge obtained in the audit

or otherwise appears to be materially misstated. If, based on the work we have performed, we

conclude that there is a material misstatement of this other information, we are required to

report that fact. We have nothing to report in this regard.



Directors’ responsibilities for the consolidated financial statements


The Directors are responsible on behalf of the Group for the preparation and fair presentation of

the consolidated financial statements in accordance with NZ IFRS, and for such internal control

as the Directors determine is necessary to enable the preparation of consolidated financial

statements that are free from material misstatement, whether due to fraud or error.

42





In preparing the consolidated financial statements, the directors are responsible on behalf of the

Group for assessing the Group’s ability to continue as a going concern, disclosing, as applicable,

matters related to going concern and using the going concern basis of accounting unless the

directors either intend to liquidate the Group or to cease operations, or have no realistic

alternative but to do so.



Auditor’s responsibilities for the audit of the consolidated financial statements


Our objectives are to obtain reasonable assurance about whether the consolidated financial

statements as a whole are free from material misstatement, whether due to fraud or error, and to

issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of

assurance but is not a guarantee that an audit conducted in accordance with ISAs (NZ) will always

detect a material misstatement when it exists.


Misstatements can arise from fraud or error and are considered material if, individually or in the

aggregate, they could reasonably be expected to influence the economic decisions of users

taken on the basis of these consolidated financial statements.


A further description of the auditor’s responsibilities for the audit of the financial statements is

located on the External Reporting Board’s website at: https://www.xrb.govt.nz/assurance-

standards/auditors-responsibilities/audit-report-1/



Restriction on use of our report


This report is made solely to the Company’s shareholders, as a body. Our audit work has been

undertaken so that we might state to the Company’s shareholders, as a body, those matters which

we are required to state to them in an auditor’s report and for no other purpose. To the fullest

extent permitted by law, we do not accept or assume responsibility to anyone other than the

Company and the Company’s shareholders, as a body, for our audit work, for this report or for the

opinion we have formed.











Grant Thornton New Zealand Audit Limited


Ryan Campbell


Auckland


17 September 2021




43





Governance statement


The Colonial Motor Company Limited (CMC or Company) is a public company with its shares listed on

the New Zealand Stock Exchange (NZX) operated by NZX Limited.

CMC’s Board of Directors (Board) is committed to maintaining high standards of governance by

implementing a framework of structures, practices and processes that it considers appropriate and

effective. CMC’s corporate governance policies and procedures and its board and committee charters,

which document the framework, have been approved by the Board. Components of the system of

governance are reviewed from time to time.

This statement sets out how these measures meet the recommendations made in the NZX Corporate

Governance Code 2019 and the requirements of the NZX Main Board Listing Rules.

The Board’s view

is that the corporate governance structures, practices and processes have followed these

recommendations and requirements in the year to 30 June 2021.

The Group is organised so that each motor vehicle dealership is incorporated as a subsidiary company

that is managed locally. The CEO of each Group company reports to the Group Chief Executive. Each

dealership also has a direct relationship with the franchisor(s) that it represents.

1. Code of ethical behaviour

Directors should set high standards of ethical behaviour, model this behaviour and hold management

accountable for these standards being followed throughout the organisation.

The Board ensures that, consistent with its history and industry standing, CMC conducts its dealings

with all stakeholders with integrity and respect. It maintains a directors’ manual including a code of

ethics that extends to all staff and sets out definitive standards of behaviour. In particular, Directors

take care to comply with rules requiring disclosure of positions and occupations they have outside of

CMC that may involve a conflict of interest.

The directors have established a securities trading policy to comply with prevailing legislation that

requires full disclosure by directors and senior executives both before and after buying and selling CMC

shares. All share trades by directors and officers are reported to the market and Director’s trades are

disclosed in annual reports.

2. Board composition and performance

To ensure an effective board, there should be a balance of independence, skills, knowledge,

experience and perspectives.

The Board operates under a written charter which sets out the roles and responsibilities of the Board

and distinguishes them between the respective roles and responsibilities of the Board and the

Management.

The Company’s constitution specifies that there should be between five and seven directors. The Board

contains a mix of two independent directors and five executive and non-executive directors who are not

independent, which reflects the shareholder mix. Information about each director regarding their

experience, length of service, independence, ownership interests and meeting attendance is disclosed

in the annual report.

As vacancies arise, new directors are identified by the Nominations Committee of the Board. A person

identified by the Nominations Committee can be appointed as a director by the Board during the year

but then must stand for election at the next annual meeting. A person can also be nominated by

shareholders and stand for election as a director at an annual meeting. The terms of appointment of

each newly appointed director are provided in writing.

The constitution specifies that a director cannot serve (without re-election) past the third annual meeting

following their appointment or three years, whichever is longer.

3. Board committees

The board should use committees where this will enhance its effectiveness in key areas, while still

retaining board responsibility.

Where additional detailed supervision or consideration is required, the Board establishes committees

that operate by making recommendations to the Board for final resolution. There are three standing

committees with written terms of reference.

Audit & Compliance Committee: Members of the Committee have relevant financial qualifications

and/or commercial experience. The Committee met five times during the reporting year, with all its

members present at each meeting.

44





Comprising A J Waugh (Chairman), J W M Journee and J P Gibbons, the Committee meets regularly

with management, the internal auditor and the external auditor to:

• review the adequacy of controls to identify and manage areas of potential risk and to safeguard

the assets of the Group

• maintain the independence of the external auditor and review the external audit functions

generally

• evaluate the processes to ensure that financial records and accounting policies are properly

maintained in accordance with statutory requirements and financial information provided to

shareholders and the Board is accurate and reliable.

Management is delegated the responsibility for developing, maintaining and enforcing the system of

internal controls. The same basic set of controls is applied across the Group. Monthly reports from

each dealership form a key element of the financial control mechanism. An internal auditor works in

conjunction with the external auditor to complete a review of all dealerships every year to ensure

maintenance of the standard of accounting practices and for compliance with the internal policies and

procedures. The internal auditor regularly reports to the Committee.

Remuneration Committee: J P Gibbons (Chairman) and A J Waugh make up this Committee, the

purpose of which is to ensure the directors and senior executives are fairly and reasonably rewarded

for their individual contributions. The Committee met three times during the reporting year. The

Company’s

policy is to review remuneration levels for directors and senior staff every two years.

Directors’ fees were reviewed this year.

Director and management remuneration is disclosed in the Annual Report. The Company has no

equity-based remuneration plan and does not require its directors to purchase or hold CMC shares.

Nominations Committee: This Committee has the task of identifying potential directors with skills that

are complementary to the needs of the Company and the Board. All Directors serve on this C ommittee.

4. Reporting and disclosure

The board should demand integrity in financial and non-financial reporting and in the timeliness and

balance of corporate disclosures.

The Board schedules at least eight meetings each year to monitor the progress of management on

achieving the targets and objectives the Board has set. The Board usually meets in Wellington but at

least once a year it holds a meeting at a dealership in order to meet front-line staff and experience

operations at first hand. Additional ad hoc meetings are held when necessary, sometimes by telephone

conference. During the reporting period, the Board held 13 meetings, seven with all of the directors

physically present and six with differing blends of telephone call or video conference and a number of

directors able to physically attend.

The Board of Directors issues three reports annually - a Half Year Report, a Preliminary Result and an

Annual Report - to provide shareholders with the information they need to monitor their investment in

the Company. These

reports are designed to deliver that information in a clear and concise manner.

The reports are mailed to all shareholders and are available for download from CMC’s website

(www.colmotor.co.nz). Shareholders may register to receive the interim and preliminary reports

electronically.

In the reporting period, CMC also made two additional disclosures to shareholders and on NZX in

relation to guidance and the retirement of the Chief Executive.

A condition of listing is that CMC complies with the Listing Rules issued by NZX. The rules include the

requirement to continuously disclose market sensitive information. The market acts in the position of

all current and potential shareholders and disclosure via the NZX is generally considered adequate

notification to all. However, CMC also has a policy of communicating directly with its shareholders

whenever practical.

5. Remuneration

The remuneration of directors and executives should be transparent, fair and reasonable.

As stated above, remuneration of directors and senior executives is considered by the Remuneration

Committee of the Board. During its assessments, the Committee generally refers to independent

survey reports to provide suitable market-related benchmarks.

The actual amounts paid to directors are disclosed in the Company’s Annual Reports, including full

details for executive directors. Remuneration of other staff is also disclosed in the $10,000 bands

specified in company disclosure legislation.

The packages of senior staff are made up of fixed and variable components. The variable portions

include only short-term incentives. There are no long-term incentives or share schemes in place. The

45





variable elements are based on dealership profit and comprise higher proportions of the total than are

seen in the general market. Participation in the financial performance provides a strong incentive for

success. The Group has a proud record of staff retention, particularly at senior levels.

6. Risk management

Directors should have a sound understanding of the material risks faced by the issuer and how to

manage them. The board should regularly verify that the issuer has appropriate processes that identify

and manage potential and material risks.

The range of tools used to mitigate risk includes elements of corporate governance outlined in this

report, the system of internal controls and management reporting and accountability. The Board

reviews the Group insurance programme annually and as needs arise and assesses which risks to

insure with the assistance of an external insurance broker. The Audit and Compliance Committee has

particular responsibility for internal audit on which it receives regular reports from the internal auditor.


Management provides the Committee with an annual internal management and regulatory compliance

summary report.

Health & Safety: CMC is committed to providing healthy and safe environments for all its customers,

employees, contractors and other visitors to its facilities. A comprehensive group-wide workplace safety

management programme is operated with a Health & Safety Committee active at each subsidiary. The

Group Health and Safety Co-ordinator maintains and is continually improving CMC’s workplace health

and safety systems that are based on a comprehensive policy and procedures manual and are subject

to independent external audits.

The Board receives regular detailed reports, considers health and safety issues at each of its meetings

and experiences first-hand the practicalities of maintaining a healthy and safe workplace during its

regular dealership visits.

7. Auditors

The board should ensure the quality and independence of the external audit process.

The role of the external auditor is to report to shareholders on the truth and fairness of the financial

statements prepared by management, authorised by the Board and included in the Annual Report.

The audit partner and the chairman of the Audit & Compliance Committee meet at least twice a year,

the auditor attends Committee meetings at least three times a year and the audit partner attends the

Company’s annual meetings. The scope of discussions is not limited but includes issues identified

during audits, audit planning and staffing and the extent of non-audit work by the audit firm. The lead

audit partner is changed periodically to provide a fresh perspective and to ensure greater

independence. Fees paid for audit and any non-audit work (such as taxation advice) are disclosed in

the Annual Report.

8. Shareholder rights and relations

The board should respect the rights of shareholders and foster constructive relationships with

shareholders that encourage them to engage with the issuer.

The Board acts in a stewardship role on behalf of all shareholders. It approves the strategic direction

of the Group, oversees the management of its capital resources, monitors its performance and

compliance, ensures its assets are safeguarded and its workplaces are safe.

Shareholders meet in person at annual meetings to:

• consider the Company’s financial performance and financial position

• elect or re-elect directors

• record the on-going appointment of the external auditor and to authorise the audit remuneration

• set the maximum level of director remuneration following reviews in alternate years. The actual

amount paid to each director is disclosed in Annual Reports

The shareholders adopted the current constitution in 2004 which specifies the administration of the

Company and the relationship with shareholders. Copies of the constitution are available from the

Company or can be downloaded from the New Zealand Companies Office website. The requirements

of the Listing Rules are incorporated by reference into the constitution.

CMC maintains a website through which shareholders and interested stakeholders can communicate

with the Company.

Computershare Investor Services Limited maintains the register of shareholders.


46





Disclosures as required by the Companies Act 1993

(a) Director profiles and interests


In relation to sections 140 and 211(1)(e) of the Act, no director has declared any interest in a related party

transaction with the Company during the year. The Company has received the following general

disclosures of interest pursuant to section 140(2) of the Act that remain in place at the date of this report:

James Picot Gibbons, BCA (Hons), CA

Lower Hutt

Jim has worked in the motor vehicle industry throughout his career. After graduating he was employed

as a dealership accountant in 1974. He has since occupied many different roles within the Company’s

dealerships. Immediately before retiring from full-time employment, he was dealer principal at Energy

City Ford in New Plymouth, a position he had held for many years.


Jim has been a Director since 1992, has been Chairman since 2011 and will retire from the Board at

the conclusion of the 2021 Annual Meeting in November. He is a director of all of the Company’s

subsidiaries. Jim is a life member of the Motor Trade Association and was a director of MTA and MTA

Group Investments Limited until 2019.


Graeme Durrad Gibbons, BCom, CA

Lower Hutt

After gaining a commerce degree at Otago University, Graeme began his career with Ford New Zealand

and joined the CMC Group in 1984. He took up the role of Chief Executive in 1990 and became a

director of the Company in 1995. Graeme will retire as Chief Executive on 30 September 2021.


Graeme is Chairman of all of the Company’s subsidiaries until his retirement as Chief Executive but will

remain as a Director. He was previously a director of Motor Trade Finances Limited and Chairman of

its Audit Committee.


Matthew James Newman, BA

Auckland

Matthew is the Chief Executive Officer of the Group’s largest car dealership South Auckland Motors

(Ford and Mazda) and Southern Autos – Manukau (Suzuki, Citroen, Peugeot and Isuzu). He joined the

Group in 1986, having previously worked for Ford New Zealand and became Dealer Principal of South

Auckland Motors in 1991. Matthew is a past chairman of the Ford Dealer Council and also of Counties

Manukau Rugby Union. Matthew became a director in November 2013.


Stuart Barnes Gibbons

Lower Hutt

Stuart first joined the Group in 1982 as an apprentice technician in Morrinsville. He was the Chief

Executive / Dealer Principal of Stevens Motors, Lower Hutt, a position he held from 2002 until Stevens

Motors was merged with Capital City Motors on 1 July 2020. Stuart managed the property project for

the new Lower Hutt hub facility up to its completion and continues to work with the management team

on the successful transition of the merged dealership. Stuart is the immediate past Chairman of the

Ford Dealer Council. Stuart became a director in July 2014.


Ashley James Waugh, BBS

Te Awamutu

Ashley has experience in the dairy industry in New Zealand and Australia, with senior roles with the NZ

Dairy Board (now Fonterra) and as Chief Executive of National Foods Australia. Early in his career,

Ashley was marketing manager of Ford in New Zealand and Ford Lio Ho in Taiwan. He is currently a

director of Seeka Limited. Ashley became a director in November 2015.


John William Michael Journee, BCom

Auckland

John has held various senior executive positions in the retail industry in New Zealand and Australia

including with Noel Leeming and The Warehouse. He is currently a director of The Warehouse Group

Limited, The Warehouse Group Investments Limited, Farmlands Co-operative Society Limited and West

Auckland Trust Services Limited and is a member of the Quantiful Limited Advisory Board. John

became a director in December 2018.


Gillian Durrad Watson

Auckland

Gillian was appointed a director with effect from 1 September 2021. She has a business background in

the real estate industry and has worked in production management in the television industry. Gillian is a

significant shareholder who has had a life-long focus and interest in the Company and is CMC’s first

female Director.

47





(b) Remuneration of directors

Remuneration and all other benefits received by the directors who held office during the year ended 30

June 2021 are disclosed pursuant to section 211(1)(f) of the Act as follows:


Directors’ fees

2021

$

Total remuneration

2021

$

Total remuneration

2020

$

J P Gibbons (Chairman) 89,500 114,131 112,642

A J Waugh 59,950 59,950 56,680

G D Gibbons - 1,224,285 879,829

S B Gibbons - 186,931 274,215

M J Newman - 872,683 612,989

J W M Journee 54,500 54,500 53,591

D M Wood (retired Nov 2019) - - 24,979


Remuneration for the Chairman, additional to directors’ fees, includes the provision of a motor vehicle.

A J Waugh was elected Chairman of the Audit and Compliance Committee in December 2019 and has

received additional fees commensurate with that position from that date.

Executive Directors do not receive directors’ fees for acting as a director of the Company or of any

subsidiary. Executive Directors acting in their capacity as employees of the Company or of a subsidiary

received total remuneration including salary, incentives, superannuation contributions, use of a motor

vehicle and other benefits in the year ended 30 June 2021 as disclosed above. No other employee of the

Company or of any Group subsidiary retains or receives any remuneration or other benefits as a director.


The remuneration package of the Group Chief Executive, G D Gibbons (who is also a director), has in the

year to 30 June 2021

a fixed component (including salary, motor vehicle and superannuation

contributions) of $415,134 (2020: $415,134) and an annual short term incentive component of $809,151

(2020: $464,695) based on the current year’s trading performance. There are no long term incentives or

share schemes in place.

Dealer Principals/Chief Executive Officers of subsidiary companies receive a profit incentive in their

remuneration based on their dealership’s profit. The remuneration received by M J Newman as an

executive, as disclosed above, is for the twelve months to 30 June 2021 and includes a short term profit

incentive component of $606,552 (2020: $374,714). Similarly, the remuneration of S B Gibbons as an

executive is shown for the twelve months to 30 June 2021 and includes no short term profit component

this year (2020: $88,326).

In accordance with clause 28.4 of its constitution, the Company may provide for director retirement

benefits. The total provided at 30 June 2021 was $268,500 (2020: $268,500). Directors appointed after

1 May 2004 are not eligible to receive a retirement allowance unless authorised by shareholder resolution.

This benefit will be paid to J P Gibbons following his retirement from the board after 29 years as a director,

including the past 10 years as Chairman. There will be no further payment made under clause 28.4 of

the Constitution.

As permitted by clause 29.4 of the Company’s constitution, an insurance policy is in place in relation to

directors and officers liability. The policy ensures that, generally, directors will incur no monetary loss as

a result of actions they undertake as directors. Certain actions are specifically excluded, such as incurring

penalties and fines that may be imposed in respect of breaches of the law.


(c) Use of company information by directors


During the year the Board did not receive any requests from directors to use Company information

provided to them in their capacity as an officer or employee that would not otherwise have been available

to them.

48





(d) Share dealings by directors


Directors have disclosed under Section 148(2) of the Act the following acquisitions and disposal of a

relevant interest in shares in the Company between 1 July 2020 and 31 August 2021.


Director


Number of shares

acquired/ (disposed)

Date of transaction


Price per

share

Type of interest


J P Gibbons

(1)

(664,006) 15 October 2020 Nil Beneficial

J P Gibbons

(1)

186,335 15 October 2020 Nil Beneficial

J P Gibbons

(1)

30,000 15 October 2020 Nil Associated

J P Gibbons

(2)

(90,000) 15 October 2020 Nil Beneficial

J P Gibbons

(2)

90,000 15 October 2020 Nil Associated

S B Gibbons

(3)

474,348 11 March 2021 Nil Non-beneficial

J P Gibbons


20,000 17 March 2021 $8.85 Beneficial

G D Gibbons

(4)

(1,173,642) 17 March 2021 Nil Beneficial

G D Gibbons

(5)

106,449 17 March 2021 Nil Beneficial

G D Gibbons

(5)

80,000 17 March 2021 Nil Associated

G D Gibbons

(6)

195,607 17 March 2021 Nil Non-beneficial

G D Gibbons

(6)

195,607 17 March 2021 Nil Non-beneficial

G D Gibbons

(6)

195,607 17 March 2021 Nil Non-beneficial

G D Gibbons

(6)

260,809 17 March 2021 Nil Non-beneficial

G D Gibbons

(6)

326,012 17 March 2021 Nil Non-beneficial




(1) Distribution from the Estate of Robert Craig Gibbons

(2) Transfer to Associated Persons

(3) Appointed as Trustee of a shareholding Trust

(4) Transfer from a Trust of which G D Gibbons had a beneficial interest

(5) Distribution from the Estate of Peter Craig Gibbons

(6) Transfer to Trusts of which G D Gibbons is a Trustee

Directors disclosed no other transactions in the shares of the Company during the period.

(e) Composition of the Board

At the reporting date, all of the 6 Directors were male. Of the 17 Group officers, there was one female

officer and the rest were male (2020: 6 Directors - male, 17 officers - male).

(f) Remuneration of employees

During the year to 30 June 2021 the number of employees in the Group, not being directors of The

Colonial Motor Company Limited

, who received remuneration (including salary, incentives,

superannuation contributions, use of a motor vehicle and other benefits) which exceeded $100,000 were

as follows:

Remuneration


Remuneration Number of employees

$ 2021 2020 $ 2021 2020

100,001 - 110,000 45 53 310,001 - 320,000 - 1

110,001 - 120,000 32 32 320,001 - 330,000 4 -

120,001 - 130,000 24 19 330,001 - 340,000 - 1

130,001 - 140,000 20 18 340,001 - 350,000 - -

140,001 - 150,000 11 17 360,001 - 370,000 - 1

150,001 - 160,000 9 11 370,001 - 380,000 1 1

160,001 - 170,000 8 2 380,001 - 390,000 1 1

170,001 - 180,000 8 7 390,001 - 400,000 - 1

180,001 - 190,000 6 4 430,001 - 440,000 2 1

190,001 - 200,000 7 5 440,001 - 450,000 1 -

200,001 - 210,000 5 6 470,001 - 480,000 1 1

210,001 - 220,000 1 4 490,001 - 500,000 - 1

220,001 - 230,000 2 2 620,001 - 630,000 1 -

230,001 - 240,000 3 2 680,001 - 690,000 1 -

240,001 - 250,000 2 2 690,001 - 700,000 1 -

250,001 - 260,000 2 1 730,001 - 740,000 - 1

260,001 - 270,000 5 1 790,001 - 800,000 - -

270,001 - 280,000 - 2 870,001 - 880,000 1 -

290,001 - 300,000 2 1 1,130,001 - 1,140,000 - 1

300,001 - 310,000 2 - 1,270,001 - 1,280,000 1 -

Total 209 200

Total full time equivalent employees 988 965


Number of employees

49





Disclosures as at 30 June 2021 as required by the New Zealand Stock Exchange

Listing Rules


(a) Director independence


The following directors were Independent Directors at the reporting date:

A J Waugh

J W M Journee

The following directors were not Independent Directors at the reporting date:

J P Gibbons

G D Gibbons

M J Newman

S B Gibbons


(b) Directors’ relevant interests at 30 June 2021

Shares in which the

director has a beneficial

interest solely or jointly

Shares in which the

director has a non-

beneficial interest

Shares held by

associated person of the

director

2021 2020 2021 2020 2021 2020

G D Gibbons 670,656 1,737,849 2,474,467 1,300,825 184,520 104,520

J P Gibbons 973,513 1,521,184 1,126,086 1,126,086 287,560 167,560

S B Gibbons 1,975,299 1,975,299 650,435 176,087 6,151 6,151

M J Newman 30,000 30,000 - - - -

A J Waugh 8,365 8,365 - - 376 376

J W M Journee 2,613 2,613 - - - -


(c) Substantial Product Holders

As required by section 293 of the Financial Markets Conduct Act 2013, the Substantial Product Holders

as at 31 August 2021 (from whom a notice under the Act had been received and the date of each such

notice) were as follows:


Date Shares %


J P Gibbons 21 October 2020 2,079,599 6.36

S B Gibbons 11 March 2021 2,625,734 8.03

G D Gibbons 22 March 2021 3,145,123 9.62



Issued and fully paid capital as at 30 June 2021 was made up of 32,694,632 ordinary shares. The

above disclosures include voting securities arising by reason of joint holdings, powers of attorney and

directorships as specifically required by section 280(1) of the Financial Markets Conduct Act 2013. No

shares have been counted more than once in the determination of Substantial Product Holders.

A number of shares identified under J P Gibbons are also jointly held or have trustees in common with

D M Gibbons and P L & L C Bennett.

A number of shares identified under S B Gibbons are also jointly held or have trustees in common with

A D Gibbons & L B Rogerson, J H Smith & A F Peake and M A Gibbons & A K Cook.

A number of shares identified under G D Gibbons are also jointly held or have trustees in common

with A K Gibbons & S D Wood, S D & D M Wood, R D Gibbons & S D Wood, A D & G V Beaumont,

D D & B W Harrison and G D & I W Watson.

50





(d) Distribution of shareholders and shareholdings

This distribution information reflects the position as at 31 August 2021

Number of shareholders Number of shares

Number % Number %

1 - 999 325 20.0 145,259 0.4

1,000 - 9,999 976 60.1 3,119,698 9.5

10,000 - 99,999 262 16.1 6,965,458 21.3

100,000 - 999,999 59 3.7 19,434,952 59.5

1,000,000 + 2 0.1 3,029,265 9.3

Total 1,624 100.0 32,694,632 100.0



(e) Five year summary of shareholder return on investment - 30 June year ended


Year

Share

price Dividends paid - cps


Gross

dividend


Change

in share

Total

gross


Gross

shareholder

at 30

June

Date Net Gross yield

%


price

cps

return

cps

return

%

2021 $9.20 29/03/21 15.0 65.3 9.5 235.0 300.3 43.8

05/10/20 32.0

2020

(1)

$6.85 20/04/20 - - 4.7 (195.0) (153.3) (17.4)

21/10/19 30.0 41.7

2019 $8.80 15/04/19 15.0 69.4 8.7 80.0 150.4 18.8

15/10/18 35.0

2018 $8.00 16/04/18 15.0 63.9 8.5 50.0 113.9 15.2

17/10/17 31.0

2017 $7.50 18/04/17 13.0 55.6 9.0 130.0 185.6 29.9

17/10/16 27.0


Note: Yields are calculated on the share price at the beginning of each year. The share price at 30 June

2016 was $6.20.

(1)

Due to the effects on the Group’s business of the Covid-19 nationwide level 4 lockdown, the interim dividend of 15.0 cps, that

had been declared to be paid on 20 April 2020, was cancelled.











51





Fifty largest shareholdings as at 31 August 2021



Shares %

AD & SB Gibbons & LB Rogerson 1,742,228 5.3

Florence Theodosia Gibbons 1,287,037 3.9

JP & DM Gibbons & PL Bennett 803,653 2.5

Graeme Durrad Gibbons 670,656 2.1

PL & LC Bennett & JP Gibbons 634,030 1.9

Diana Durrad Harrison 630,078 1.9

BR & CM Gibbons & PL Bennett 627,208 1.9

Gillian Durrad Watson 614,069 1.9

Robert Durrad Gibbons 613,930 1.9

Sara Durrad Wood 613,369 1.9

Alison Durrad Beaumont 603,454 1.8

RJ Field & AJ Palmer 600,000 1.8

AD & GV Beaumont & GD Gibbons 585,215 1.8

MI & C Louisson & RM Carruthers 563,777 1.7

JP & DM Gibbons & PL Bennett 492,055 1.5

MA Gibbons, AK Cook & SB Gibbons 474,348 1.5

GD & AK Gibbons & SD Wood 470,012 1.4

JG, J & CG Harrison 458,317 1.4

Citibank Nominees (New Zealand) Limited 396,695 1.2

May Alice Gibbons 355,196 1.1

DD & BW Harrison & GD Gibbons 354,810 1.1

GD & IW Watson & GD Gibbons 354,810 1.1

RD Gibbons, SD Wood & GD Gibbons 354,810 1.1

SD & DM Wood & GD Gibbons 354,810 1.1

Hart Capital Partners Limited 349,488 1.1

CG & JG Harrison 335,244 1.0

E A Romans 325,482 1.0

KS, SKE & J Bale 324,244 1.0

RB & JG Tait & IJ Craig 305,006 0.9

Rebecca Hope Wilson 300,478 0.9

Leanne Barnes Rogerson 281,410 0.9

SH Majors, RH & SJ Wilson 268,556 0.8

David Grindell 252,000 0.8

K Enright & C Louisson 251,366 0.8

CM Louisson & N Tarsa 241,804 0.7

Stuart Barnes Gibbons 233,071 0.7

Pauline Lucy Bennett 223,138 0.7

Bruce Robert Gibbons 201,372 0.6

MC Duurentijdt, JT van Gaal & KD Trustees Limited 190,000 0.6

CG & AJ Harrison & JA Flygenring & P&M Trustees No 2 Limited 188,118 0.6

JH Smith, AF Peake & SB Gibbons 176,087 0.5

James Picot Gibbons 169,860 0.5

CMC Workplace Savings Scheme Trustee Limited 162,196 0.5

KS, SK & MG Bale 147,929 0.5

Helen Ailsa Louisson 140,870 0.4

TA Peglar 138,306 0.4

Ian Forbes Michie 135,730 0.4

GH & FT Gibbons & SJ Wilson 122,413 0.4

Sally Blundell Fell 118,174 0.4

Anne Blundell Norman 118,173 0.4

Total of fifty largest shareholdings 20,355,082 62.3

Total shares on issue 32,694,632 100.0


52







Today the CMC Group’s core business is the operation of Ford

dealerships each holding a franchise in its own right from the Ford

Motor Company of NZ Ltd. A number of these dealerships also hold

Mazda franchises. CMC, through Southpac Trucks, is the NZ

distributor and retailer of Kenworth and DAF heavy duty trucks and in

Southland/Otago, Agricentre South retails New Holland, Case IH and

Kubota tractors and equipment.

The Colonial Motor Company originated from William Black’s

coachbuilding factory which started operations in 1859 at 89

Courtenay Place, Wellington. In 1881 it was taken over by Rouse &

Hurrell, who expanded the business with new three storied premises

calling it Rouse & Hurrell’s Empire Steam and Carriage Works. This

partnership was formed into a limited liability company in 1902 with Mr

Edward Wade Petherick the first Secretary of the Company. The Ford

Motor Car Agency was taken up in 1908 and in August 1911 a new

name “The Colonial Motor Company Limited” was registered.

On Ford Canada’s recommendation a dominant shareholding and

control was acquired by Mr Charles Corden Larmour and the sale of

this majority holding and control to Mr Hope Gibbons and his family

interests was concluded in April 1918 after negotiations in 1916. At

that time there were 17 Authorised Ford Dealers in New Zealand of

which 10 were in the South Island. In 1919 the Company restructured

with a new memorandum and articles but the 1911 name was retained

and remains the same today. 2018 marked the company’s 100th

Annual Report.

The nine storied building at 89 Courtenay Place, designed by architect

J M Dawson to Ford plans, opened as the tallest Wellington

construction in 1922. It was the first motor vehicle assembly plant in

New Zealand - vehicles starting in boxes at the top and driving out

completed at the bottom. The Company later built assembly plants at

Fox Street, Parnell, Auckland and Sophia Street, Timaru. This was the

age of the Model T with Ford market share reaching a peak of 27% in

1926. The ‘CMC’ Building was sold in 2005.

In 1936, Ford Motor Company of New Zealand Limited established an

assembly plant at Seaview, Lower Hutt, and took over the distribution

of Ford products in New Zealand. CMC then concentrated on the retail

side of the business, operating the retail garages it then owned. The

1930's and 1940's were a time of survival with the depression, excess

stock of new product, and then no new vehicles available during the

war years and petrol rationing until 1950. Service became the key to

remaining in business.

Shortly after the end of the war the supply of new vehicles was

resumed and the 30 years up to 1980 saw the Group consolidate. The

Dealer organisation that developed proved to be one of the best retail

motor groups in New Zealand. Over this period nearly every

Dealership was either rebuilt, fully refurbished or relocated and new

Dealerships were opened in East, West and South Auckland to cater

for Auckland growth.

CMC was listed on the NZ Stock Exchange in May 1962.

For the 50 years up to 1987, New Zealand had import licensing, local

assembly of vehicles and heavy additional sales taxes to control

overseas funds. The new vehicle industry under this regime peaked in

1973 and again in 1984 at 123,000 units. The dismantling of controls

and the arrival of second hand imports from Japan saw the industry

fall to just 66,500 new vehicles in 1992. It wasn’t until 2014, 30 years

later, that the new vehicle industry again reached the level seen in

1984. 2015, 2016, 2017 and 2018 all saw record industry sales.

The late 1980’s and all through the 1990’s was a period of change and

adaptation. Over a decade, most smaller Ford dealerships either

closed down or merged with their neighbours. This resulted in fewer

but larger Ford dealerships. CMC closed or sold its smaller

dealerships and acquired others to expand its city and provincial

locations. Nelson was acquired during this period. Compounding the

changes were the international decisions of Ford Motor Company to

sell its tractor and heavy truck businesses which resulted in Ford in NZ

ceasing to import both products.

Most of the CMC dealership tractor departments were closed, with the

exception of Southland. This business has since grown to become

Agricentre South Ltd, retailing New Holland & Kubota tractors in

Southland and Case IH tractors in Southland / Otago with locations in

Invercargill, Gore, Milton, Cromwell and Ranfurly.

In 1994 CMC acquired a major interest in Southpac Trucks, the NZ

distributor for Kenworth and Foden (since retired) and more recently,

DAF, heavy duty trucks which are all part of the USA based PACCAR

organisation. Southpac Trucks has since grown into a major player in

the NZ heavy truck industry with locations in Manukau City, Hamilton,

Rotorua, New Plymouth, Palmerston North and Christchurch together

with a nationwide network of independent parts & service dealers.


Guinness Peat Group plc (GPG) made a takeover offer for CMC in

October 1995. Among the sellers who enabled GPG to acquire 33.9%

were some original Gibbons Family shareholders. As part of a plan to

maximise value to shareholders, Directors resolved to rationalise the

Company's non-dealership property holdings, repay the surplus funds

to shareholders and focus the Company on its core motor trade

activities.


In June 1997, GPG sold its shares to the MBM Group of Malaysia. Over

the following years, MBM sold down its holding in CMC, with many of

the shares acquired by members of the Gibbons family. MBM sold its

final block of 24.9% to a large number of individuals in 2003, resulting

in the addition of 300 shareholders to CMC.


In 1999, CMC's Auckland Dealerships joined with Ford Motor Company

and three other Ford dealerships to form Auckland Auto Collection

Limited (AACL). This move represented the biggest change in the Ford

franchise arrangements in New Zealand for over 60 years. During

1999, this new business acquired the Mazda Dealerships in Auckland

and Mazda Motors joined CMC and Ford as a shareholder. From 2002,

the business operated as three Ford and Mazda dealerships - North

Harbour, John Andrew and South Auckland. CMC sold its shareholding

back to AACL in May 2005 and, in return, acquired the South Auckland

Dealership.


On 16 June 2003, Ford Motor Company celebrated its centennial and

the production of the original Model A Fordmobile with CMC and its

forebears having been actively involved with Ford for 95 of those 100

years. In celebration of this long relationship, a history of the

Company's operations and activities, "Ford Ahead", was written and

published by Roger Gardner.


During the 2000’s CMC also acquired the Mazda franchises in

Invercargill, Dunedin, Timaru, Wellington, Lower Hutt and Masterton.

These were run as dual dealerships with the existing Ford dealerships.

The policy of adding Mazda to Ford dealerships ended when Ford USA

sold its interest in Mazda Japan in 2009.


It has been part of the Company's philosophy and success to own

property sites from which its retail subsidiary companies operate.


In 2014 CMC acquired Jeff Gray BMW & MINI with locations in

Wellingt

on, Christchurch, Palmerston North and Hastings. The

business was subsequently sold in November 2016.


In recent years CMC has increased its franchise representation in a

number of locations as separate dealerships or aligned with existing

businesses and now includes: Suzuki, Nissan, Kia, Hyundai, Isuzu

Utes, Peugeot, Citroen, Mahindra; Suzuki, Kawasaki, Yamaha & BMW

motorcycles.


Details of the Group’s current dealerships, locations and the franchises

they represent are detailed on page 8 in the report.


Greenhouse gas emissions are now driving the power source for

vehicles away from fossil fuel and the internal combustion engine to

clean sources – electricity, hydrogen, bio fuel or others yet-to-be

identified.


The current major shareholdings in CMC are individual descendants of

Hopeful & Jessie Gibbons, who collectively hold over 60% of the

Company shares. There are also many descendants of the original

1902 subscribers to the Rouse & Hurrell Carriage Building Company

Limited who remain shareholders today.


Throughout the Company's history, change has always been with us

and our ability to adapt in good times and in bad has ensured ongoing

wellbeing and prosperity. As well, it has always been recognised that

dedicated, skilled and enthusiastic people have been, and will

continue to be, the key to the Company's future.

---

___________________________________________________________________________

PO Box 6159 Level 6 Telephone 04 384-9734 E-mail cmc@colmotor.co.nz

Wellington 6141 57 Courtenay Place Facsimile 04 801-7279 Website www.colmotor.co.nz

NEW ZEALAND Wellington 6011 DX SP21009



17 September 2021


THIS IS AN IMPORTANT DOCUMENT – PLEASE READ IT CAREFULLY


Dear Shareholder,


The Company is currently planning to hold the normal form of annual meeting this year (i.e.

a physical meeting with shareholders present in person). This is scheduled for midday on Friday,

5 November 2021, so long as the whole of New Zealand is in Alert Levels 1 or 2.


The Notice of Meeting, including full details of the business to be transacted and the venue location

are at pages 1 and 2 of the accompanying Annual Report. The requirements for attending a

physical meeting under Covid restrictions are detailed on the next page of this advice letter.


However, if any part of New Zealand is in Alert Levels 3 or 4 on 5 November, the annual

meeting will change to be a virtual meeting that will be held at the later date advised below (i.e.

it will be held electronically by webcast and with no shareholders physically present). The

instructions on how you can attend a virtual meeting are also on the next page of this letter.


The current Covid-related uncertainties require the Company to plan now for both of these meeting

outcomes and the purpose of this letter is to prepare you for either event.


Right up to the scheduled meeting date, circumstances could arise where the physical meeting

cannot be held. The meeting would therefore be deferred to be a virtual meeting. In that event, an

announcement would be made to the Stock Exchange (CMC NZX announcements can be found

here: https://www.nzx.com/companies/CMO). That announcement would also be posted on the

Company’s website: https://www.colmotor.co.nz/about/nzx-releases/


In the event the annual meeting is deferred to be a virtual meeting, that would be held without

fail at midday on Friday, 19 November 2021.


Any announcement of a deferral will contain all the necessary details for attending the annual

meeting virtually. The Company will email that announcement to you where we have your email

address. If we don’t have your email address already, we encourage you to provide it to the

Company ahead of the annual meeting. This is so you can receive Company communications

directly.


Please note: you can provide your email address to the Company at cmc@colmotor.co.nz and by

doing so it will be assumed you have consented to being sent announcements to Shareholders by

email. Please include your full Shareholder name and CSN/Holder Number - you can find that

number at the bottom of your proxy form or on any dividend advice.


To help us with our planning for holding a physical meeting we ask you to confirm whether you will

be attending. You can do this by emailing to cmc@colmotor,co.nz and putting “RSVP AGM” in the

subject line and include the number of people who will attend. Alternatively, you can telephone the

Group Office on 04 384 9734 and provide these details.


Please contact us if you need clarification of any matter relating to this letter. The Company’s

contact details are at the bottom of this page.


Kind regards,


Jack Tuohy

Company Secretary

What to expect if a physical annual meeting is held on 5 November 2021
• The meeting will commence at midday at the QT Hotel (formally the Museum Hotel)

– refer to the Notice of Meeting for location details.


• Entry will be from the Tory Street entrance to the hotel and you will be directed to

the meeting room foyer on the ground floor.


• The meeting room foyer will open from 11.15am, so please provide plenty of time for

registration on arrival.


• Do not attend if you have any cold or flu-like symptoms.


• Subject to Alert Level guidance at the time, please bring a mask and remain masked

while in the foyer and the meeting room.


• On arrival:

o Scan in using the QR code app or sign into the physical register that will be

available at the entrance to the hotel.


o You will then need to register at the meeting room entrance as a

Shareholder, Proxyholder or Guest for the meeting.


o Shareholders will be issued with a personalised voting paper.


o Please then find a place to sit in the meeting room and maintain physical

distancing if the Alert Level restrictions require this.


• Depending on any Alert Level restrictions, we may need to limit the number of

people in the meeting room. If required, an additional room will be available.



What to expect if a virtual annual meeting is held on 19 November 2021

• The Company’s share registrar, Computershare Investor Services, will host the virtual

annual meeting.


• You will need the latest version of Chrome, Safari, Edge or Firefox to be able to

attend virtually. Well ahead of the meeting, you are encouraged to ensure the device

you plan to view the meeting on has a browser that is compatible with one of these.


• You will be able to access the virtual meeting via the link https://meetnow.global/nz

On that page you will find a schedule of upcoming annual meetings for various

companies in date order. Find the one for The Colonial Motor Company, click GO and

it will take you to the meeting.


• There will then be steps to follow to register for the meeting and enable you to vote

and ask questions.


• You will need to provide your CSN/Holder Number. You can find that number at the

bottom of your proxy form or on any dividend advice.


• Once you have completed these steps you will be able to access the meeting.


• It is recommended you test the system ahead of time to check you are able to access

the meeting.

Data sourced from publicly available filings. Our datasets may not be complete. Automated analysis can produce errors. If you believe any data on this page is incorrect, please contact us at hello@nzxplorer.co.nz. For informational purposes only. Not investment advice.

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